Erste Group Bank AG Defensive Interval Ratio

Latest as of December 2022: 4 days

Erste Group Bank AG defensive interval ratio. Erste Group Bank AG (EBS) has a Defensive Interval Ratio of 4 days as of December 2022. Defensive assets of €2.51 Billion (cash €-, short-term investments €-, receivables €2.51 Billion) cover 4 days of daily cash needs of €703.62 Million/day. See how liquid is Erste Group Bank AG's working capital to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

4 days
Days of operational coverage

Defensive Assets

€2.51 Billion
Cash + ST Investments + Receivables

Daily Cash Need

€703.62 Million
Current Liabilities ÷ 365

Current Liabilities

€256.82 Billion
EUR

Defensive Interval Ratio of Erste Group Bank AG (2015–2022)

Defensive interval ratio of Erste Group Bank AG from 2015 to 2022. This chart shows how Erste Group Bank AG's Defensive Interval Ratio has evolved across 8 annual periods from 2015 to 2022. As of December 2022, the ratio stands at 4 days, meaning defensive assets of €2.51 Billion can fund 4 days of operations without new revenue. Read total liabilities of Erste Group Bank AG for a breakdown of total debt and financial obligations.

Erste Group Bank AG Defensive Interval Ratio by Year (2015–2022)

Erste Group Bank AG defensive interval ratio by year from 2015 to 2022. The table below presents the year-by-year Defensive Interval Ratio for Erste Group Bank AG from 2015 to 2022, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see balance sheet size of Erste Group Bank AG.

Year DIR (days) Defensive Assets (EUR) Daily Cash Need Cash ST Investments Change (days)
2022 4 days €2.51 Billion €703.62 Million/day €- €- ▲ +0 days
2021 3 days €2.15 Billion €694.72 Million/day €- €- ▲ +1 days
2020 2 days €1.34 Billion €616.54 Million/day €- €- ▼ 0 days
2019 3 days €1.41 Billion €534.29 Million/day €- €- ▲ +0 days
2018 3 days €1.32 Billion €520.42 Million/day €- €- ▲ +2 days
2017 0 days €149.00 Million €482.87 Million/day €- €- ▼ 0 days
2016 0 days €177.00 Million €449.60 Million/day €- €- ▼ 0 days
2015 0 days €197.00 Million €426.54 Million/day €- €- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)