Erste Group Bank AG (EBS) — Cash Flow-to-Debt Ratio
Erste Group Bank AG (EBS) has a Cash Flow-to-Debt Ratio of -0.01x as of June 2026, meaning its operating cash flow of €-2.62 Billion could theoretically repay 0% of its total liabilities (€419.45 Billion) in one year. See financial flexibility index of Erste Group Bank AG to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Erste Group Bank AG Cash Flow-to-Debt Ratio (2002–2025)
Historical debt coverage capacity for Erste Group Bank AG across 22 annual periods. For the full cash flow conversion analysis, see EBS cash flow metrics.
Annual Cash Flow-to-Debt Ratio for Erste Group Bank AG (2002–2025)
Year-by-year debt coverage analysis for Erste Group Bank AG. Check EBS cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (EUR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | €4.04 Billion | €333.91 Billion | ▲ +143.3% |
| 2024 | -0.03x | €-9.03 Billion | €322.97 Billion | ▼ -433.7% |
| 2023 | 0.01x | €2.59 Billion | €308.65 Billion | ▲ +128.4% |
| 2022 | -0.03x | €-8.82 Billion | €298.56 Billion | ▼ -173.5% |
| 2021 | 0.04x | €11.40 Billion | €283.91 Billion | ▼ -58.2% |
| 2020 | 0.10x | €24.49 Billion | €254.98 Billion | ▲ +449.3% |
| 2019 | -0.03x | €-6.19 Billion | €225.22 Billion | ▼ -106.2% |
| 2018 | -0.01x | €-2.91 Billion | €217.92 Billion | ▼ -177.6% |
| 2017 | 0.02x | €3.48 Billion | €202.37 Billion | ▼ -46.7% |
| 2016 | 0.03x | €6.18 Billion | €191.62 Billion | ▲ +0.5% |
| 2015 | 0.03x | €5.93 Billion | €184.93 Billion | ▲ +446.7% |
| 2014 | -0.01x | €-1.69 Billion | €182.84 Billion | ▼ -295.3% |
| 2013 | 0.00x | €-433.00 Million | €185.09 Billion | ▼ -11760.5% |
| 2012 | 0.00x | €3.96 Million | €197.49 Billion | ▼ -99.9% |
| 2011 | 0.04x | €6.72 Billion | €188.81 Billion | ▲ +2000.3% |
| 2010 | 0.00x | €320.00 Million | €188.81 Billion | ▲ +109.4% |
| 2009 | -0.02x | €-3.35 Billion | €185.59 Billion | ▼ -119766.8% |
| 2008 | 0.00x | €-2.86 Million | €190.35 Billion | ▼ -100.5% |
| 2007 | 0.00x | €581.00 Million | €189.12 Billion | ▼ -85.0% |
| 2006 | 0.02x | €3.50 Billion | €170.80 Billion | ▼ -30.4% |
| 2003 | 0.03x | €3.62 Billion | €122.91 Billion | ▲ +3.6% |
| 2002 | 0.03x | €3.30 Billion | €116.02 Billion | — |