Bank of N.T. Butterfield & Son Ltd (NTB) — Financial Flexibility Index

Latest as of March 2026: 0.01x

Bank of N.T. Butterfield & Son Ltd (NTB) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $67.50 Million (operating CF $58.91 Million minus capex $8.60 Million) represents 0% of total liabilities ($13.29 Billion). Also explore Bank of N.T. Butterfield & Son Ltd (NTB) net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$67.50 Million
Operating CF − Capex

Total Liabilities

$13.29 Billion
USD

Capital Expenditures

$8.60 Million
USD

Bank of N.T. Butterfield & Son Ltd Financial Flexibility Index (1999–2025)

Historical Financial Flexibility Index trend for Bank of N.T. Butterfield & Son Ltd across 25 annual periods. Check Bank of N.T. Butterfield & Son Ltd PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Bank of N.T. Butterfield & Son Ltd (1999–2025)

Year-by-year free cash flow to debt coverage for Bank of N.T. Butterfield & Son Ltd. For the full company profile including market capitalisation, see NTB market cap overview.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $304.31 Million $279.56 Million $12.95 Billion ▲ +8.2%
2024 0.02x $286.96 Million $265.43 Million $13.21 Billion ▼ -24.2%
2023 0.03x $354.56 Million $300.29 Million $12.37 Billion ▲ +56.5%
2022 0.02x $246.15 Million $219.27 Million $13.44 Billion ▼ -1.5%
2021 0.02x $267.07 Million $251.35 Million $14.36 Billion ▲ +22.6%
2020 0.02x $208.72 Million $188.15 Million $13.76 Billion ▼ -27.8%
2019 0.02x $272.42 Million $249.65 Million $12.96 Billion ▼ -34.2%
2018 0.03x $316.18 Million $296.35 Million $9.89 Billion ▲ +52.9%
2017 0.02x $208.13 Million $193.36 Million $9.96 Billion ▲ +15.6%
2016 0.02x $188.00 Million $178.19 Million $10.39 Billion ▲ +9.7%
2015 0.02x $157.02 Million $155.54 Million $9.53 Billion ▼ -0.9%
2014 0.02x $149.91 Million $143.78 Million $9.01 Billion ▼ -2.9%
2013 0.02x $138.30 Million $119.13 Million $8.07 Billion ▼ -8.0%
2012 0.02x $150.68 Million $132.91 Million $8.08 Billion
2011 0.00x $0.00 $0.00 $7.99 Billion
2008 0.00x $0.00 $0.00 $10.39 Billion
2007 0.00x $0.00 $0.00 $11.28 Billion
2006 0.00x $0.00 $0.00 $10.58 Billion
2005 0.00x $0.00 $0.00 $8.70 Billion
2004 0.00x $0.00 $0.00 $8.20 Billion
2003 0.00x $0.00 $0.00 $7.28 Billion
2002 0.00x $0.00 $0.00 $5.67 Billion
2001 0.00x $0.00 $0.00 $5.40 Billion
2000 0.00x $0.00 $0.00 $4.91 Billion
1999 0.00x $0.00 $0.00 $4.54 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities