Sai Gon Ha Noi Commercial Joint Stock Bank Cash Flow Quality Index
Sai Gon Ha Noi Commercial Joint Stock Bank cash flow quality index. Sai Gon Ha Noi Commercial Joint Stock Bank (SHB) has a Cash Flow Quality Index of 4.71x as of March 2026. Operating cash flow of ₫17.54 Trillion exceeds net income of ₫3.73 Trillion, indicating high earnings quality where cash backs reported profits. See financial flexibility index of Sai Gon Ha Noi Commercial Joint Stock Ba to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Sai Gon Ha Noi Commercial Joint Stock Bank (2019–2025)
Cash flow quality index of Sai Gon Ha Noi Commercial Joint Stock Bank from 2019 to 2025. Historical Cash Flow Quality Index for Sai Gon Ha Noi Commercial Joint Stock Bank across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Sai Gon Ha Noi Commercial Joint Stock Ba debt service capacity to assess how comfortably operating cash covers total debt obligations.
Sai Gon Ha Noi Commercial Joint Stock Bank Cash Flow Quality Index by Year (2019–2025)
Sai Gon Ha Noi Commercial Joint Stock Bank cash flow quality index by year from 2019 to 2025. Year-by-year earnings quality comparison for Sai Gon Ha Noi Commercial Joint Stock Bank. For the full cash flow conversion analysis, see SHB cash flow metrics.
| Year | Quality Index | Operating CF (VND) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.92x | ₫34.92 Trillion | ₫11.96 Trillion | ▲ +127.8% |
| 2024 | 1.28x | ₫11.95 Trillion | ₫9.32 Trillion | ▼ -67.5% |
| 2023 | 3.95x | ₫29.49 Trillion | ₫7.47 Trillion | ▲ +186.4% |
| 2022 | -4.57x | ₫-35.29 Trillion | ₫7.73 Trillion | ▲ +51.0% |
| 2021 | -9.33x | ₫-46.69 Trillion | ₫5.01 Trillion | ▲ +40.3% |
| 2020 | -15.63x | ₫-40.75 Trillion | ₫2.61 Trillion | ▼ -74.0% |
| 2019 | -8.98x | ₫-21.72 Trillion | ₫2.42 Trillion | — |