Santam Net Asset Quality Index
Santam net asset quality index. Santam (SNT) has a Net Asset Quality Index of 20.3% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of ZAC85.74 Billion minus total liabilities of ZAC68.30 Billion yields net assets of ZAC17.44 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See shareholders equity of Santam for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Santam (2002–2025)
Net asset quality index of Santam from 2002 to 2025. This chart shows how Santam's Net Asset Quality Index has evolved across 24 annual periods from 2002 to 2025. As of June 2026, the index stands at 20.3%, representing net assets of ZAC17.44 Billion against total assets of ZAC85.74 Billion ZAC. Check asset allocation strategy of Santam to assess the company's strategic physical and investment asset allocation.
Santam Net Asset Quality Index by Year (2002–2025)
Santam net asset quality index by year from 2002 to 2025. The table below presents the year-by-year Net Asset Quality Index for Santam from 2002 to 2025, covering 24 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see Santam market capitalisation.
| Year | Quality Index | Net Assets (ZAC) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 20.1% | ZAC16.58 Billion | ZAC82.39 Billion | ZAC65.81 Billion | ▲ +1.0 pp |
| 2024 | 19.2% | ZAC14.07 Billion | ZAC73.44 Billion | ZAC59.36 Billion | ▲ +2.2 pp |
| 2023 | 17.0% | ZAC11.41 Billion | ZAC67.13 Billion | ZAC55.72 Billion | ▲ +1.1 pp |
| 2022 | 15.9% | ZAC11.60 Billion | ZAC73.05 Billion | ZAC61.45 Billion | ▼ -2.5 pp |
| 2021 | 18.4% | ZAC12.06 Billion | ZAC65.56 Billion | ZAC53.50 Billion | ▲ +0.4 pp |
| 2020 | 18.0% | ZAC10.09 Billion | ZAC56.18 Billion | ZAC46.09 Billion | ▼ -2.5 pp |
| 2019 | 20.4% | ZAC10.06 Billion | ZAC49.23 Billion | ZAC39.17 Billion | ▼ -0.3 pp |
| 2018 | 20.8% | ZAC9.37 Billion | ZAC45.10 Billion | ZAC35.73 Billion | ▲ +0.3 pp |
| 2017 | 20.5% | ZAC7.92 Billion | ZAC38.73 Billion | ZAC30.80 Billion | ▼ -4.6 pp |
| 2016 | 25.1% | ZAC7.34 Billion | ZAC29.28 Billion | ZAC21.93 Billion | ▼ -5.6 pp |
| 2015 | 30.7% | ZAC8.55 Billion | ZAC27.86 Billion | ZAC19.31 Billion | ▲ +1.1 pp |
| 2014 | 29.5% | ZAC7.44 Billion | ZAC25.18 Billion | ZAC17.74 Billion | ▲ +0.7 pp |
| 2013 | 28.9% | ZAC6.53 Billion | ZAC22.62 Billion | ZAC16.08 Billion | ▲ +0.4 pp |
| 2012 | 28.5% | ZAC5.62 Billion | ZAC19.74 Billion | ZAC14.12 Billion | ▼ -4.4 pp |
| 2011 | 32.9% | ZAC6.14 Billion | ZAC18.69 Billion | ZAC12.55 Billion | ▲ +3.4 pp |
| 2010 | 29.4% | ZAC5.22 Billion | ZAC17.73 Billion | ZAC12.52 Billion | ▲ +0.5 pp |
| 2009 | 28.9% | ZAC4.94 Billion | ZAC17.08 Billion | ZAC12.14 Billion | ▲ +2.2 pp |
| 2008 | 26.8% | ZAC4.40 Billion | ZAC16.45 Billion | ZAC12.05 Billion | ▲ +2.9 pp |
| 2007 | 23.9% | ZAC4.18 Billion | ZAC17.49 Billion | ZAC13.31 Billion | ▼ -16.2 pp |
| 2006 | 40.1% | ZAC6.75 Billion | ZAC16.82 Billion | ZAC10.07 Billion | ▲ +0.8 pp |
| 2005 | 39.4% | ZAC5.85 Billion | ZAC14.86 Billion | ZAC9.01 Billion | ▼ -4.2 pp |
| 2004 | 43.6% | ZAC5.46 Billion | ZAC12.53 Billion | ZAC7.06 Billion | ▲ +6.2 pp |
| 2003 | 37.4% | ZAC4.01 Billion | ZAC10.71 Billion | ZAC6.70 Billion | ▼ -0.9 pp |
| 2002 | 38.3% | ZAC3.41 Billion | ZAC8.92 Billion | ZAC5.50 Billion | — |