Erste Group Bank AG (EBS) — Financial Flexibility Index
Erste Group Bank AG (EBS) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of €2.95 Billion (operating CF €2.82 Billion minus capex €128.00 Million) represents 0% of total liabilities (€409.72 Billion). Check Erste Group Bank AG strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Erste Group Bank AG Financial Flexibility Index (2002–2025)
Historical Financial Flexibility Index trend for Erste Group Bank AG across 22 annual periods. See Erste Group Bank AG (EBS) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Erste Group Bank AG (2002–2025)
Year-by-year free cash flow to debt coverage for Erste Group Bank AG. For the full company profile including market capitalisation, see EBS company net worth.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | €4.79 Billion | €4.04 Billion | €333.91 Billion | ▲ +156.0% |
| 2024 | -0.03x | €-8.28 Billion | €-9.03 Billion | €322.97 Billion | ▼ -354.2% |
| 2023 | 0.01x | €3.11 Billion | €2.59 Billion | €308.65 Billion | ▲ +136.1% |
| 2022 | -0.03x | €-8.34 Billion | €-8.82 Billion | €298.56 Billion | ▼ -166.3% |
| 2021 | 0.04x | €11.95 Billion | €11.40 Billion | €283.91 Billion | ▼ -57.1% |
| 2020 | 0.10x | €25.04 Billion | €24.49 Billion | €254.98 Billion | ▲ +494.8% |
| 2019 | -0.02x | €-5.60 Billion | €-6.19 Billion | €225.22 Billion | ▼ -129.1% |
| 2018 | -0.01x | €-2.37 Billion | €-2.91 Billion | €217.92 Billion | ▼ -153.4% |
| 2017 | 0.02x | €4.12 Billion | €3.48 Billion | €202.37 Billion | ▼ -44.2% |
| 2016 | 0.04x | €6.98 Billion | €6.18 Billion | €191.62 Billion | ▲ +0.5% |
| 2015 | 0.04x | €6.70 Billion | €5.93 Billion | €184.93 Billion | ▲ +727.0% |
| 2014 | -0.01x | €-1.06 Billion | €-1.69 Billion | €182.84 Billion | ▼ -544.0% |
| 2013 | 0.00x | €241.00 Million | €-433.00 Million | €185.09 Billion | ▲ +5383.8% |
| 2012 | 0.00x | €4.69 Million | €3.96 Million | €197.49 Billion | ▼ -99.9% |
| 2011 | 0.04x | €7.25 Billion | €6.72 Billion | €188.81 Billion | ▲ +670.2% |
| 2010 | 0.00x | €942.00 Million | €320.00 Million | €188.81 Billion | ▲ +138.5% |
| 2009 | -0.01x | €-2.41 Billion | €-3.35 Billion | €185.59 Billion | ▼ -127561.0% |
| 2008 | 0.00x | €-1.93 Million | €-2.86 Million | €190.35 Billion | ▼ -100.1% |
| 2007 | 0.01x | €1.51 Billion | €581.00 Million | €189.12 Billion | ▼ -66.8% |
| 2006 | 0.02x | €4.12 Billion | €3.50 Billion | €170.80 Billion | ▼ -40.0% |
| 2003 | 0.04x | €4.94 Billion | €3.62 Billion | €122.91 Billion | ▲ +4.4% |
| 2002 | 0.04x | €4.47 Billion | €3.30 Billion | €116.02 Billion | — |