Erste Group Bank AG Cash Flow Quality Index
Erste Group Bank AG cash flow quality index. Erste Group Bank AG (EBS) has a Cash Flow Quality Index of -2.39x as of June 2026. Operating cash flow of €-2.62 Billion is below net income of €1.10 Billion, suggesting accrual-heavy earnings not yet converted to cash. See EBS financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Erste Group Bank AG (2004–2025)
Cash flow quality index of Erste Group Bank AG from 2004 to 2025. Historical Cash Flow Quality Index for Erste Group Bank AG across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Erste Group Bank AG (EBS) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Erste Group Bank AG Cash Flow Quality Index by Year (2004–2025)
Erste Group Bank AG cash flow quality index by year from 2004 to 2025. Year-by-year earnings quality comparison for Erste Group Bank AG. For the full cash flow conversion analysis, see Erste Group Bank AG (EBS) cash flow conversion.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.15x | €4.04 Billion | €3.51 Billion | ▲ +139.8% |
| 2024 | -2.89x | €-9.03 Billion | €3.13 Billion | ▼ -434.9% |
| 2023 | 0.86x | €2.59 Billion | €3.00 Billion | ▲ +121.2% |
| 2022 | -4.07x | €-8.82 Billion | €2.16 Billion | ▼ -186.0% |
| 2021 | 4.74x | €11.40 Billion | €2.41 Billion | ▼ -80.2% |
| 2020 | 23.88x | €24.49 Billion | €1.03 Billion | ▲ +836.9% |
| 2019 | -3.24x | €-6.19 Billion | €1.91 Billion | ▼ -141.2% |
| 2018 | -1.34x | €-2.91 Billion | €2.16 Billion | ▼ -164.4% |
| 2017 | 2.09x | €3.48 Billion | €1.67 Billion | ▼ -48.1% |
| 2016 | 4.02x | €6.18 Billion | €1.54 Billion | ▼ -13.6% |
| 2015 | 4.65x | €5.93 Billion | €1.27 Billion | ▲ +310.5% |
| 2013 | -2.21x | €-433.00 Million | €196.00 Million | ▼ -135.2% |
| 2012 | 6.28x | €3.96 Million | €631.00K | ▲ +2227.1% |
| 2010 | 0.27x | €320.00 Million | €1.19 Billion | ▲ +107.9% |
| 2009 | -3.42x | €-3.35 Billion | €977.00 Million | ▼ -24.3% |
| 2008 | -2.76x | €-2.86 Million | €1.04 Million | ▼ -835.1% |
| 2007 | 0.37x | €581.00 Million | €1.55 Billion | ▼ -87.3% |
| 2006 | 2.96x | €3.50 Billion | €1.18 Billion | ▲ +812.7% |
| 2005 | 0.32x | €396.00 Million | €1.22 Billion | ▼ -84.3% |
| 2004 | 2.06x | €2.06 Billion | €996.59 Million | — |