Sai Gon Ha Noi Commercial Joint Stock Bank Financial Flexibility Index
Sai Gon Ha Noi Commercial Joint Stock Bank financial flexibility index. Sai Gon Ha Noi Commercial Joint Stock Bank (SHB) has a Financial Flexibility Index of 0.02x as of March 2026. Free cash flow of ₫17.56 Trillion (operating CF ₫17.54 Trillion minus capex ₫14.11 Billion) represents 0% of total liabilities (₫859.26 Trillion). See how much free cash does Sai Gon Ha Noi Commercial Joint Stock Ba generate to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Sai Gon Ha Noi Commercial Joint Stock Bank (2019–2025)
Financial flexibility index of Sai Gon Ha Noi Commercial Joint Stock Bank from 2019 to 2025. Historical Financial Flexibility Index trend for Sai Gon Ha Noi Commercial Joint Stock Bank across 7 annual periods. Check earnings quality score of Sai Gon Ha Noi Commercial Joint Stock Ba to evaluate the quality of earnings relative to operating cash generation.
Sai Gon Ha Noi Commercial Joint Stock Bank Financial Flexibility Index by Year (2019–2025)
Sai Gon Ha Noi Commercial Joint Stock Bank financial flexibility index by year from 2019 to 2025. Year-by-year free cash flow to debt coverage for Sai Gon Ha Noi Commercial Joint Stock Bank. For the full cash flow conversion analysis, see SHB cash generation efficiency.
| Year | Flexibility Index | Free Cash Flow (VND) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.04x | ₫35.27 Trillion | ₫34.92 Trillion | ₫823.88 Trillion | ▲ +142.7% |
| 2024 | 0.02x | ₫12.16 Trillion | ₫11.95 Trillion | ₫689.41 Trillion | ▼ -65.5% |
| 2023 | 0.05x | ₫29.71 Trillion | ₫29.49 Trillion | ₫580.40 Trillion | ▲ +173.8% |
| 2022 | -0.07x | ₫-35.22 Trillion | ₫-35.29 Trillion | ₫508.00 Trillion | ▲ +29.7% |
| 2021 | -0.10x | ₫-46.49 Trillion | ₫-46.69 Trillion | ₫471.07 Trillion | ▲ +5.6% |
| 2020 | -0.10x | ₫-40.64 Trillion | ₫-40.75 Trillion | ₫388.64 Trillion | ▼ -68.0% |
| 2019 | -0.06x | ₫-21.58 Trillion | ₫-21.72 Trillion | ₫346.75 Trillion | — |