Sai Gon Ha Noi Commercial Joint Stock Bank (SHB) — Defensive Interval Ratio
Sai Gon Ha Noi Commercial Joint Stock Bank (SHB) has a Defensive Interval Ratio of 28 days as of December 2022. Defensive assets of ₫37.01 Trillion (cash ₫-, short-term investments ₫-, receivables ₫37.01 Trillion) cover 28 days of daily cash needs of ₫1.33 Trillion/day. See SHB working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Sai Gon Ha Noi Commercial Joint Stock Bank Defensive Interval Ratio (2019–2022)
This chart shows how Sai Gon Ha Noi Commercial Joint Stock Bank's Defensive Interval Ratio has evolved across 4 annual periods from 2019 to 2022. As of December 2022, the ratio stands at 28 days, meaning defensive assets of ₫37.01 Trillion can fund 28 days of operations without new revenue. See Sai Gon Ha Noi Commercial Joint Stock Ba balance sheet quality to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Sai Gon Ha Noi Commercial Joint Stock Bank (2019–2022)
The table below presents the year-by-year Defensive Interval Ratio for Sai Gon Ha Noi Commercial Joint Stock Bank from 2019 to 2022, covering 4 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see SHB market cap.
| Year | DIR (days) | Defensive Assets (VND) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2022 | 28 days | ₫37.01 Trillion | ₫1.33 Trillion/day | ₫- | ₫- | ▲ +2 days |
| 2021 | 26 days | ₫30.61 Trillion | ₫1.19 Trillion/day | ₫- | ₫- | ▲ +6 days |
| 2020 | 20 days | ₫19.62 Trillion | ₫999.46 Billion/day | ₫- | ₫- | ▲ +2 days |
| 2019 | 17 days | ₫15.54 Trillion | ₫899.34 Billion/day | ₫- | ₫- | — |