Santam (SNT) — Net Asset Quality Index
Santam (SNT) has a Net Asset Quality Index of 20.3% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of ZAC85.74 Billion minus total liabilities of ZAC68.30 Billion yields net assets of ZAC17.44 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read Santam (SNT) financial obligations for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Santam Net Asset Quality Index Over Time (2002–2025)
This chart shows how Santam's Net Asset Quality Index has evolved across 24 annual periods from 2002 to 2025. As of June 2026, the index stands at 20.3%, representing net assets of ZAC17.44 Billion against total assets of ZAC85.74 Billion ZAC. For live market cap and overall valuation, see Santam stock valuation.
Annual Net Asset Quality Index for Santam (2002–2025)
The table below presents the year-by-year Net Asset Quality Index for Santam from 2002 to 2025, covering 24 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check SNT PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (ZAC) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 20.1% | ZAC16.58 Billion | ZAC82.39 Billion | ZAC65.81 Billion | ▲ +1.0 pp |
| 2024 | 19.2% | ZAC14.07 Billion | ZAC73.44 Billion | ZAC59.36 Billion | ▲ +2.2 pp |
| 2023 | 17.0% | ZAC11.41 Billion | ZAC67.13 Billion | ZAC55.72 Billion | ▲ +1.1 pp |
| 2022 | 15.9% | ZAC11.60 Billion | ZAC73.05 Billion | ZAC61.45 Billion | ▼ -2.5 pp |
| 2021 | 18.4% | ZAC12.06 Billion | ZAC65.56 Billion | ZAC53.50 Billion | ▲ +0.4 pp |
| 2020 | 18.0% | ZAC10.09 Billion | ZAC56.18 Billion | ZAC46.09 Billion | ▼ -2.5 pp |
| 2019 | 20.4% | ZAC10.06 Billion | ZAC49.23 Billion | ZAC39.17 Billion | ▼ -0.3 pp |
| 2018 | 20.8% | ZAC9.37 Billion | ZAC45.10 Billion | ZAC35.73 Billion | ▲ +0.3 pp |
| 2017 | 20.5% | ZAC7.92 Billion | ZAC38.73 Billion | ZAC30.80 Billion | ▼ -4.6 pp |
| 2016 | 25.1% | ZAC7.34 Billion | ZAC29.28 Billion | ZAC21.93 Billion | ▼ -5.6 pp |
| 2015 | 30.7% | ZAC8.55 Billion | ZAC27.86 Billion | ZAC19.31 Billion | ▲ +1.1 pp |
| 2014 | 29.5% | ZAC7.44 Billion | ZAC25.18 Billion | ZAC17.74 Billion | ▲ +0.7 pp |
| 2013 | 28.9% | ZAC6.53 Billion | ZAC22.62 Billion | ZAC16.08 Billion | ▲ +0.4 pp |
| 2012 | 28.5% | ZAC5.62 Billion | ZAC19.74 Billion | ZAC14.12 Billion | ▼ -4.4 pp |
| 2011 | 32.9% | ZAC6.14 Billion | ZAC18.69 Billion | ZAC12.55 Billion | ▲ +3.4 pp |
| 2010 | 29.4% | ZAC5.22 Billion | ZAC17.73 Billion | ZAC12.52 Billion | ▲ +0.5 pp |
| 2009 | 28.9% | ZAC4.94 Billion | ZAC17.08 Billion | ZAC12.14 Billion | ▲ +2.2 pp |
| 2008 | 26.8% | ZAC4.40 Billion | ZAC16.45 Billion | ZAC12.05 Billion | ▲ +2.9 pp |
| 2007 | 23.9% | ZAC4.18 Billion | ZAC17.49 Billion | ZAC13.31 Billion | ▼ -16.2 pp |
| 2006 | 40.1% | ZAC6.75 Billion | ZAC16.82 Billion | ZAC10.07 Billion | ▲ +0.8 pp |
| 2005 | 39.4% | ZAC5.85 Billion | ZAC14.86 Billion | ZAC9.01 Billion | ▼ -4.2 pp |
| 2004 | 43.6% | ZAC5.46 Billion | ZAC12.53 Billion | ZAC7.06 Billion | ▲ +6.2 pp |
| 2003 | 37.4% | ZAC4.01 Billion | ZAC10.71 Billion | ZAC6.70 Billion | ▼ -0.9 pp |
| 2002 | 38.3% | ZAC3.41 Billion | ZAC8.92 Billion | ZAC5.50 Billion | — |