Bank of N.T. Butterfield & Son Ltd (NTB) — Cash Flow Reinvestment Rate

Latest as of March 2026: 3.16x

Bank of N.T. Butterfield & Son Ltd (NTB) has a Cash Flow Reinvestment Rate of 3.16x as of March 2026, reinvesting $186.17 Million (capex $8.60 Million plus investments $-177.58 Million) from operating cash flow of $58.91 Million. Explore capital reinvestment ratio of Bank of N.T. Butterfield & Son Ltd to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

3.16x
(Capex + Investments) / Operating CF

Total Reinvested

$186.17 Million
Capex + Investments

Operating Cash Flow

$58.91 Million
USD

Capital Expenditures

$8.60 Million
USD

Bank of N.T. Butterfield & Son Ltd Cash Flow Reinvestment Rate (2012–2025)

Historical reinvestment intensity for Bank of N.T. Butterfield & Son Ltd across 14 annual periods. Also explore NTB total asset value for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for Bank of N.T. Butterfield & Son Ltd (2012–2025)

Year-by-year capital reinvestment analysis for Bank of N.T. Butterfield & Son Ltd. For live market cap and broader valuation context, see NTB market cap.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.45x $124.60 Million $279.56 Million $24.75 Million ▼ -80.4%
2024 2.27x $602.55 Million $265.43 Million $21.53 Million ▼ -40.1%
2023 3.79x $1.14 Billion $300.29 Million $54.27 Million ▲ +160.7%
2022 1.45x $318.90 Million $219.27 Million $26.88 Million ▼ -79.8%
2021 7.21x $1.81 Billion $251.35 Million $15.72 Million ▲ +2077.0%
2020 0.33x $62.27 Million $188.15 Million $20.57 Million ▼ -92.6%
2019 4.47x $1.12 Billion $249.65 Million $22.78 Million ▲ +269.4%
2018 1.21x $358.39 Million $296.35 Million $19.84 Million ▲ +143.2%
2017 0.50x $96.14 Million $193.36 Million $14.78 Million ▼ -92.7%
2016 6.79x $1.21 Billion $178.19 Million $9.80 Million ▲ +250.5%
2015 1.94x $301.24 Million $155.54 Million $1.48 Million ▼ -59.8%
2014 4.82x $692.74 Million $143.78 Million $6.13 Million ▲ +178.9%
2013 1.73x $205.78 Million $119.13 Million $19.17 Million ▲ +1192.7%
2012 0.13x $17.76 Million $132.91 Million $17.76 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow