Union Bankshares Inc (UNB) — Cash Flow Reinvestment Rate
Union Bankshares Inc (UNB) has a Cash Flow Reinvestment Rate of 9.19x as of September 2025, reinvesting $89.20 Million (capex $155.00K plus investments $-89.04 Million) from operating cash flow of $9.71 Million. See Union Bankshares Inc free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Union Bankshares Inc Cash Flow Reinvestment Rate (1998–2024)
Historical reinvestment intensity for Union Bankshares Inc across 24 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Union Bankshares Inc.
Annual Cash Flow Reinvestment Rate for Union Bankshares Inc (1998–2024)
Year-by-year capital reinvestment analysis for Union Bankshares Inc. See financial agility of Union Bankshares Inc to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 10.36x | $125.90 Million | $12.15 Million | $1.07 Million | ▼ -13.7% |
| 2023 | 12.00x | $110.31 Million | $9.19 Million | $1.95 Million | ▲ +70.7% |
| 2022 | 7.03x | $204.16 Million | $29.03 Million | $665.00K | ▲ +17.8% |
| 2021 | 5.97x | $174.24 Million | $29.19 Million | $3.51 Million | ▲ +44.1% |
| 2019 | 4.14x | $48.80 Million | $11.78 Million | $6.42 Million | ▲ +1.3% |
| 2018 | 4.09x | $68.59 Million | $16.76 Million | $3.07 Million | ▼ -29.6% |
| 2017 | 5.81x | $57.33 Million | $9.87 Million | $1.99 Million | ▲ +4.1% |
| 2016 | 5.58x | $42.66 Million | $7.64 Million | $1.94 Million | ▲ +146.8% |
| 2015 | 2.26x | $29.69 Million | $13.13 Million | $2.29 Million | ▼ -82.2% |
| 2014 | 12.72x | $28.05 Million | $2.20 Million | $2.17 Million | ▲ +468.4% |
| 2013 | 2.24x | $39.89 Million | $17.82 Million | $1.29 Million | ▲ +112.8% |
| 2012 | 1.05x | $3.65 Million | $3.47 Million | $2.02 Million | ▼ -81.0% |
| 2011 | 5.55x | $40.82 Million | $7.36 Million | $1.50 Million | ▲ +6870.6% |
| 2010 | 0.08x | $896.00K | $11.26 Million | $896.00K | ▼ -44.8% |
| 2008 | 0.14x | $1.83 Million | $12.71 Million | $1.83 Million | ▼ -60.9% |
| 2007 | 0.37x | $1.07 Million | $2.90 Million | $1.07 Million | ▲ +187.5% |
| 2006 | 0.13x | $1.28 Million | $10.00 Million | $1.28 Million | ▼ -25.7% |
| 2005 | 0.17x | $1.56 Million | $9.05 Million | $1.56 Million | ▲ +109.6% |
| 2004 | 0.08x | $1.36 Million | $16.56 Million | $1.36 Million | ▼ -20.2% |
| 2003 | 0.10x | $483.80K | $4.69 Million | $483.80K | ▼ -46.9% |
| 2002 | 0.19x | $1.12 Million | $5.74 Million | $1.12 Million | ▲ +23.0% |
| 2000 | 0.16x | $737.32K | $4.66 Million | $737.32K | ▲ +87.4% |
| 1999 | 0.08x | $350.66K | $4.16 Million | $350.66K | ▼ -60.2% |
| 1998 | 0.21x | $928.71K | $4.38 Million | $928.71K | — |