Joint Stock Company Kaspi.kz Financial Flexibility Index

Latest as of March 2026: 0.01x

Joint Stock Company Kaspi.kz financial flexibility index. Joint Stock Company Kaspi.kz (KSPI) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $119.47 Billion (operating CF $86.51 Billion minus capex $32.96 Billion) represents 0% of total liabilities ($8.32 Trillion). See Joint Stock Company Kaspi.kz free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$119.47 Billion
Operating CF − Capex

Total Liabilities

$8.32 Trillion
USD

Capital Expenditures

$32.96 Billion
USD

Financial Flexibility Index of Joint Stock Company Kaspi.kz (2019–2025)

Financial flexibility index of Joint Stock Company Kaspi.kz from 2019 to 2025. Historical Financial Flexibility Index trend for Joint Stock Company Kaspi.kz across 7 annual periods. Check Joint Stock Company Kaspi.kz (KSPI) cash flow quality to evaluate the quality of earnings relative to operating cash generation.

Joint Stock Company Kaspi.kz Financial Flexibility Index by Year (2019–2025)

Joint Stock Company Kaspi.kz financial flexibility index by year from 2019 to 2025. Year-by-year free cash flow to debt coverage for Joint Stock Company Kaspi.kz. For the full cash flow conversion analysis, see Joint Stock Company Kaspi.kz (KSPI) cash conversion ratio.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.10x $856.12 Billion $673.61 Billion $8.48 Trillion ▲ +1.4%
2024 0.10x $677.62 Billion $581.89 Billion $6.80 Trillion ▼ -50.8%
2023 0.20x $1.16 Trillion $1.11 Trillion $5.72 Trillion ▼ -19.6%
2022 0.25x $1.08 Trillion $1.02 Trillion $4.30 Trillion ▲ +719.4%
2021 0.03x $95.25 Billion $70.35 Billion $3.10 Trillion ▼ -88.4%
2020 0.26x $635.92 Billion $617.73 Billion $2.41 Trillion ▲ +59.2%
2019 0.17x $313.28 Billion $296.35 Billion $1.89 Trillion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities