Sai Gon Ha Noi Commercial Joint Stock Bank (SHB) — Net Asset Quality Index
Sai Gon Ha Noi Commercial Joint Stock Bank (SHB) has a Net Asset Quality Index of 7.7% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of ₫930.98 Trillion minus total liabilities of ₫859.26 Trillion yields net assets of ₫71.72 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. See Sai Gon Ha Noi Commercial Joint Stock Ba (SHB) liquidity interval to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
Sai Gon Ha Noi Commercial Joint Stock Bank Net Asset Quality Index Over Time (2019–2025)
This chart shows how Sai Gon Ha Noi Commercial Joint Stock Bank's Net Asset Quality Index has evolved across 7 annual periods from 2019 to 2025. As of March 2026, the index stands at 7.7%, representing net assets of ₫71.72 Trillion against total assets of ₫930.98 Trillion VND. Explore Sai Gon Ha Noi Commercial Joint Stock Ba cash conversion from operations to assess how effectively this company generates cash.
Annual Net Asset Quality Index for Sai Gon Ha Noi Commercial Joint Stock Bank (2019–2025)
The table below presents the year-by-year Net Asset Quality Index for Sai Gon Ha Noi Commercial Joint Stock Bank from 2019 to 2025, covering 7 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Sai Gon Ha Noi Commercial Joint Stock Ba (SHB) total market value.
| Year | Quality Index | Net Assets (VND) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 7.6% | ₫68.13 Trillion | ₫892.01 Trillion | ₫823.88 Trillion | ▼ -0.1 pp |
| 2024 | 7.8% | ₫58.07 Trillion | ₫747.48 Trillion | ₫689.41 Trillion | ▼ -0.2 pp |
| 2023 | 7.9% | ₫50.10 Trillion | ₫630.50 Trillion | ₫580.40 Trillion | ▲ +0.2 pp |
| 2022 | 7.8% | ₫42.90 Trillion | ₫550.90 Trillion | ₫508.00 Trillion | ▲ +0.8 pp |
| 2021 | 7.0% | ₫35.53 Trillion | ₫506.60 Trillion | ₫471.07 Trillion | ▲ +1.2 pp |
| 2020 | 5.8% | ₫24.04 Trillion | ₫412.68 Trillion | ₫388.64 Trillion | ▲ +0.8 pp |
| 2019 | 5.1% | ₫18.51 Trillion | ₫365.25 Trillion | ₫346.75 Trillion | — |