Bank of N.T. Butterfield & Son Ltd Cash Flow Quality Index
Bank of N.T. Butterfield & Son Ltd cash flow quality index. Bank of N.T. Butterfield & Son Ltd (NTB) has a Cash Flow Quality Index of 0.94x as of March 2026. Operating cash flow of $58.91 Million is below net income of $62.62 Million, suggesting accrual-heavy earnings not yet converted to cash. See Bank of N.T. Butterfield & Son Ltd financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Bank of N.T. Butterfield & Son Ltd (1999–2025)
Cash flow quality index of Bank of N.T. Butterfield & Son Ltd from 1999 to 2025. Historical Cash Flow Quality Index for Bank of N.T. Butterfield & Son Ltd across 25 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Bank of N.T. Butterfield & Son Ltd (NTB) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Bank of N.T. Butterfield & Son Ltd Cash Flow Quality Index by Year (1999–2025)
Bank of N.T. Butterfield & Son Ltd cash flow quality index by year from 1999 to 2025. Year-by-year earnings quality comparison for Bank of N.T. Butterfield & Son Ltd. For the full cash flow conversion analysis, see Bank of N.T. Butterfield & Son Ltd (NTB) cash conversion ratio.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.21x | $279.56 Million | $231.90 Million | ▼ -1.8% |
| 2024 | 1.23x | $265.43 Million | $216.32 Million | ▼ -7.9% |
| 2023 | 1.33x | $300.29 Million | $225.49 Million | ▲ +30.0% |
| 2022 | 1.02x | $219.27 Million | $214.02 Million | ▼ -33.7% |
| 2021 | 1.55x | $251.35 Million | $162.67 Million | ▲ +20.9% |
| 2020 | 1.28x | $188.15 Million | $147.22 Million | ▼ -9.3% |
| 2019 | 1.41x | $249.65 Million | $177.07 Million | ▼ -7.1% |
| 2018 | 1.52x | $296.35 Million | $195.18 Million | ▲ +20.3% |
| 2017 | 1.26x | $193.36 Million | $153.25 Million | ▼ -17.9% |
| 2016 | 1.54x | $178.19 Million | $115.94 Million | ▼ -23.2% |
| 2015 | 2.00x | $155.54 Million | $77.74 Million | ▲ +50.5% |
| 2014 | 1.33x | $143.78 Million | $108.16 Million | ▼ -12.8% |
| 2013 | 1.52x | $119.13 Million | $78.16 Million | ▼ -70.7% |
| 2012 | 5.20x | $132.91 Million | $25.58 Million | — |
| 2011 | 0.00x | $0.00 | $19.20 Million | — |
| 2008 | 0.00x | $0.00 | $4.84 Million | — |
| 2007 | 0.00x | $0.00 | $146.00 Million | — |
| 2006 | 0.00x | $0.00 | $134.08 Million | — |
| 2005 | 0.00x | $0.00 | $109.35 Million | — |
| 2004 | 0.00x | $0.00 | $90.47 Million | — |
| 2003 | 0.00x | $0.00 | $76.49 Million | — |
| 2002 | 0.00x | $0.00 | $37.43 Million | — |
| 2001 | 0.00x | $0.00 | $81.42 Million | — |
| 2000 | 0.00x | $0.00 | $60.74 Million | — |
| 1999 | 0.00x | $0.00 | $40.35 Million | — |