Bank of N.T. Butterfield & Son Ltd (NTB) — Free Cash Flow Generation Index

Latest as of March 2026: 0.85x

Bank of N.T. Butterfield & Son Ltd (NTB) has a Free Cash Flow Generation Index of 0.85x as of March 2026. Free cash flow of $50.31 Million represents 1% of operating cash flow ($58.91 Million). See working capital to net assets of Bank of N.T. Butterfield & Son Ltd to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

0.85x
Free Cash Flow / Operating CF

Free Cash Flow

$50.31 Million
USD

Operating Cash Flow

$58.91 Million
USD

Capital Expenditures

$8.60 Million
USD

Bank of N.T. Butterfield & Son Ltd Free Cash Flow Generation Index (2012–2025)

Historical FCF Generation Index trend for Bank of N.T. Butterfield & Son Ltd across 14 annual periods. Explore NTB debt coverage from operations to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for Bank of N.T. Butterfield & Son Ltd (2012–2025)

Year-by-year Free Cash Flow Generation Index for Bank of N.T. Butterfield & Son Ltd. For the full company profile including market capitalisation, see Bank of N.T. Butterfield & Son Ltd stock valuation.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.91x $254.81 Million $279.56 Million $24.75 Million ▼ -0.8%
2024 0.92x $243.90 Million $265.43 Million $21.53 Million ▲ +12.2%
2023 0.82x $246.02 Million $300.29 Million $54.27 Million ▼ -6.6%
2022 0.88x $192.40 Million $219.27 Million $26.88 Million ▼ -6.4%
2021 0.94x $235.62 Million $251.35 Million $15.72 Million ▲ +5.2%
2020 0.89x $167.58 Million $188.15 Million $20.57 Million ▼ -2.0%
2019 0.91x $226.87 Million $249.65 Million $22.78 Million ▼ -2.6%
2018 0.93x $276.51 Million $296.35 Million $19.84 Million ▲ +1.0%
2017 0.92x $178.58 Million $193.36 Million $14.78 Million ▼ -2.3%
2016 0.94x $168.39 Million $178.19 Million $9.80 Million ▼ -4.6%
2015 0.99x $154.06 Million $155.54 Million $1.48 Million ▲ +3.5%
2014 0.96x $137.65 Million $143.78 Million $6.13 Million ▲ +14.1%
2013 0.84x $99.96 Million $119.13 Million $19.17 Million ▼ -3.1%
2012 0.87x $115.15 Million $132.91 Million $17.76 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).