Union Bankshares Inc Financial Flexibility Index
Union Bankshares Inc financial flexibility index. Union Bankshares Inc (UNB) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $9.86 Million (operating CF $9.71 Million minus capex $155.00K) represents 0% of total liabilities ($1.50 Billion). See Union Bankshares Inc free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Union Bankshares Inc (1998–2024)
Financial flexibility index of Union Bankshares Inc from 1998 to 2024. Historical Financial Flexibility Index trend for Union Bankshares Inc across 27 annual periods. Check UNB cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
Union Bankshares Inc Financial Flexibility Index by Year (1998–2024)
Union Bankshares Inc financial flexibility index by year from 1998 to 2024. Year-by-year free cash flow to debt coverage for Union Bankshares Inc. For the full cash flow conversion analysis, see Union Bankshares Inc cash conversion from operations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $13.22 Million | $12.15 Million | $1.46 Billion | ▲ +14.1% |
| 2023 | 0.01x | $11.14 Million | $9.19 Million | $1.41 Billion | ▼ -65.8% |
| 2022 | 0.02x | $29.70 Million | $29.03 Million | $1.28 Billion | ▼ -20.5% |
| 2021 | 0.03x | $32.70 Million | $29.19 Million | $1.12 Billion | ▲ +587.8% |
| 2020 | -0.01x | $-6.05 Million | $-7.06 Million | $1.01 Billion | ▼ -126.3% |
| 2019 | 0.02x | $18.19 Million | $11.78 Million | $801.07 Million | ▼ -15.2% |
| 2018 | 0.03x | $19.83 Million | $16.76 Million | $740.85 Million | ▲ +55.1% |
| 2017 | 0.02x | $11.86 Million | $9.87 Million | $686.92 Million | ▲ +14.4% |
| 2016 | 0.02x | $9.58 Million | $7.64 Million | $635.37 Million | ▼ -43.7% |
| 2015 | 0.03x | $15.42 Million | $13.13 Million | $575.31 Million | ▲ +250.4% |
| 2014 | 0.01x | $4.37 Million | $2.20 Million | $571.87 Million | ▼ -78.5% |
| 2013 | 0.04x | $19.11 Million | $17.82 Million | $538.12 Million | ▲ +244.2% |
| 2012 | 0.01x | $5.49 Million | $3.47 Million | $532.21 Million | ▼ -40.3% |
| 2011 | 0.02x | $8.86 Million | $7.36 Million | $512.41 Million | ▼ -41.5% |
| 2010 | 0.03x | $12.15 Million | $11.26 Million | $411.27 Million | ▲ +711.5% |
| 2009 | 0.00x | $-1.96 Million | $-2.86 Million | $406.34 Million | ▼ -113.3% |
| 2008 | 0.04x | $14.54 Million | $12.71 Million | $400.95 Million | ▲ +221.1% |
| 2007 | 0.01x | $3.97 Million | $2.90 Million | $351.29 Million | ▼ -66.1% |
| 2006 | 0.03x | $11.29 Million | $10.00 Million | $339.23 Million | ▲ +4.4% |
| 2005 | 0.03x | $10.61 Million | $9.05 Million | $333.14 Million | ▼ -43.6% |
| 2004 | 0.06x | $17.92 Million | $16.56 Million | $317.13 Million | ▲ +244.9% |
| 2003 | 0.02x | $5.17 Million | $4.69 Million | $315.66 Million | ▼ -27.3% |
| 2002 | 0.02x | $6.86 Million | $5.74 Million | $304.32 Million | ▲ +4174.8% |
| 2001 | 0.00x | $158.35K | $-862.52K | $300.26 Million | ▼ -97.4% |
| 2000 | 0.02x | $5.40 Million | $4.66 Million | $268.24 Million | ▲ +17.6% |
| 1999 | 0.02x | $4.51 Million | $4.16 Million | $263.26 Million | ▼ -16.6% |
| 1998 | 0.02x | $5.31 Million | $4.38 Million | $258.37 Million | — |