Santam Cash Flow-to-Debt Ratio
Santam cash flow-to-debt ratio. Santam (SNT) has a Cash Flow-to-Debt Ratio of 0.04x as of June 2026, meaning its operating cash flow of ZAC2.44 Billion could theoretically repay 0% of its total liabilities (ZAC68.30 Billion) in one year. Check Santam earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Santam (2002–2025)
Cash flow-to-debt ratio of Santam from 2002 to 2025. Historical debt coverage capacity for Santam across 24 annual periods. Check Santam (SNT) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Santam Cash Flow-to-Debt Ratio by Year (2002–2025)
Santam cash flow-to-debt ratio by year from 2002 to 2025. Year-by-year debt coverage analysis for Santam. For the full cash flow conversion analysis, see SNT cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (ZAC) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.04x | ZAC2.45 Billion | ZAC65.81 Billion | ▼ -40.0% |
| 2024 | 0.06x | ZAC3.68 Billion | ZAC59.36 Billion | ▲ +417.9% |
| 2023 | 0.01x | ZAC667.00 Million | ZAC55.72 Billion | ▼ -79.2% |
| 2022 | 0.06x | ZAC3.54 Billion | ZAC61.45 Billion | ▲ +63.7% |
| 2021 | 0.04x | ZAC1.88 Billion | ZAC53.50 Billion | ▲ +44.0% |
| 2020 | 0.02x | ZAC1.13 Billion | ZAC46.09 Billion | ▼ -66.9% |
| 2019 | 0.07x | ZAC2.90 Billion | ZAC39.17 Billion | ▲ +132.6% |
| 2018 | 0.03x | ZAC1.14 Billion | ZAC35.73 Billion | ▼ -60.7% |
| 2017 | 0.08x | ZAC2.49 Billion | ZAC30.80 Billion | ▲ +33.6% |
| 2016 | 0.06x | ZAC1.33 Billion | ZAC21.93 Billion | ▼ -54.0% |
| 2015 | 0.13x | ZAC2.54 Billion | ZAC19.31 Billion | ▲ +21.1% |
| 2014 | 0.11x | ZAC1.93 Billion | ZAC17.74 Billion | ▲ +37.0% |
| 2013 | 0.08x | ZAC1.28 Billion | ZAC16.08 Billion | ▼ -35.4% |
| 2012 | 0.12x | ZAC1.74 Billion | ZAC14.12 Billion | ▼ -3.0% |
| 2011 | 0.13x | ZAC1.59 Billion | ZAC12.55 Billion | ▲ +25.4% |
| 2010 | 0.10x | ZAC1.26 Billion | ZAC12.52 Billion | ▼ -23.8% |
| 2009 | 0.13x | ZAC1.61 Billion | ZAC12.14 Billion | ▲ +126.2% |
| 2008 | 0.06x | ZAC706.00 Million | ZAC12.05 Billion | ▼ -56.8% |
| 2007 | 0.14x | ZAC1.81 Billion | ZAC13.31 Billion | ▼ -14.1% |
| 2006 | 0.16x | ZAC1.59 Billion | ZAC10.07 Billion | ▼ -10.4% |
| 2005 | 0.18x | ZAC1.59 Billion | ZAC9.01 Billion | ▼ -14.9% |
| 2004 | 0.21x | ZAC1.46 Billion | ZAC7.06 Billion | ▲ +28.9% |
| 2003 | 0.16x | ZAC1.08 Billion | ZAC6.70 Billion | ▲ +23.3% |
| 2002 | 0.13x | ZAC717.11 Million | ZAC5.50 Billion | — |