Joint Stock Company Kaspi.kz (KSPI) — Cash Flow Reinvestment Rate
Joint Stock Company Kaspi.kz (KSPI) has a Cash Flow Reinvestment Rate of 1.02x as of March 2026, reinvesting $88.67 Billion (capex $32.96 Billion plus investments $-55.71 Billion) from operating cash flow of $86.51 Billion. See Joint Stock Company Kaspi.kz free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Joint Stock Company Kaspi.kz Cash Flow Reinvestment Rate (2019–2025)
Historical reinvestment intensity for Joint Stock Company Kaspi.kz across 7 annual periods. For the full cash flow conversion analysis, see Joint Stock Company Kaspi.kz cash flow conversion.
Annual Cash Flow Reinvestment Rate for Joint Stock Company Kaspi.kz (2019–2025)
Year-by-year capital reinvestment analysis for Joint Stock Company Kaspi.kz. See Joint Stock Company Kaspi.kz leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.61x | $410.05 Billion | $673.61 Billion | $182.51 Billion | ▲ +73.6% |
| 2024 | 0.35x | $204.09 Billion | $581.89 Billion | $95.73 Billion | ▲ +44.4% |
| 2023 | 0.24x | $268.62 Billion | $1.11 Trillion | $50.26 Billion | ▼ -54.6% |
| 2022 | 0.54x | $546.63 Billion | $1.02 Trillion | $59.47 Billion | ▼ -88.0% |
| 2021 | 4.47x | $314.65 Billion | $70.35 Billion | $24.90 Billion | ▲ +621.6% |
| 2020 | 0.62x | $382.90 Billion | $617.73 Billion | $18.19 Billion | ▲ +984.9% |
| 2019 | 0.06x | $16.93 Billion | $296.35 Billion | $16.93 Billion | — |