Bank of N.T. Butterfield & Son Ltd (NTB) — Cash Flow Quality Index
Bank of N.T. Butterfield & Son Ltd (NTB) has a Cash Flow Quality Index of 0.94x as of March 2026. Operating cash flow of $58.91 Million is below net income of $62.62 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore NTB long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bank of N.T. Butterfield & Son Ltd Cash Flow Quality Index (1999–2025)
Historical Cash Flow Quality Index for Bank of N.T. Butterfield & Son Ltd across 25 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how tangible is Bank of N.T. Butterfield & Son Ltd's equity to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Bank of N.T. Butterfield & Son Ltd (1999–2025)
Year-by-year earnings quality comparison for Bank of N.T. Butterfield & Son Ltd. For live market cap and the full company financial profile, see Bank of N.T. Butterfield & Son Ltd stock valuation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.21x | $279.56 Million | $231.90 Million | ▼ -1.8% |
| 2024 | 1.23x | $265.43 Million | $216.32 Million | ▼ -7.9% |
| 2023 | 1.33x | $300.29 Million | $225.49 Million | ▲ +30.0% |
| 2022 | 1.02x | $219.27 Million | $214.02 Million | ▼ -33.7% |
| 2021 | 1.55x | $251.35 Million | $162.67 Million | ▲ +20.9% |
| 2020 | 1.28x | $188.15 Million | $147.22 Million | ▼ -9.3% |
| 2019 | 1.41x | $249.65 Million | $177.07 Million | ▼ -7.1% |
| 2018 | 1.52x | $296.35 Million | $195.18 Million | ▲ +20.3% |
| 2017 | 1.26x | $193.36 Million | $153.25 Million | ▼ -17.9% |
| 2016 | 1.54x | $178.19 Million | $115.94 Million | ▼ -23.2% |
| 2015 | 2.00x | $155.54 Million | $77.74 Million | ▲ +50.5% |
| 2014 | 1.33x | $143.78 Million | $108.16 Million | ▼ -12.8% |
| 2013 | 1.52x | $119.13 Million | $78.16 Million | ▼ -70.7% |
| 2012 | 5.20x | $132.91 Million | $25.58 Million | — |
| 2011 | 0.00x | $0.00 | $19.20 Million | — |
| 2008 | 0.00x | $0.00 | $4.84 Million | — |
| 2007 | 0.00x | $0.00 | $146.00 Million | — |
| 2006 | 0.00x | $0.00 | $134.08 Million | — |
| 2005 | 0.00x | $0.00 | $109.35 Million | — |
| 2004 | 0.00x | $0.00 | $90.47 Million | — |
| 2003 | 0.00x | $0.00 | $76.49 Million | — |
| 2002 | 0.00x | $0.00 | $37.43 Million | — |
| 2001 | 0.00x | $0.00 | $81.42 Million | — |
| 2000 | 0.00x | $0.00 | $60.74 Million | — |
| 1999 | 0.00x | $0.00 | $40.35 Million | — |