Bank of N.T. Butterfield & Son Ltd (NTB) — Financial Flexibility Index
Bank of N.T. Butterfield & Son Ltd (NTB) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $67.50 Million (operating CF $58.91 Million minus capex $8.60 Million) represents 0% of total liabilities ($13.29 Billion). Check Bank of N.T. Butterfield & Son Ltd total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank of N.T. Butterfield & Son Ltd Financial Flexibility Index (1999–2025)
Historical Financial Flexibility Index trend for Bank of N.T. Butterfield & Son Ltd across 25 annual periods. For the full cash flow conversion analysis, see Bank of N.T. Butterfield & Son Ltd (NTB) cash flow conversion.
Annual Financial Flexibility Index for Bank of N.T. Butterfield & Son Ltd (1999–2025)
Year-by-year free cash flow to debt coverage for Bank of N.T. Butterfield & Son Ltd. Explore Bank of N.T. Butterfield & Son Ltd cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $304.31 Million | $279.56 Million | $12.95 Billion | ▲ +8.2% |
| 2024 | 0.02x | $286.96 Million | $265.43 Million | $13.21 Billion | ▼ -24.2% |
| 2023 | 0.03x | $354.56 Million | $300.29 Million | $12.37 Billion | ▲ +56.5% |
| 2022 | 0.02x | $246.15 Million | $219.27 Million | $13.44 Billion | ▼ -1.5% |
| 2021 | 0.02x | $267.07 Million | $251.35 Million | $14.36 Billion | ▲ +22.6% |
| 2020 | 0.02x | $208.72 Million | $188.15 Million | $13.76 Billion | ▼ -27.8% |
| 2019 | 0.02x | $272.42 Million | $249.65 Million | $12.96 Billion | ▼ -34.2% |
| 2018 | 0.03x | $316.18 Million | $296.35 Million | $9.89 Billion | ▲ +52.9% |
| 2017 | 0.02x | $208.13 Million | $193.36 Million | $9.96 Billion | ▲ +15.6% |
| 2016 | 0.02x | $188.00 Million | $178.19 Million | $10.39 Billion | ▲ +9.7% |
| 2015 | 0.02x | $157.02 Million | $155.54 Million | $9.53 Billion | ▼ -0.9% |
| 2014 | 0.02x | $149.91 Million | $143.78 Million | $9.01 Billion | ▼ -2.9% |
| 2013 | 0.02x | $138.30 Million | $119.13 Million | $8.07 Billion | ▼ -8.0% |
| 2012 | 0.02x | $150.68 Million | $132.91 Million | $8.08 Billion | — |
| 2011 | 0.00x | $0.00 | $0.00 | $7.99 Billion | — |
| 2008 | 0.00x | $0.00 | $0.00 | $10.39 Billion | — |
| 2007 | 0.00x | $0.00 | $0.00 | $11.28 Billion | — |
| 2006 | 0.00x | $0.00 | $0.00 | $10.58 Billion | — |
| 2005 | 0.00x | $0.00 | $0.00 | $8.70 Billion | — |
| 2004 | 0.00x | $0.00 | $0.00 | $8.20 Billion | — |
| 2003 | 0.00x | $0.00 | $0.00 | $7.28 Billion | — |
| 2002 | 0.00x | $0.00 | $0.00 | $5.67 Billion | — |
| 2001 | 0.00x | $0.00 | $0.00 | $5.40 Billion | — |
| 2000 | 0.00x | $0.00 | $0.00 | $4.91 Billion | — |
| 1999 | 0.00x | $0.00 | $0.00 | $4.54 Billion | — |