Union Bankshares Inc (UNB) — Net Asset Quality Index

Latest as of September 2025: 4.9%

Union Bankshares Inc (UNB) has a Net Asset Quality Index of 4.9% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $1.57 Billion minus total liabilities of $1.50 Billion yields net assets of $77.68 Million. A higher index indicates a stronger, lower-leverage balance sheet. Read UNB current and long-term liabilities for a breakdown of total debt and financial obligations.

Quality Index

4.9%
Equity / Total Assets

Net Assets

$77.68 Million
USD

Total Assets

$1.57 Billion
USD

Total Liabilities

$1.50 Billion
USD

Union Bankshares Inc Net Asset Quality Index Over Time (1998–2024)

This chart shows how Union Bankshares Inc's Net Asset Quality Index has evolved across 27 annual periods from 1998 to 2024. As of September 2025, the index stands at 4.9%, representing net assets of $77.68 Million against total assets of $1.57 Billion USD. For live market cap and overall valuation, see UNB company net worth.

Annual Net Asset Quality Index for Union Bankshares Inc (1998–2024)

The table below presents the year-by-year Net Asset Quality Index for Union Bankshares Inc from 1998 to 2024, covering 27 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check strategic asset allocation of Union Bankshares Inc to assess the company's strategic physical and investment asset allocation.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2024 4.3% $66.48 Million $1.53 Billion $1.46 Billion ▼ -0.1 pp
2023 4.5% $65.81 Million $1.47 Billion $1.41 Billion ▲ +0.3 pp
2022 4.1% $55.22 Million $1.34 Billion $1.28 Billion ▼ -2.9 pp
2021 7.0% $84.34 Million $1.21 Billion $1.12 Billion ▼ -0.4 pp
2020 7.4% $80.87 Million $1.09 Billion $1.01 Billion ▼ -0.8 pp
2019 8.2% $71.84 Million $872.91 Million $801.07 Million ▲ +0.2 pp
2018 8.0% $64.49 Million $805.34 Million $740.85 Million ▲ +0.1 pp
2017 7.9% $58.82 Million $745.75 Million $686.92 Million ▼ -0.2 pp
2016 8.1% $56.10 Million $691.47 Million $635.37 Million ▼ -0.4 pp
2015 8.5% $53.57 Million $628.88 Million $575.31 Million ▲ +0.2 pp
2014 8.3% $51.98 Million $623.85 Million $571.87 Million ▲ +0.3 pp
2013 8.0% $46.80 Million $584.92 Million $538.12 Million ▲ +0.2 pp
2012 7.8% $45.05 Million $577.26 Million $532.21 Million ▲ +0.5 pp
2011 7.3% $40.34 Million $552.75 Million $512.41 Million ▼ -2.1 pp
2010 9.4% $42.81 Million $454.08 Million $411.27 Million ▲ +0.2 pp
2009 9.2% $41.18 Million $447.52 Million $406.34 Million ▲ +0.3 pp
2008 8.9% $39.15 Million $440.10 Million $400.95 Million ▼ -1.8 pp
2007 10.7% $42.07 Million $393.36 Million $351.29 Million ▼ -0.3 pp
2006 11.0% $41.92 Million $381.15 Million $339.23 Million ▼ -0.1 pp
2005 11.1% $41.60 Million $374.75 Million $333.14 Million ▼ -0.7 pp
2004 11.8% $42.40 Million $359.53 Million $317.13 Million ▲ +0.3 pp
2003 11.5% $40.99 Million $356.65 Million $315.66 Million ▲ +0.1 pp
2002 11.4% $39.17 Million $343.49 Million $304.32 Million ▲ +0.4 pp
2001 11.0% $37.22 Million $337.48 Million $300.26 Million ▼ -0.6 pp
2000 11.6% $35.16 Million $303.39 Million $268.24 Million ▲ +0.7 pp
1999 10.9% $32.22 Million $295.48 Million $263.26 Million ▼ 0.0 pp
1998 10.9% $31.76 Million $290.13 Million $258.37 Million
pp = percentage points