Sai Gon Ha Noi Commercial Joint Stock Bank (SHB) — Free Cash Flow Generation Index

Latest as of March 2026: 1.00x

Sai Gon Ha Noi Commercial Joint Stock Bank (SHB) has a Free Cash Flow Generation Index of 1.00x as of March 2026. Free cash flow of ₫17.53 Trillion represents 1% of operating cash flow (₫17.54 Trillion). Read debt load of Sai Gon Ha Noi Commercial Joint Stock Ba for a breakdown of total debt and financial obligations.

FCF Generation Index

1.00x
Free Cash Flow / Operating CF

Free Cash Flow

₫17.53 Trillion
VND

Operating Cash Flow

₫17.54 Trillion
VND

Capital Expenditures

₫14.11 Billion
VND

Sai Gon Ha Noi Commercial Joint Stock Bank Free Cash Flow Generation Index (2023–2025)

Historical FCF Generation Index trend for Sai Gon Ha Noi Commercial Joint Stock Bank across 3 annual periods. Explore Sai Gon Ha Noi Commercial Joint Stock Ba capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for Sai Gon Ha Noi Commercial Joint Stock Bank (2023–2025)

Year-by-year Free Cash Flow Generation Index for Sai Gon Ha Noi Commercial Joint Stock Bank. For the full company profile including market capitalisation, see SHB stock market capitalisation.

Year FCG Index Free Cash Flow (VND) Operating CF Capital Expenditures YoY Change
2025 0.99x ₫34.57 Trillion ₫34.92 Trillion ₫349.07 Billion ▲ +0.8%
2024 0.98x ₫11.74 Trillion ₫11.95 Trillion ₫211.96 Billion ▼ -1.0%
2023 0.99x ₫29.27 Trillion ₫29.49 Trillion ₫219.86 Billion
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).