Joint Stock Company Kaspi.kz (KSPI) — Free Cash Flow Generation Index

Latest as of March 2026: 0.62x

Joint Stock Company Kaspi.kz (KSPI) has a Free Cash Flow Generation Index of 0.62x as of March 2026. Free cash flow of $53.55 Billion represents 1% of operating cash flow ($86.51 Billion). Explore capital reinvestment ratio of Joint Stock Company Kaspi.kz to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.62x
Free Cash Flow / Operating CF

Free Cash Flow

$53.55 Billion
USD

Operating Cash Flow

$86.51 Billion
USD

Capital Expenditures

$32.96 Billion
USD

Joint Stock Company Kaspi.kz Free Cash Flow Generation Index (2019–2025)

Historical FCF Generation Index trend for Joint Stock Company Kaspi.kz across 7 annual periods. For the full cash flow conversion analysis, see KSPI cash flow metrics.

Annual Free Cash Flow Generation for Joint Stock Company Kaspi.kz (2019–2025)

Year-by-year Free Cash Flow Generation Index for Joint Stock Company Kaspi.kz. Check KSPI capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.73x $491.10 Billion $673.61 Billion $182.51 Billion ▼ -12.7%
2024 0.84x $486.17 Billion $581.89 Billion $95.73 Billion ▼ -12.5%
2023 0.95x $1.06 Trillion $1.11 Trillion $50.26 Billion ▲ +1.4%
2022 0.94x $961.52 Billion $1.02 Trillion $59.47 Billion ▲ +45.8%
2021 0.65x $45.45 Billion $70.35 Billion $24.90 Billion ▼ -33.4%
2020 0.97x $599.54 Billion $617.73 Billion $18.19 Billion ▲ +2.9%
2019 0.94x $279.42 Billion $296.35 Billion $16.93 Billion
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).