Bank of N.T. Butterfield & Son Ltd (NTB) — Free Cash Flow Generation Index
Bank of N.T. Butterfield & Son Ltd (NTB) has a Free Cash Flow Generation Index of 0.85x as of March 2026. Free cash flow of $50.31 Million represents 1% of operating cash flow ($58.91 Million). Explore Bank of N.T. Butterfield & Son Ltd (NTB) capital reinvestment to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Bank of N.T. Butterfield & Son Ltd Free Cash Flow Generation Index (2012–2025)
Historical FCF Generation Index trend for Bank of N.T. Butterfield & Son Ltd across 14 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Bank of N.T. Butterfield & Son Ltd.
Annual Free Cash Flow Generation for Bank of N.T. Butterfield & Son Ltd (2012–2025)
Year-by-year Free Cash Flow Generation Index for Bank of N.T. Butterfield & Son Ltd. Check NTB capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.91x | $254.81 Million | $279.56 Million | $24.75 Million | ▼ -0.8% |
| 2024 | 0.92x | $243.90 Million | $265.43 Million | $21.53 Million | ▲ +12.2% |
| 2023 | 0.82x | $246.02 Million | $300.29 Million | $54.27 Million | ▼ -6.6% |
| 2022 | 0.88x | $192.40 Million | $219.27 Million | $26.88 Million | ▼ -6.4% |
| 2021 | 0.94x | $235.62 Million | $251.35 Million | $15.72 Million | ▲ +5.2% |
| 2020 | 0.89x | $167.58 Million | $188.15 Million | $20.57 Million | ▼ -2.0% |
| 2019 | 0.91x | $226.87 Million | $249.65 Million | $22.78 Million | ▼ -2.6% |
| 2018 | 0.93x | $276.51 Million | $296.35 Million | $19.84 Million | ▲ +1.0% |
| 2017 | 0.92x | $178.58 Million | $193.36 Million | $14.78 Million | ▼ -2.3% |
| 2016 | 0.94x | $168.39 Million | $178.19 Million | $9.80 Million | ▼ -4.6% |
| 2015 | 0.99x | $154.06 Million | $155.54 Million | $1.48 Million | ▲ +3.5% |
| 2014 | 0.96x | $137.65 Million | $143.78 Million | $6.13 Million | ▲ +14.1% |
| 2013 | 0.84x | $99.96 Million | $119.13 Million | $19.17 Million | ▼ -3.1% |
| 2012 | 0.87x | $115.15 Million | $132.91 Million | $17.76 Million | — |