Union Bankshares Inc (UNB) — Financial Flexibility Index
Union Bankshares Inc (UNB) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $9.86 Million (operating CF $9.71 Million minus capex $155.00K) represents 0% of total liabilities ($1.50 Billion). Also explore Union Bankshares Inc annual equity growth to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Union Bankshares Inc Financial Flexibility Index (1998–2024)
Historical Financial Flexibility Index trend for Union Bankshares Inc across 27 annual periods. Check Union Bankshares Inc strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Union Bankshares Inc (1998–2024)
Year-by-year free cash flow to debt coverage for Union Bankshares Inc. For the full company profile including market capitalisation, see Union Bankshares Inc stock valuation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $13.22 Million | $12.15 Million | $1.46 Billion | ▲ +14.1% |
| 2023 | 0.01x | $11.14 Million | $9.19 Million | $1.41 Billion | ▼ -65.8% |
| 2022 | 0.02x | $29.70 Million | $29.03 Million | $1.28 Billion | ▼ -20.5% |
| 2021 | 0.03x | $32.70 Million | $29.19 Million | $1.12 Billion | ▲ +587.8% |
| 2020 | -0.01x | $-6.05 Million | $-7.06 Million | $1.01 Billion | ▼ -126.3% |
| 2019 | 0.02x | $18.19 Million | $11.78 Million | $801.07 Million | ▼ -15.2% |
| 2018 | 0.03x | $19.83 Million | $16.76 Million | $740.85 Million | ▲ +55.1% |
| 2017 | 0.02x | $11.86 Million | $9.87 Million | $686.92 Million | ▲ +14.4% |
| 2016 | 0.02x | $9.58 Million | $7.64 Million | $635.37 Million | ▼ -43.7% |
| 2015 | 0.03x | $15.42 Million | $13.13 Million | $575.31 Million | ▲ +250.4% |
| 2014 | 0.01x | $4.37 Million | $2.20 Million | $571.87 Million | ▼ -78.5% |
| 2013 | 0.04x | $19.11 Million | $17.82 Million | $538.12 Million | ▲ +244.2% |
| 2012 | 0.01x | $5.49 Million | $3.47 Million | $532.21 Million | ▼ -40.3% |
| 2011 | 0.02x | $8.86 Million | $7.36 Million | $512.41 Million | ▼ -41.5% |
| 2010 | 0.03x | $12.15 Million | $11.26 Million | $411.27 Million | ▲ +711.5% |
| 2009 | 0.00x | $-1.96 Million | $-2.86 Million | $406.34 Million | ▼ -113.3% |
| 2008 | 0.04x | $14.54 Million | $12.71 Million | $400.95 Million | ▲ +221.1% |
| 2007 | 0.01x | $3.97 Million | $2.90 Million | $351.29 Million | ▼ -66.1% |
| 2006 | 0.03x | $11.29 Million | $10.00 Million | $339.23 Million | ▲ +4.4% |
| 2005 | 0.03x | $10.61 Million | $9.05 Million | $333.14 Million | ▼ -43.6% |
| 2004 | 0.06x | $17.92 Million | $16.56 Million | $317.13 Million | ▲ +244.9% |
| 2003 | 0.02x | $5.17 Million | $4.69 Million | $315.66 Million | ▼ -27.3% |
| 2002 | 0.02x | $6.86 Million | $5.74 Million | $304.32 Million | ▲ +4174.8% |
| 2001 | 0.00x | $158.35K | $-862.52K | $300.26 Million | ▼ -97.4% |
| 2000 | 0.02x | $5.40 Million | $4.66 Million | $268.24 Million | ▲ +17.6% |
| 1999 | 0.02x | $4.51 Million | $4.16 Million | $263.26 Million | ▼ -16.6% |
| 1998 | 0.02x | $5.31 Million | $4.38 Million | $258.37 Million | — |