Sai Gon Ha Noi Commercial Joint Stock Bank (SHB) — Cash Flow Quality Index
Sai Gon Ha Noi Commercial Joint Stock Bank (SHB) has a Cash Flow Quality Index of 4.71x as of March 2026. Operating cash flow of ₫17.54 Trillion exceeds net income of ₫3.73 Trillion, indicating high earnings quality where cash backs reported profits. Explore Sai Gon Ha Noi Commercial Joint Stock Ba cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Sai Gon Ha Noi Commercial Joint Stock Bank Cash Flow Quality Index (2019–2025)
Historical Cash Flow Quality Index for Sai Gon Ha Noi Commercial Joint Stock Bank across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check total reinvestment intensity of Sai Gon Ha Noi Commercial Joint Stock Ba to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Sai Gon Ha Noi Commercial Joint Stock Bank (2019–2025)
Year-by-year earnings quality comparison for Sai Gon Ha Noi Commercial Joint Stock Bank. For live market cap and the full company financial profile, see Sai Gon Ha Noi Commercial Joint Stock Ba stock valuation.
| Year | Quality Index | Operating CF (VND) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.92x | ₫34.92 Trillion | ₫11.96 Trillion | ▲ +127.8% |
| 2024 | 1.28x | ₫11.95 Trillion | ₫9.32 Trillion | ▼ -67.5% |
| 2023 | 3.95x | ₫29.49 Trillion | ₫7.47 Trillion | ▲ +186.4% |
| 2022 | -4.57x | ₫-35.29 Trillion | ₫7.73 Trillion | ▲ +51.0% |
| 2021 | -9.33x | ₫-46.69 Trillion | ₫5.01 Trillion | ▲ +40.3% |
| 2020 | -15.63x | ₫-40.75 Trillion | ₫2.61 Trillion | ▼ -74.0% |
| 2019 | -8.98x | ₫-21.72 Trillion | ₫2.42 Trillion | — |