Union Bankshares Inc (UNB) — Free Cash Flow Generation Index
Union Bankshares Inc (UNB) has a Free Cash Flow Generation Index of 0.98x as of September 2025. Free cash flow of $9.55 Million represents 1% of operating cash flow ($9.71 Million). See working capital position of Union Bankshares Inc to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Union Bankshares Inc Free Cash Flow Generation Index (1998–2024)
Historical FCF Generation Index trend for Union Bankshares Inc across 24 annual periods. Explore debt repayment capacity of Union Bankshares Inc to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Union Bankshares Inc (1998–2024)
Year-by-year Free Cash Flow Generation Index for Union Bankshares Inc. For the full company profile including market capitalisation, see UNB market cap overview.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.91x | $11.08 Million | $12.15 Million | $1.07 Million | ▲ +15.7% |
| 2023 | 0.79x | $7.25 Million | $9.19 Million | $1.95 Million | ▼ -19.3% |
| 2022 | 0.98x | $28.37 Million | $29.03 Million | $665.00K | ▲ +11.1% |
| 2021 | 0.88x | $25.68 Million | $29.19 Million | $3.51 Million | ▲ +93.3% |
| 2019 | 0.46x | $5.36 Million | $11.78 Million | $6.42 Million | ▼ -44.3% |
| 2018 | 0.82x | $13.69 Million | $16.76 Million | $3.07 Million | ▲ +2.3% |
| 2017 | 0.80x | $7.88 Million | $9.87 Million | $1.99 Million | ▲ +7.0% |
| 2016 | 0.75x | $5.71 Million | $7.64 Million | $1.94 Million | ▼ -9.6% |
| 2015 | 0.83x | $10.84 Million | $13.13 Million | $2.29 Million | ▲ +5252.3% |
| 2014 | 0.02x | $34.00K | $2.20 Million | $2.17 Million | ▼ -98.3% |
| 2013 | 0.93x | $16.53 Million | $17.82 Million | $1.29 Million | ▲ +121.5% |
| 2012 | 0.42x | $1.45 Million | $3.47 Million | $2.02 Million | ▼ -47.4% |
| 2011 | 0.80x | $5.86 Million | $7.36 Million | $1.50 Million | ▼ -13.5% |
| 2010 | 0.92x | $10.36 Million | $11.26 Million | $896.00K | ▲ +7.6% |
| 2008 | 0.86x | $10.88 Million | $12.71 Million | $1.83 Million | ▲ +35.6% |
| 2007 | 0.63x | $1.83 Million | $2.90 Million | $1.07 Million | ▼ -27.6% |
| 2006 | 0.87x | $8.72 Million | $10.00 Million | $1.28 Million | ▲ +5.3% |
| 2005 | 0.83x | $7.49 Million | $9.05 Million | $1.56 Million | ▼ -9.7% |
| 2004 | 0.92x | $15.18 Million | $16.56 Million | $1.36 Million | ▲ +2.6% |
| 2003 | 0.89x | $4.19 Million | $4.69 Million | $483.80K | ▲ +11.0% |
| 2002 | 0.81x | $4.63 Million | $5.74 Million | $1.12 Million | ▼ -4.3% |
| 2000 | 0.84x | $3.93 Million | $4.66 Million | $737.32K | ▼ -8.1% |
| 1999 | 0.92x | $3.81 Million | $4.16 Million | $350.66K | ▲ +16.2% |
| 1998 | 0.79x | $3.45 Million | $4.38 Million | $928.71K | — |