Santam (SNT) — Defensive Interval Ratio
Santam (SNT) has a Defensive Interval Ratio of 62 days as of December 2025. Defensive assets of ZAC7.30 Billion (cash ZAC-, short-term investments ZAC-, receivables ZAC7.30 Billion) cover 62 days of daily cash needs of ZAC116.89 Million/day. See Santam current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Santam Defensive Interval Ratio (2008–2025)
This chart shows how Santam's Defensive Interval Ratio has evolved across 16 annual periods from 2008 to 2025. As of December 2025, the ratio stands at 62 days, meaning defensive assets of ZAC7.30 Billion can fund 62 days of operations without new revenue. See debt-free asset ratio of Santam to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Santam (2008–2025)
The table below presents the year-by-year Defensive Interval Ratio for Santam from 2008 to 2025, covering 16 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is Santam worth.
| Year | DIR (days) | Defensive Assets (ZAC) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 62 days | ZAC7.30 Billion | ZAC116.89 Million/day | ZAC- | ZAC- | ▲ +3 days |
| 2023 | 59 days | ZAC7.23 Billion | ZAC122.43 Million/day | ZAC- | ZAC6.46 Billion | ▼ -636 days |
| 2022 | 695 days | ZAC13.17 Billion | ZAC18.93 Million/day | ZAC- | ZAC3.48 Billion | ▲ +21 days |
| 2021 | 674 days | ZAC8.96 Billion | ZAC13.29 Million/day | ZAC- | ZAC1.03 Billion | ▲ +55 days |
| 2020 | 619 days | ZAC8.64 Billion | ZAC13.94 Million/day | ZAC- | ZAC2.23 Billion | ▲ +13 days |
| 2019 | 607 days | ZAC8.78 Billion | ZAC14.47 Million/day | ZAC- | ZAC2.90 Billion | ▲ +65 days |
| 2018 | 542 days | ZAC8.79 Billion | ZAC16.22 Million/day | ZAC- | ZAC2.93 Billion | ▲ +44 days |
| 2017 | 498 days | ZAC6.76 Billion | ZAC13.57 Million/day | ZAC- | ZAC2.17 Billion | ▲ +67 days |
| 2016 | 431 days | ZAC4.83 Billion | ZAC11.21 Million/day | ZAC- | ZAC1.36 Billion | ▼ -161 days |
| 2015 | 592 days | ZAC5.53 Billion | ZAC9.35 Million/day | ZAC- | ZAC2.28 Billion | ▲ +226 days |
| 2014 | 366 days | ZAC2.73 Billion | ZAC7.44 Million/day | ZAC- | ZAC9.00 Million | ▲ +37 days |
| 2013 | 330 days | ZAC2.31 Billion | ZAC7.02 Million/day | ZAC- | ZAC15.00 Million | ▼ -276 days |
| 2011 | 605 days | ZAC3.03 Billion | ZAC5.01 Million/day | ZAC- | ZAC3.03 Billion | ▼ -290 days |
| 2010 | 896 days | ZAC4.64 Billion | ZAC5.18 Million/day | ZAC- | ZAC4.64 Billion | ▼ -163 days |
| 2009 | 1059 days | ZAC4.55 Billion | ZAC4.30 Million/day | ZAC- | ZAC4.55 Billion | ▲ +442 days |
| 2008 | 617 days | ZAC3.09 Billion | ZAC5.01 Million/day | ZAC- | ZAC3.09 Billion | — |