Erste Group Bank AG (EBS) — Financial Flexibility Index
Erste Group Bank AG (EBS) has a Financial Flexibility Index of -0.01x as of June 2026. Free cash flow of €-2.44 Billion (operating CF €-2.62 Billion minus capex €178.00 Million) represents 0% of total liabilities (€419.45 Billion). Check EBS cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Erste Group Bank AG Financial Flexibility Index (2002–2025)
Historical Financial Flexibility Index trend for Erste Group Bank AG across 22 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Erste Group Bank AG.
Annual Financial Flexibility Index for Erste Group Bank AG (2002–2025)
Year-by-year free cash flow to debt coverage for Erste Group Bank AG. Explore Erste Group Bank AG cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | €4.79 Billion | €4.04 Billion | €333.91 Billion | ▲ +156.0% |
| 2024 | -0.03x | €-8.28 Billion | €-9.03 Billion | €322.97 Billion | ▼ -354.2% |
| 2023 | 0.01x | €3.11 Billion | €2.59 Billion | €308.65 Billion | ▲ +136.1% |
| 2022 | -0.03x | €-8.34 Billion | €-8.82 Billion | €298.56 Billion | ▼ -166.3% |
| 2021 | 0.04x | €11.95 Billion | €11.40 Billion | €283.91 Billion | ▼ -57.1% |
| 2020 | 0.10x | €25.04 Billion | €24.49 Billion | €254.98 Billion | ▲ +494.8% |
| 2019 | -0.02x | €-5.60 Billion | €-6.19 Billion | €225.22 Billion | ▼ -129.1% |
| 2018 | -0.01x | €-2.37 Billion | €-2.91 Billion | €217.92 Billion | ▼ -153.4% |
| 2017 | 0.02x | €4.12 Billion | €3.48 Billion | €202.37 Billion | ▼ -44.2% |
| 2016 | 0.04x | €6.98 Billion | €6.18 Billion | €191.62 Billion | ▲ +0.5% |
| 2015 | 0.04x | €6.70 Billion | €5.93 Billion | €184.93 Billion | ▲ +727.0% |
| 2014 | -0.01x | €-1.06 Billion | €-1.69 Billion | €182.84 Billion | ▼ -544.0% |
| 2013 | 0.00x | €241.00 Million | €-433.00 Million | €185.09 Billion | ▲ +5383.8% |
| 2012 | 0.00x | €4.69 Million | €3.96 Million | €197.49 Billion | ▼ -99.9% |
| 2011 | 0.04x | €7.25 Billion | €6.72 Billion | €188.81 Billion | ▲ +670.2% |
| 2010 | 0.00x | €942.00 Million | €320.00 Million | €188.81 Billion | ▲ +138.5% |
| 2009 | -0.01x | €-2.41 Billion | €-3.35 Billion | €185.59 Billion | ▼ -127561.0% |
| 2008 | 0.00x | €-1.93 Million | €-2.86 Million | €190.35 Billion | ▼ -100.1% |
| 2007 | 0.01x | €1.51 Billion | €581.00 Million | €189.12 Billion | ▼ -66.8% |
| 2006 | 0.02x | €4.12 Billion | €3.50 Billion | €170.80 Billion | ▼ -40.0% |
| 2003 | 0.04x | €4.94 Billion | €3.62 Billion | €122.91 Billion | ▲ +4.4% |
| 2002 | 0.04x | €4.47 Billion | €3.30 Billion | €116.02 Billion | — |