Sai Gon Ha Noi Commercial Joint Stock Bank Defensive Interval Ratio

Latest as of December 2022: 28 days

Sai Gon Ha Noi Commercial Joint Stock Bank defensive interval ratio. Sai Gon Ha Noi Commercial Joint Stock Bank (SHB) has a Defensive Interval Ratio of 28 days as of December 2022. Defensive assets of ₫37.01 Trillion (cash ₫-, short-term investments ₫-, receivables ₫37.01 Trillion) cover 28 days of daily cash needs of ₫1.33 Trillion/day. See working capital to net assets of Sai Gon Ha Noi Commercial Joint Stock Ba to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

28 days
Days of operational coverage

Defensive Assets

₫37.01 Trillion
Cash + ST Investments + Receivables

Daily Cash Need

₫1.33 Trillion
Current Liabilities ÷ 365

Current Liabilities

₫484.53 Trillion
VND

Defensive Interval Ratio of Sai Gon Ha Noi Commercial Joint Stock Bank (2019–2022)

Defensive interval ratio of Sai Gon Ha Noi Commercial Joint Stock Bank from 2019 to 2022. This chart shows how Sai Gon Ha Noi Commercial Joint Stock Bank's Defensive Interval Ratio has evolved across 4 annual periods from 2019 to 2022. As of December 2022, the ratio stands at 28 days, meaning defensive assets of ₫37.01 Trillion can fund 28 days of operations without new revenue. Read SHB total liabilities for a breakdown of total debt and financial obligations.

Sai Gon Ha Noi Commercial Joint Stock Bank Defensive Interval Ratio by Year (2019–2022)

Sai Gon Ha Noi Commercial Joint Stock Bank defensive interval ratio by year from 2019 to 2022. The table below presents the year-by-year Defensive Interval Ratio for Sai Gon Ha Noi Commercial Joint Stock Bank from 2019 to 2022, covering 4 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see how large is Sai Gon Ha Noi Commercial Joint Stock Ba's balance sheet.

Year DIR (days) Defensive Assets (VND) Daily Cash Need Cash ST Investments Change (days)
2022 28 days ₫37.01 Trillion ₫1.33 Trillion/day ₫- ₫- ▲ +2 days
2021 26 days ₫30.61 Trillion ₫1.19 Trillion/day ₫- ₫- ▲ +6 days
2020 20 days ₫19.62 Trillion ₫999.46 Billion/day ₫- ₫- ▲ +2 days
2019 17 days ₫15.54 Trillion ₫899.34 Billion/day ₫- ₫- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)