Erste Group Bank AG (EBS) — Cash Flow Quality Index
Erste Group Bank AG (EBS) has a Cash Flow Quality Index of 3.21x as of March 2026. Operating cash flow of €2.82 Billion exceeds net income of €879.00 Million, indicating high earnings quality where cash backs reported profits. Explore Erste Group Bank AG cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Erste Group Bank AG Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for Erste Group Bank AG across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check EBS cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Erste Group Bank AG (2004–2025)
Year-by-year earnings quality comparison for Erste Group Bank AG. For live market cap and the full company financial profile, see Erste Group Bank AG (EBS) total market value.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.15x | €4.04 Billion | €3.51 Billion | ▲ +139.8% |
| 2024 | -2.89x | €-9.03 Billion | €3.13 Billion | ▼ -434.9% |
| 2023 | 0.86x | €2.59 Billion | €3.00 Billion | ▲ +121.2% |
| 2022 | -4.07x | €-8.82 Billion | €2.16 Billion | ▼ -186.0% |
| 2021 | 4.74x | €11.40 Billion | €2.41 Billion | ▼ -80.2% |
| 2020 | 23.88x | €24.49 Billion | €1.03 Billion | ▲ +836.9% |
| 2019 | -3.24x | €-6.19 Billion | €1.91 Billion | ▼ -141.2% |
| 2018 | -1.34x | €-2.91 Billion | €2.16 Billion | ▼ -164.4% |
| 2017 | 2.09x | €3.48 Billion | €1.67 Billion | ▼ -48.1% |
| 2016 | 4.02x | €6.18 Billion | €1.54 Billion | ▼ -13.6% |
| 2015 | 4.65x | €5.93 Billion | €1.27 Billion | ▲ +310.5% |
| 2013 | -2.21x | €-433.00 Million | €196.00 Million | ▼ -135.2% |
| 2012 | 6.28x | €3.96 Million | €631.00K | ▲ +2227.1% |
| 2010 | 0.27x | €320.00 Million | €1.19 Billion | ▲ +107.9% |
| 2009 | -3.42x | €-3.35 Billion | €977.00 Million | ▼ -24.3% |
| 2008 | -2.76x | €-2.86 Million | €1.04 Million | ▼ -835.1% |
| 2007 | 0.37x | €581.00 Million | €1.55 Billion | ▼ -87.3% |
| 2006 | 2.96x | €3.50 Billion | €1.18 Billion | ▲ +812.7% |
| 2005 | 0.32x | €396.00 Million | €1.22 Billion | ▼ -84.3% |
| 2004 | 2.06x | €2.06 Billion | €996.59 Million | — |