Union Bankshares Inc (UNB) — Free Cash Flow Generation Index
Union Bankshares Inc (UNB) has a Free Cash Flow Generation Index of 0.98x as of September 2025. Free cash flow of $9.55 Million represents 1% of operating cash flow ($9.71 Million). Explore UNB capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Union Bankshares Inc Free Cash Flow Generation Index (1998–2024)
Historical FCF Generation Index trend for Union Bankshares Inc across 24 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Union Bankshares Inc.
Annual Free Cash Flow Generation for Union Bankshares Inc (1998–2024)
Year-by-year Free Cash Flow Generation Index for Union Bankshares Inc. Check UNB capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.91x | $11.08 Million | $12.15 Million | $1.07 Million | ▲ +15.7% |
| 2023 | 0.79x | $7.25 Million | $9.19 Million | $1.95 Million | ▼ -19.3% |
| 2022 | 0.98x | $28.37 Million | $29.03 Million | $665.00K | ▲ +11.1% |
| 2021 | 0.88x | $25.68 Million | $29.19 Million | $3.51 Million | ▲ +93.3% |
| 2019 | 0.46x | $5.36 Million | $11.78 Million | $6.42 Million | ▼ -44.3% |
| 2018 | 0.82x | $13.69 Million | $16.76 Million | $3.07 Million | ▲ +2.3% |
| 2017 | 0.80x | $7.88 Million | $9.87 Million | $1.99 Million | ▲ +7.0% |
| 2016 | 0.75x | $5.71 Million | $7.64 Million | $1.94 Million | ▼ -9.6% |
| 2015 | 0.83x | $10.84 Million | $13.13 Million | $2.29 Million | ▲ +5252.3% |
| 2014 | 0.02x | $34.00K | $2.20 Million | $2.17 Million | ▼ -98.3% |
| 2013 | 0.93x | $16.53 Million | $17.82 Million | $1.29 Million | ▲ +121.5% |
| 2012 | 0.42x | $1.45 Million | $3.47 Million | $2.02 Million | ▼ -47.4% |
| 2011 | 0.80x | $5.86 Million | $7.36 Million | $1.50 Million | ▼ -13.5% |
| 2010 | 0.92x | $10.36 Million | $11.26 Million | $896.00K | ▲ +7.6% |
| 2008 | 0.86x | $10.88 Million | $12.71 Million | $1.83 Million | ▲ +35.6% |
| 2007 | 0.63x | $1.83 Million | $2.90 Million | $1.07 Million | ▼ -27.6% |
| 2006 | 0.87x | $8.72 Million | $10.00 Million | $1.28 Million | ▲ +5.3% |
| 2005 | 0.83x | $7.49 Million | $9.05 Million | $1.56 Million | ▼ -9.7% |
| 2004 | 0.92x | $15.18 Million | $16.56 Million | $1.36 Million | ▲ +2.6% |
| 2003 | 0.89x | $4.19 Million | $4.69 Million | $483.80K | ▲ +11.0% |
| 2002 | 0.81x | $4.63 Million | $5.74 Million | $1.12 Million | ▼ -4.3% |
| 2000 | 0.84x | $3.93 Million | $4.66 Million | $737.32K | ▼ -8.1% |
| 1999 | 0.92x | $3.81 Million | $4.16 Million | $350.66K | ▲ +16.2% |
| 1998 | 0.79x | $3.45 Million | $4.38 Million | $928.71K | — |