Joint Stock Company Kaspi.kz (KSPI) — Cash Flow-to-Debt Ratio
Joint Stock Company Kaspi.kz (KSPI) has a Cash Flow-to-Debt Ratio of -0.16x as of December 2025, meaning its operating cash flow of $-1.32 Trillion could theoretically repay 0% of its total liabilities ($8.47 Trillion) in one year. See Joint Stock Company Kaspi.kz free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Joint Stock Company Kaspi.kz Cash Flow-to-Debt Ratio (2019–2025)
Historical debt coverage capacity for Joint Stock Company Kaspi.kz across 7 annual periods. Also explore net asset growth rate of Joint Stock Company Kaspi.kz to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Joint Stock Company Kaspi.kz (2019–2025)
Year-by-year debt coverage analysis for Joint Stock Company Kaspi.kz. For market capitalisation and broader financial context, see KSPI market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.19x | $1.62 Trillion | $8.47 Trillion | ▲ +123.4% |
| 2024 | 0.09x | $581.89 Billion | $6.80 Trillion | ▼ -55.8% |
| 2023 | 0.19x | $1.11 Trillion | $5.72 Trillion | ▼ -18.6% |
| 2022 | 0.24x | $1.02 Trillion | $4.30 Trillion | ▲ +948.3% |
| 2021 | 0.02x | $70.35 Billion | $3.10 Trillion | ▼ -91.1% |
| 2020 | 0.26x | $617.73 Billion | $2.41 Trillion | ▲ +63.5% |
| 2019 | 0.16x | $296.35 Billion | $1.89 Trillion | — |