Sai Gon Ha Noi Commercial Joint Stock Bank (SHB) — Free Cash Flow Generation Index
Sai Gon Ha Noi Commercial Joint Stock Bank (SHB) has a Free Cash Flow Generation Index of 1.00x as of March 2026. Free cash flow of ₫17.53 Trillion represents 1% of operating cash flow (₫17.54 Trillion). Explore SHB capex to operating cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Sai Gon Ha Noi Commercial Joint Stock Bank Free Cash Flow Generation Index (2023–2025)
Historical FCF Generation Index trend for Sai Gon Ha Noi Commercial Joint Stock Bank across 3 annual periods. For the full cash flow conversion analysis, see Sai Gon Ha Noi Commercial Joint Stock Ba operating cash flow efficiency.
Annual Free Cash Flow Generation for Sai Gon Ha Noi Commercial Joint Stock Bank (2023–2025)
Year-by-year Free Cash Flow Generation Index for Sai Gon Ha Noi Commercial Joint Stock Bank. Check Sai Gon Ha Noi Commercial Joint Stock Ba (SHB) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (VND) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | ₫34.57 Trillion | ₫34.92 Trillion | ₫349.07 Billion | ▲ +0.8% |
| 2024 | 0.98x | ₫11.74 Trillion | ₫11.95 Trillion | ₫211.96 Billion | ▼ -1.0% |
| 2023 | 0.99x | ₫29.27 Trillion | ₫29.49 Trillion | ₫219.86 Billion | — |