Union Bankshares Inc (UNB) — Cash Flow Reinvestment Rate
Union Bankshares Inc (UNB) has a Cash Flow Reinvestment Rate of 9.19x as of September 2025, reinvesting $89.20 Million (capex $155.00K plus investments $-89.04 Million) from operating cash flow of $9.71 Million. Check cash flow quality index of Union Bankshares Inc to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Union Bankshares Inc Cash Flow Reinvestment Rate (1998–2024)
Historical reinvestment intensity for Union Bankshares Inc across 24 annual periods. Explore UNB long-term investments to assets to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Union Bankshares Inc (1998–2024)
Year-by-year capital reinvestment analysis for Union Bankshares Inc. For live market cap and broader valuation context, see market cap of Union Bankshares Inc.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 10.36x | $125.90 Million | $12.15 Million | $1.07 Million | ▼ -13.7% |
| 2023 | 12.00x | $110.31 Million | $9.19 Million | $1.95 Million | ▲ +70.7% |
| 2022 | 7.03x | $204.16 Million | $29.03 Million | $665.00K | ▲ +17.8% |
| 2021 | 5.97x | $174.24 Million | $29.19 Million | $3.51 Million | ▲ +44.1% |
| 2019 | 4.14x | $48.80 Million | $11.78 Million | $6.42 Million | ▲ +1.3% |
| 2018 | 4.09x | $68.59 Million | $16.76 Million | $3.07 Million | ▼ -29.6% |
| 2017 | 5.81x | $57.33 Million | $9.87 Million | $1.99 Million | ▲ +4.1% |
| 2016 | 5.58x | $42.66 Million | $7.64 Million | $1.94 Million | ▲ +146.8% |
| 2015 | 2.26x | $29.69 Million | $13.13 Million | $2.29 Million | ▼ -82.2% |
| 2014 | 12.72x | $28.05 Million | $2.20 Million | $2.17 Million | ▲ +468.4% |
| 2013 | 2.24x | $39.89 Million | $17.82 Million | $1.29 Million | ▲ +112.8% |
| 2012 | 1.05x | $3.65 Million | $3.47 Million | $2.02 Million | ▼ -81.0% |
| 2011 | 5.55x | $40.82 Million | $7.36 Million | $1.50 Million | ▲ +6870.6% |
| 2010 | 0.08x | $896.00K | $11.26 Million | $896.00K | ▼ -44.8% |
| 2008 | 0.14x | $1.83 Million | $12.71 Million | $1.83 Million | ▼ -60.9% |
| 2007 | 0.37x | $1.07 Million | $2.90 Million | $1.07 Million | ▲ +187.5% |
| 2006 | 0.13x | $1.28 Million | $10.00 Million | $1.28 Million | ▼ -25.7% |
| 2005 | 0.17x | $1.56 Million | $9.05 Million | $1.56 Million | ▲ +109.6% |
| 2004 | 0.08x | $1.36 Million | $16.56 Million | $1.36 Million | ▼ -20.2% |
| 2003 | 0.10x | $483.80K | $4.69 Million | $483.80K | ▼ -46.9% |
| 2002 | 0.19x | $1.12 Million | $5.74 Million | $1.12 Million | ▲ +23.0% |
| 2000 | 0.16x | $737.32K | $4.66 Million | $737.32K | ▲ +87.4% |
| 1999 | 0.08x | $350.66K | $4.16 Million | $350.66K | ▼ -60.2% |
| 1998 | 0.21x | $928.71K | $4.38 Million | $928.71K | — |