Union Insurance Co Ltd Defensive Interval Ratio
Union Insurance Co Ltd defensive interval ratio. Union Insurance Co Ltd (2816) has a Defensive Interval Ratio of 101 days as of December 2025. Defensive assets of NT$4.76 Billion (cash NT$-, short-term investments NT$2.82 Billion, receivables NT$1.94 Billion) cover 101 days of daily cash needs of NT$47.30 Million/day. See Union Insurance Co Ltd short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Union Insurance Co Ltd (2012–2025)
Defensive interval ratio of Union Insurance Co Ltd from 2012 to 2025. This chart shows how Union Insurance Co Ltd's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of December 2025, the ratio stands at 101 days, meaning defensive assets of NT$4.76 Billion can fund 101 days of operations without new revenue. Check Union Insurance Co Ltd (2816) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Union Insurance Co Ltd Defensive Interval Ratio by Year (2012–2025)
Union Insurance Co Ltd defensive interval ratio by year from 2012 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Union Insurance Co Ltd from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see 2816 current and non-current assets.
| Year | DIR (days) | Defensive Assets (TWD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 101 days | NT$4.76 Billion | NT$47.30 Million/day | NT$- | NT$2.82 Billion | ▼ -141 days |
| 2024 | 242 days | NT$3.53 Billion | NT$14.58 Million/day | NT$- | NT$2.88 Billion | ▲ +25 days |
| 2023 | 217 days | NT$2.91 Billion | NT$13.42 Million/day | NT$- | NT$2.35 Billion | ▼ -645 days |
| 2022 | 862 days | NT$2.76 Billion | NT$3.20 Million/day | NT$- | NT$2.14 Billion | ▲ +47 days |
| 2021 | 814 days | NT$2.76 Billion | NT$3.39 Million/day | NT$- | NT$2.08 Billion | ▼ -64 days |
| 2020 | 878 days | NT$3.02 Billion | NT$3.44 Million/day | NT$- | NT$2.36 Billion | ▲ +105 days |
| 2019 | 773 days | NT$2.72 Billion | NT$3.52 Million/day | NT$- | NT$1.86 Billion | ▲ +212 days |
| 2018 | 562 days | NT$1.88 Billion | NT$3.36 Million/day | NT$- | NT$987.12 Million | ▼ -52 days |
| 2017 | 613 days | NT$2.14 Billion | NT$3.48 Million/day | NT$- | NT$1.40 Billion | ▲ +8 days |
| 2016 | 605 days | NT$1.98 Billion | NT$3.28 Million/day | NT$- | NT$1.31 Billion | ▲ +203 days |
| 2015 | 402 days | NT$1.29 Billion | NT$3.22 Million/day | NT$- | NT$512.12 Million | ▼ -408 days |
| 2014 | 810 days | NT$2.27 Billion | NT$2.81 Million/day | NT$- | NT$1.51 Billion | ▲ +4 days |
| 2013 | 806 days | NT$2.16 Billion | NT$2.68 Million/day | NT$- | NT$1.35 Billion | ▲ +568 days |
| 2012 | 238 days | NT$606.26 Million | NT$2.55 Million/day | NT$- | NT$606.26 Million | — |