Joint Stock Company Kaspi.kz (KSPI) — Defensive Interval Ratio
Joint Stock Company Kaspi.kz (KSPI) has a Defensive Interval Ratio of 403 days as of March 2026. Defensive assets of $8.51 Trillion (cash $-, short-term investments $1.19 Trillion, receivables $7.32 Trillion) cover 403 days of daily cash needs of $21.11 Billion/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Joint Stock Company Kaspi.kz Defensive Interval Ratio (2019–2025)
This chart shows how Joint Stock Company Kaspi.kz's Defensive Interval Ratio has evolved across 7 annual periods from 2019 to 2025. As of March 2026, the ratio stands at 403 days, meaning defensive assets of $8.51 Trillion can fund 403 days of operations without new revenue. For the complete balance sheet picture, see balance sheet size of Joint Stock Company Kaspi.kz.
Annual Defensive Interval Ratio for Joint Stock Company Kaspi.kz (2019–2025)
The table below presents the year-by-year Defensive Interval Ratio for Joint Stock Company Kaspi.kz from 2019 to 2025, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital to net assets of Joint Stock Company Kaspi.kz to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 386 days | $8.45 Trillion | $21.90 Billion/day | $- | $1.16 Trillion | ▼ -10 days |
| 2024 | 396 days | $7.27 Trillion | $18.36 Billion/day | $- | $1.49 Trillion | ▲ +132 days |
| 2023 | 264 days | $4.12 Trillion | $15.61 Billion/day | $- | $1.38 Trillion | ▼ -8 days |
| 2022 | 272 days | $3.17 Trillion | $11.67 Billion/day | $- | $1.10 Trillion | ▼ -123 days |
| 2021 | 395 days | $3.09 Trillion | $7.83 Billion/day | $- | $606.46 Billion | ▲ +17 days |
| 2020 | 379 days | $2.32 Trillion | $6.12 Billion/day | $- | $865.85 Billion | ▼ -23 days |
| 2019 | 402 days | $1.81 Trillion | $4.51 Billion/day | $- | $473.25 Billion | — |