Joint Stock Company Kaspi.kz (KSPI) — Defensive Interval Ratio
Joint Stock Company Kaspi.kz (KSPI) has a Defensive Interval Ratio of 54 days as of December 2025. Defensive assets of $1.18 Trillion (cash $-, short-term investments $1.16 Trillion, receivables $26.38 Billion) cover 54 days of daily cash needs of $21.90 Billion/day. Check KSPI tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Joint Stock Company Kaspi.kz Defensive Interval Ratio (2019–2025)
This chart shows how Joint Stock Company Kaspi.kz's Defensive Interval Ratio has evolved across 7 annual periods from 2019 to 2025. As of December 2025, the ratio stands at 54 days, meaning defensive assets of $1.18 Trillion can fund 54 days of operations without new revenue. Also explore KSPI net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Joint Stock Company Kaspi.kz (2019–2025)
The table below presents the year-by-year Defensive Interval Ratio for Joint Stock Company Kaspi.kz from 2019 to 2025, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is Joint Stock Company Kaspi.kz worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 54 days | $1.18 Trillion | $21.90 Billion/day | $- | $1.16 Trillion | ▼ -214 days |
| 2024 | 268 days | $4.96 Trillion | $18.50 Billion/day | $- | $1.49 Trillion | ▼ -92 days |
| 2023 | 359 days | $5.61 Trillion | $15.61 Billion/day | $- | $1.38 Trillion | ▼ -1319 days |
| 2022 | 1678 days | $4.23 Trillion | $2.52 Billion/day | $- | $1.08 Trillion | ▲ +1281 days |
| 2021 | 397 days | $3.04 Trillion | $7.65 Billion/day | $- | $606.46 Billion | ▲ +26 days |
| 2020 | 371 days | $2.27 Trillion | $6.12 Billion/day | $- | $865.85 Billion | ▼ -20 days |
| 2019 | 392 days | $1.77 Trillion | $4.51 Billion/day | $- | $473.25 Billion | — |