Erste Group Bank AG (EBS) — Defensive Interval Ratio
Erste Group Bank AG (EBS) has a Defensive Interval Ratio of 4 days as of December 2022. Defensive assets of €2.51 Billion (cash €-, short-term investments €-, receivables €2.51 Billion) cover 4 days of daily cash needs of €703.62 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Erste Group Bank AG Defensive Interval Ratio (2015–2022)
This chart shows how Erste Group Bank AG's Defensive Interval Ratio has evolved across 8 annual periods from 2015 to 2022. As of December 2022, the ratio stands at 4 days, meaning defensive assets of €2.51 Billion can fund 4 days of operations without new revenue. For the complete balance sheet picture, see EBS current and non-current assets.
Annual Defensive Interval Ratio for Erste Group Bank AG (2015–2022)
The table below presents the year-by-year Defensive Interval Ratio for Erste Group Bank AG from 2015 to 2022, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Erste Group Bank AG working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (EUR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2022 | 4 days | €2.51 Billion | €703.62 Million/day | €- | €- | ▲ +0 days |
| 2021 | 3 days | €2.15 Billion | €694.72 Million/day | €- | €- | ▲ +1 days |
| 2020 | 2 days | €1.34 Billion | €616.54 Million/day | €- | €- | ▼ 0 days |
| 2019 | 3 days | €1.41 Billion | €534.29 Million/day | €- | €- | ▲ +0 days |
| 2018 | 3 days | €1.32 Billion | €520.42 Million/day | €- | €- | ▲ +2 days |
| 2017 | 0 days | €149.00 Million | €482.87 Million/day | €- | €- | ▼ 0 days |
| 2016 | 0 days | €177.00 Million | €449.60 Million/day | €- | €- | ▼ 0 days |
| 2015 | 0 days | €197.00 Million | €426.54 Million/day | €- | €- | — |