Erste Group Bank AG (EBS) — Net Asset Quality Index
Erste Group Bank AG (EBS) has a Net Asset Quality Index of 9.0% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of €461.14 Billion minus total liabilities of €419.45 Billion yields net assets of €41.69 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read EBS liabilities breakdown for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Erste Group Bank AG Net Asset Quality Index Over Time (2002–2025)
This chart shows how Erste Group Bank AG's Net Asset Quality Index has evolved across 22 annual periods from 2002 to 2025. As of June 2026, the index stands at 9.0%, representing net assets of €41.69 Billion against total assets of €461.14 Billion EUR. For live market cap and overall valuation, see Erste Group Bank AG (EBS) total market value.
Annual Net Asset Quality Index for Erste Group Bank AG (2002–2025)
The table below presents the year-by-year Net Asset Quality Index for Erste Group Bank AG from 2002 to 2025, covering 22 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check EBS capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (EUR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 9.4% | €34.66 Billion | €368.57 Billion | €333.91 Billion | ▲ +0.7 pp |
| 2024 | 8.7% | €30.77 Billion | €353.74 Billion | €322.97 Billion | ▲ +0.2 pp |
| 2023 | 8.5% | €28.50 Billion | €337.15 Billion | €308.65 Billion | ▲ +0.6 pp |
| 2022 | 7.8% | €25.30 Billion | €323.87 Billion | €298.56 Billion | ▲ +0.2 pp |
| 2021 | 7.6% | €23.51 Billion | €307.43 Billion | €283.91 Billion | ▼ -0.4 pp |
| 2020 | 8.1% | €22.41 Billion | €277.39 Billion | €254.98 Billion | ▼ -0.3 pp |
| 2019 | 8.3% | €20.48 Billion | €245.69 Billion | €225.22 Billion | ▲ +0.4 pp |
| 2018 | 8.0% | €18.87 Billion | €236.79 Billion | €217.92 Billion | ▼ -0.3 pp |
| 2017 | 8.3% | €18.29 Billion | €220.66 Billion | €202.37 Billion | ▲ +0.3 pp |
| 2016 | 8.0% | €16.60 Billion | €208.23 Billion | €191.62 Billion | ▲ +0.6 pp |
| 2015 | 7.4% | €14.81 Billion | €199.74 Billion | €184.93 Billion | ▲ +0.6 pp |
| 2014 | 6.8% | €13.44 Billion | €196.29 Billion | €182.84 Billion | ▼ -0.5 pp |
| 2013 | 7.4% | €14.78 Billion | €199.88 Billion | €185.09 Billion | ▼ -0.2 pp |
| 2012 | 7.6% | €16.34 Billion | €213.82 Billion | €197.49 Billion | ▼ -2.5 pp |
| 2011 | 10.1% | €21.20 Billion | €210.01 Billion | €188.81 Billion | ▲ +1.8 pp |
| 2010 | 8.3% | €17.13 Billion | €205.94 Billion | €188.81 Billion | ▲ +0.3 pp |
| 2009 | 8.0% | €16.12 Billion | €201.71 Billion | €185.59 Billion | ▲ +2.5 pp |
| 2008 | 5.5% | €11.10 Billion | €201.44 Billion | €190.35 Billion | ▼ -0.2 pp |
| 2007 | 5.7% | €11.40 Billion | €200.52 Billion | €189.12 Billion | ▼ -0.3 pp |
| 2006 | 6.0% | €10.90 Billion | €181.70 Billion | €170.80 Billion | ▲ +1.6 pp |
| 2003 | 4.4% | €5.67 Billion | €128.58 Billion | €122.91 Billion | ▲ +0.1 pp |
| 2002 | 4.3% | €5.20 Billion | €121.22 Billion | €116.02 Billion | — |