Sai Gon Ha Noi Commercial Joint Stock Bank (SHB) — Cash Flow-to-Debt Ratio
Sai Gon Ha Noi Commercial Joint Stock Bank (SHB) has a Cash Flow-to-Debt Ratio of 0.02x as of March 2026, meaning its operating cash flow of ₫17.54 Trillion could theoretically repay 0% of its total liabilities (₫859.26 Trillion) in one year. See Sai Gon Ha Noi Commercial Joint Stock Ba (SHB) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Sai Gon Ha Noi Commercial Joint Stock Bank Cash Flow-to-Debt Ratio (2019–2025)
Historical debt coverage capacity for Sai Gon Ha Noi Commercial Joint Stock Bank across 7 annual periods. Also explore net asset momentum of Sai Gon Ha Noi Commercial Joint Stock Ba to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Sai Gon Ha Noi Commercial Joint Stock Bank (2019–2025)
Year-by-year debt coverage analysis for Sai Gon Ha Noi Commercial Joint Stock Bank. For market capitalisation and broader financial context, see SHB company net worth.
| Year | CF-to-Debt Ratio | Operating CF (VND) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.04x | ₫34.92 Trillion | ₫823.88 Trillion | ▲ +144.5% |
| 2024 | 0.02x | ₫11.95 Trillion | ₫689.41 Trillion | ▼ -65.9% |
| 2023 | 0.05x | ₫29.49 Trillion | ₫580.40 Trillion | ▲ +173.1% |
| 2022 | -0.07x | ₫-35.29 Trillion | ₫508.00 Trillion | ▲ +29.9% |
| 2021 | -0.10x | ₫-46.69 Trillion | ₫471.07 Trillion | ▲ +5.5% |
| 2020 | -0.10x | ₫-40.75 Trillion | ₫388.64 Trillion | ▼ -67.4% |
| 2019 | -0.06x | ₫-21.72 Trillion | ₫346.75 Trillion | — |