Union Bankshares Inc Cash Flow-to-Debt Ratio
Union Bankshares Inc cash flow-to-debt ratio. Union Bankshares Inc (UNB) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $9.71 Million could theoretically repay 0% of its total liabilities ($1.50 Billion) in one year. Check Union Bankshares Inc cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Union Bankshares Inc (1998–2024)
Cash flow-to-debt ratio of Union Bankshares Inc from 1998 to 2024. Historical debt coverage capacity for Union Bankshares Inc across 27 annual periods. Check UNB capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Union Bankshares Inc Cash Flow-to-Debt Ratio by Year (1998–2024)
Union Bankshares Inc cash flow-to-debt ratio by year from 1998 to 2024. Year-by-year debt coverage analysis for Union Bankshares Inc. For the full cash flow conversion analysis, see Union Bankshares Inc cash conversion from operations.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $12.15 Million | $1.46 Billion | ▲ +27.1% |
| 2023 | 0.01x | $9.19 Million | $1.41 Billion | ▼ -71.1% |
| 2022 | 0.02x | $29.03 Million | $1.28 Billion | ▼ -13.0% |
| 2021 | 0.03x | $29.19 Million | $1.12 Billion | ▲ +473.4% |
| 2020 | -0.01x | $-7.06 Million | $1.01 Billion | ▼ -147.4% |
| 2019 | 0.01x | $11.78 Million | $801.07 Million | ▼ -35.0% |
| 2018 | 0.02x | $16.76 Million | $740.85 Million | ▲ +57.5% |
| 2017 | 0.01x | $9.87 Million | $686.92 Million | ▲ +19.4% |
| 2016 | 0.01x | $7.64 Million | $635.37 Million | ▼ -47.3% |
| 2015 | 0.02x | $13.13 Million | $575.31 Million | ▲ +492.2% |
| 2014 | 0.00x | $2.20 Million | $571.87 Million | ▼ -88.4% |
| 2013 | 0.03x | $17.82 Million | $538.12 Million | ▲ +407.6% |
| 2012 | 0.01x | $3.47 Million | $532.21 Million | ▼ -54.6% |
| 2011 | 0.01x | $7.36 Million | $512.41 Million | ▼ -47.5% |
| 2010 | 0.03x | $11.26 Million | $411.27 Million | ▲ +488.8% |
| 2009 | -0.01x | $-2.86 Million | $406.34 Million | ▼ -122.2% |
| 2008 | 0.03x | $12.71 Million | $400.95 Million | ▲ +284.1% |
| 2007 | 0.01x | $2.90 Million | $351.29 Million | ▼ -72.0% |
| 2006 | 0.03x | $10.00 Million | $339.23 Million | ▲ +8.5% |
| 2005 | 0.03x | $9.05 Million | $333.14 Million | ▼ -48.0% |
| 2004 | 0.05x | $16.56 Million | $317.13 Million | ▲ +251.5% |
| 2003 | 0.01x | $4.69 Million | $315.66 Million | ▼ -21.3% |
| 2002 | 0.02x | $5.74 Million | $304.32 Million | ▲ +757.1% |
| 2001 | 0.00x | $-862.52K | $300.26 Million | ▼ -116.5% |
| 2000 | 0.02x | $4.66 Million | $268.24 Million | ▲ +10.1% |
| 1999 | 0.02x | $4.16 Million | $263.26 Million | ▼ -6.8% |
| 1998 | 0.02x | $4.38 Million | $258.37 Million | — |