Sai Gon Ha Noi Commercial Joint Stock Bank Cash Flow-to-Debt Ratio
Sai Gon Ha Noi Commercial Joint Stock Bank cash flow-to-debt ratio. Sai Gon Ha Noi Commercial Joint Stock Bank (SHB) has a Cash Flow-to-Debt Ratio of 0.02x as of March 2026, meaning its operating cash flow of ₫17.54 Trillion could theoretically repay 0% of its total liabilities (₫859.26 Trillion) in one year. Check Sai Gon Ha Noi Commercial Joint Stock Ba (SHB) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Sai Gon Ha Noi Commercial Joint Stock Bank (2019–2025)
Cash flow-to-debt ratio of Sai Gon Ha Noi Commercial Joint Stock Bank from 2019 to 2025. Historical debt coverage capacity for Sai Gon Ha Noi Commercial Joint Stock Bank across 7 annual periods. Check cash flow reinvestment rate of Sai Gon Ha Noi Commercial Joint Stock Ba to assess the company's total reinvestment commitment from operating cash flow.
Sai Gon Ha Noi Commercial Joint Stock Bank Cash Flow-to-Debt Ratio by Year (2019–2025)
Sai Gon Ha Noi Commercial Joint Stock Bank cash flow-to-debt ratio by year from 2019 to 2025. Year-by-year debt coverage analysis for Sai Gon Ha Noi Commercial Joint Stock Bank. For the full cash flow conversion analysis, see cash flow conversion of Sai Gon Ha Noi Commercial Joint Stock Ba.
| Year | CF-to-Debt Ratio | Operating CF (VND) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.04x | ₫34.92 Trillion | ₫823.88 Trillion | ▲ +144.5% |
| 2024 | 0.02x | ₫11.95 Trillion | ₫689.41 Trillion | ▼ -65.9% |
| 2023 | 0.05x | ₫29.49 Trillion | ₫580.40 Trillion | ▲ +173.1% |
| 2022 | -0.07x | ₫-35.29 Trillion | ₫508.00 Trillion | ▲ +29.9% |
| 2021 | -0.10x | ₫-46.69 Trillion | ₫471.07 Trillion | ▲ +5.5% |
| 2020 | -0.10x | ₫-40.75 Trillion | ₫388.64 Trillion | ▼ -67.4% |
| 2019 | -0.06x | ₫-21.72 Trillion | ₫346.75 Trillion | — |