Union Bankshares Inc (UNB) — Cash Flow Reinvestment Rate

Latest as of September 2025: 9.19x

Union Bankshares Inc (UNB) has a Cash Flow Reinvestment Rate of 9.19x as of September 2025, reinvesting $89.20 Million (capex $155.00K plus investments $-89.04 Million) from operating cash flow of $9.71 Million. Explore UNB capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

9.19x
(Capex + Investments) / Operating CF

Total Reinvested

$89.20 Million
Capex + Investments

Operating Cash Flow

$9.71 Million
USD

Capital Expenditures

$155.00K
USD

Union Bankshares Inc Cash Flow Reinvestment Rate (1998–2024)

Historical reinvestment intensity for Union Bankshares Inc across 24 annual periods. Also explore balance sheet size of Union Bankshares Inc for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for Union Bankshares Inc (1998–2024)

Year-by-year capital reinvestment analysis for Union Bankshares Inc. For live market cap and broader valuation context, see UNB stock market capitalisation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 10.36x $125.90 Million $12.15 Million $1.07 Million ▼ -13.7%
2023 12.00x $110.31 Million $9.19 Million $1.95 Million ▲ +70.7%
2022 7.03x $204.16 Million $29.03 Million $665.00K ▲ +17.8%
2021 5.97x $174.24 Million $29.19 Million $3.51 Million ▲ +44.1%
2019 4.14x $48.80 Million $11.78 Million $6.42 Million ▲ +1.3%
2018 4.09x $68.59 Million $16.76 Million $3.07 Million ▼ -29.6%
2017 5.81x $57.33 Million $9.87 Million $1.99 Million ▲ +4.1%
2016 5.58x $42.66 Million $7.64 Million $1.94 Million ▲ +146.8%
2015 2.26x $29.69 Million $13.13 Million $2.29 Million ▼ -82.2%
2014 12.72x $28.05 Million $2.20 Million $2.17 Million ▲ +468.4%
2013 2.24x $39.89 Million $17.82 Million $1.29 Million ▲ +112.8%
2012 1.05x $3.65 Million $3.47 Million $2.02 Million ▼ -81.0%
2011 5.55x $40.82 Million $7.36 Million $1.50 Million ▲ +6870.6%
2010 0.08x $896.00K $11.26 Million $896.00K ▼ -44.8%
2008 0.14x $1.83 Million $12.71 Million $1.83 Million ▼ -60.9%
2007 0.37x $1.07 Million $2.90 Million $1.07 Million ▲ +187.5%
2006 0.13x $1.28 Million $10.00 Million $1.28 Million ▼ -25.7%
2005 0.17x $1.56 Million $9.05 Million $1.56 Million ▲ +109.6%
2004 0.08x $1.36 Million $16.56 Million $1.36 Million ▼ -20.2%
2003 0.10x $483.80K $4.69 Million $483.80K ▼ -46.9%
2002 0.19x $1.12 Million $5.74 Million $1.12 Million ▲ +23.0%
2000 0.16x $737.32K $4.66 Million $737.32K ▲ +87.4%
1999 0.08x $350.66K $4.16 Million $350.66K ▼ -60.2%
1998 0.21x $928.71K $4.38 Million $928.71K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow