Union Bankshares Inc (UNB) — Cash Flow-to-Debt Ratio
Union Bankshares Inc (UNB) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $9.71 Million could theoretically repay 0% of its total liabilities ($1.50 Billion) in one year. See Union Bankshares Inc (UNB) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Union Bankshares Inc Cash Flow-to-Debt Ratio (1998–2024)
Historical debt coverage capacity for Union Bankshares Inc across 27 annual periods. Also explore Union Bankshares Inc (UNB) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Union Bankshares Inc (1998–2024)
Year-by-year debt coverage analysis for Union Bankshares Inc. For market capitalisation and broader financial context, see Union Bankshares Inc (UNB) total market value.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $12.15 Million | $1.46 Billion | ▲ +27.1% |
| 2023 | 0.01x | $9.19 Million | $1.41 Billion | ▼ -71.1% |
| 2022 | 0.02x | $29.03 Million | $1.28 Billion | ▼ -13.0% |
| 2021 | 0.03x | $29.19 Million | $1.12 Billion | ▲ +473.4% |
| 2020 | -0.01x | $-7.06 Million | $1.01 Billion | ▼ -147.4% |
| 2019 | 0.01x | $11.78 Million | $801.07 Million | ▼ -35.0% |
| 2018 | 0.02x | $16.76 Million | $740.85 Million | ▲ +57.5% |
| 2017 | 0.01x | $9.87 Million | $686.92 Million | ▲ +19.4% |
| 2016 | 0.01x | $7.64 Million | $635.37 Million | ▼ -47.3% |
| 2015 | 0.02x | $13.13 Million | $575.31 Million | ▲ +492.2% |
| 2014 | 0.00x | $2.20 Million | $571.87 Million | ▼ -88.4% |
| 2013 | 0.03x | $17.82 Million | $538.12 Million | ▲ +407.6% |
| 2012 | 0.01x | $3.47 Million | $532.21 Million | ▼ -54.6% |
| 2011 | 0.01x | $7.36 Million | $512.41 Million | ▼ -47.5% |
| 2010 | 0.03x | $11.26 Million | $411.27 Million | ▲ +488.8% |
| 2009 | -0.01x | $-2.86 Million | $406.34 Million | ▼ -122.2% |
| 2008 | 0.03x | $12.71 Million | $400.95 Million | ▲ +284.1% |
| 2007 | 0.01x | $2.90 Million | $351.29 Million | ▼ -72.0% |
| 2006 | 0.03x | $10.00 Million | $339.23 Million | ▲ +8.5% |
| 2005 | 0.03x | $9.05 Million | $333.14 Million | ▼ -48.0% |
| 2004 | 0.05x | $16.56 Million | $317.13 Million | ▲ +251.5% |
| 2003 | 0.01x | $4.69 Million | $315.66 Million | ▼ -21.3% |
| 2002 | 0.02x | $5.74 Million | $304.32 Million | ▲ +757.1% |
| 2001 | 0.00x | $-862.52K | $300.26 Million | ▼ -116.5% |
| 2000 | 0.02x | $4.66 Million | $268.24 Million | ▲ +10.1% |
| 1999 | 0.02x | $4.16 Million | $263.26 Million | ▼ -6.8% |
| 1998 | 0.02x | $4.38 Million | $258.37 Million | — |