Sai Gon Ha Noi Commercial Joint Stock Bank (SHB) — Cash Flow Quality Index
Sai Gon Ha Noi Commercial Joint Stock Bank (SHB) has a Cash Flow Quality Index of 4.71x as of March 2026. Operating cash flow of ₫17.54 Trillion exceeds net income of ₫3.73 Trillion, indicating high earnings quality where cash backs reported profits. Explore how much of Sai Gon Ha Noi Commercial Joint Stock Ba's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Sai Gon Ha Noi Commercial Joint Stock Bank Cash Flow Quality Index (2019–2025)
Historical Cash Flow Quality Index for Sai Gon Ha Noi Commercial Joint Stock Bank across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check SHB intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Sai Gon Ha Noi Commercial Joint Stock Bank (2019–2025)
Year-by-year earnings quality comparison for Sai Gon Ha Noi Commercial Joint Stock Bank. For live market cap and the full company financial profile, see market value of Sai Gon Ha Noi Commercial Joint Stock Ba.
| Year | Quality Index | Operating CF (VND) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.92x | ₫34.92 Trillion | ₫11.96 Trillion | ▲ +127.8% |
| 2024 | 1.28x | ₫11.95 Trillion | ₫9.32 Trillion | ▼ -67.5% |
| 2023 | 3.95x | ₫29.49 Trillion | ₫7.47 Trillion | ▲ +186.4% |
| 2022 | -4.57x | ₫-35.29 Trillion | ₫7.73 Trillion | ▲ +51.0% |
| 2021 | -9.33x | ₫-46.69 Trillion | ₫5.01 Trillion | ▲ +40.3% |
| 2020 | -15.63x | ₫-40.75 Trillion | ₫2.61 Trillion | ▼ -74.0% |
| 2019 | -8.98x | ₫-21.72 Trillion | ₫2.42 Trillion | — |