Erste Group Bank AG (EBS) — Free Cash Flow Generation Index

Latest as of March 2026: 0.95x

Erste Group Bank AG (EBS) has a Free Cash Flow Generation Index of 0.95x as of March 2026. Free cash flow of €2.69 Billion represents 1% of operating cash flow (€2.82 Billion). Read EBS total debt and obligations for a breakdown of total debt and financial obligations.

FCF Generation Index

0.95x
Free Cash Flow / Operating CF

Free Cash Flow

€2.69 Billion
EUR

Operating Cash Flow

€2.82 Billion
EUR

Capital Expenditures

€128.00 Million
EUR

Erste Group Bank AG Free Cash Flow Generation Index (2002–2025)

Historical FCF Generation Index trend for Erste Group Bank AG across 16 annual periods. Explore Erste Group Bank AG (EBS) reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for Erste Group Bank AG (2002–2025)

Year-by-year Free Cash Flow Generation Index for Erste Group Bank AG. For the full company profile including market capitalisation, see market cap of Erste Group Bank AG.

Year FCG Index Free Cash Flow (EUR) Operating CF Capital Expenditures YoY Change
2025 0.81x €3.29 Billion €4.04 Billion €753.00 Million ▲ +2.2%
2023 0.80x €2.06 Billion €2.59 Billion €528.00 Million ▼ -16.4%
2021 0.95x €10.86 Billion €11.40 Billion €548.00 Million ▼ -2.6%
2020 0.98x €23.94 Billion €24.49 Billion €549.50 Million ▲ +19.6%
2017 0.82x €2.84 Billion €3.48 Billion €636.00 Million ▼ -6.0%
2016 0.87x €5.37 Billion €6.18 Billion €807.00 Million ▼ 0.0%
2015 0.87x €5.16 Billion €5.93 Billion €773.00 Million ▲ +6.5%
2012 0.82x €3.23 Million €3.96 Million €727.00K ▼ -11.3%
2011 0.92x €6.19 Billion €6.72 Billion €534.00 Million ▲ +197.5%
2010 -0.94x €-302.00 Million €320.00 Million €622.00 Million ▼ -55.8%
2007 -0.61x €-352.00 Million €581.00 Million €933.00 Million ▼ -173.8%
2006 0.82x €2.87 Billion €3.50 Billion €626.00 Million ▲ +224.4%
2005 -0.66x €-261.30 Million €396.00 Million €657.30 Million ▼ -184.1%
2004 0.78x €1.61 Billion €2.06 Billion €443.00 Million ▲ +23.7%
2003 0.63x €2.29 Billion €3.62 Billion €1.32 Billion ▼ -1.7%
2002 0.65x €2.13 Billion €3.30 Billion €1.17 Billion —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).