Joint Stock Company Kaspi.kz (KSPI) — Financial Flexibility Index
Joint Stock Company Kaspi.kz (KSPI) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $119.47 Billion (operating CF $86.51 Billion minus capex $32.96 Billion) represents 0% of total liabilities ($8.32 Trillion). Check how aggressively does Joint Stock Company Kaspi.kz reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Joint Stock Company Kaspi.kz Financial Flexibility Index (2019–2025)
Historical Financial Flexibility Index trend for Joint Stock Company Kaspi.kz across 7 annual periods. For the full cash flow conversion analysis, see Joint Stock Company Kaspi.kz (KSPI) cash conversion ratio.
Annual Financial Flexibility Index for Joint Stock Company Kaspi.kz (2019–2025)
Year-by-year free cash flow to debt coverage for Joint Stock Company Kaspi.kz. Explore KSPI cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.10x | $856.12 Billion | $673.61 Billion | $8.48 Trillion | ▲ +1.4% |
| 2024 | 0.10x | $677.62 Billion | $581.89 Billion | $6.80 Trillion | ▼ -50.8% |
| 2023 | 0.20x | $1.16 Trillion | $1.11 Trillion | $5.72 Trillion | ▼ -19.6% |
| 2022 | 0.25x | $1.08 Trillion | $1.02 Trillion | $4.30 Trillion | ▲ +719.4% |
| 2021 | 0.03x | $95.25 Billion | $70.35 Billion | $3.10 Trillion | ▼ -88.4% |
| 2020 | 0.26x | $635.92 Billion | $617.73 Billion | $2.41 Trillion | ▲ +59.2% |
| 2019 | 0.17x | $313.28 Billion | $296.35 Billion | $1.89 Trillion | — |