Santam (SNT) — Working Capital to Net Assets Ratio
Santam (SNT) has a Working Capital to Net Assets ratio of -167.2% as of December 2024. Working capital of ZAC-23.53 Billion (current assets of ZAC19.24 Billion minus current liabilities of ZAC42.77 Billion) is measured against net assets of ZAC14.07 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See debt-free asset ratio of Santam to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Santam Working Capital to Net Assets (2002–2024)
This chart shows how Santam's Working Capital to Net Assets ratio has evolved across 23 annual periods from 2002 to 2024. As of December 2024, the ratio stands at -167.2%, reflecting working capital of ZAC-23.53 Billion against net assets of ZAC14.07 Billion ZAC. Check SNT tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for Santam (2002–2024)
The table below presents the year-by-year Working Capital to Net Assets ratio for Santam from 2002 to 2024, covering 23 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see Santam stock valuation.
| Year | WC/NA Ratio | Working Capital (ZAC) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | -167.2% | ZAC-23.53 Billion | ZAC14.07 Billion | ZAC19.24 Billion | ZAC42.77 Billion | ▼ -36.9 pp |
| 2023 | -130.3% | ZAC-14.86 Billion | ZAC11.41 Billion | ZAC29.83 Billion | ZAC44.69 Billion | ▼ -117.2 pp |
| 2022 | -13.1% | ZAC-1.52 Billion | ZAC11.60 Billion | ZAC5.39 Billion | ZAC6.91 Billion | ▼ -10.2 pp |
| 2021 | -2.9% | ZAC-355.00 Million | ZAC12.06 Billion | ZAC4.50 Billion | ZAC4.85 Billion | ▲ +4.1 pp |
| 2020 | -7.0% | ZAC-706.00 Million | ZAC10.09 Billion | ZAC4.38 Billion | ZAC5.09 Billion | ▼ -0.7 pp |
| 2019 | -6.3% | ZAC-638.00 Million | ZAC10.06 Billion | ZAC4.64 Billion | ZAC5.28 Billion | ▲ +18.3 pp |
| 2018 | -24.6% | ZAC-2.30 Billion | ZAC9.37 Billion | ZAC3.62 Billion | ZAC5.92 Billion | ▼ -16.6 pp |
| 2017 | -8.0% | ZAC-632.00 Million | ZAC7.92 Billion | ZAC4.32 Billion | ZAC4.95 Billion | ▼ -10.1 pp |
| 2016 | 2.1% | ZAC155.00 Million | ZAC7.34 Billion | ZAC4.25 Billion | ZAC4.09 Billion | ▼ -23.8 pp |
| 2015 | 26.0% | ZAC2.22 Billion | ZAC8.55 Billion | ZAC5.63 Billion | ZAC3.41 Billion | ▲ +2.6 pp |
| 2014 | 23.3% | ZAC1.74 Billion | ZAC7.44 Billion | ZAC4.45 Billion | ZAC2.72 Billion | ▲ +4.9 pp |
| 2013 | 18.5% | ZAC1.21 Billion | ZAC6.53 Billion | ZAC3.77 Billion | ZAC2.56 Billion | ▼ -8.3 pp |
| 2012 | 26.7% | ZAC1.50 Billion | ZAC5.62 Billion | ZAC3.39 Billion | ZAC1.89 Billion | ▼ -18.9 pp |
| 2011 | 45.6% | ZAC2.80 Billion | ZAC6.14 Billion | ZAC4.63 Billion | ZAC1.83 Billion | ▼ -28.9 pp |
| 2010 | 74.5% | ZAC3.89 Billion | ZAC5.22 Billion | ZAC5.78 Billion | ZAC1.89 Billion | ▼ -13.8 pp |
| 2009 | 88.3% | ZAC4.36 Billion | ZAC4.94 Billion | ZAC5.93 Billion | ZAC1.57 Billion | ▲ +15.7 pp |
| 2008 | 72.7% | ZAC3.20 Billion | ZAC4.40 Billion | ZAC5.03 Billion | ZAC1.83 Billion | ▲ +25.9 pp |
| 2007 | 46.7% | ZAC1.95 Billion | ZAC4.18 Billion | ZAC3.44 Billion | ZAC1.49 Billion | ▼ -11.5 pp |
| 2006 | 58.2% | ZAC3.93 Billion | ZAC6.75 Billion | ZAC5.14 Billion | ZAC1.21 Billion | ▼ -3.0 pp |
| 2005 | 61.2% | ZAC3.58 Billion | ZAC5.85 Billion | ZAC4.93 Billion | ZAC1.34 Billion | ▲ +3.0 pp |
| 2004 | 58.2% | ZAC3.18 Billion | ZAC5.46 Billion | ZAC3.93 Billion | ZAC747.00 Million | ▼ -0.7 pp |
| 2003 | 58.9% | ZAC2.36 Billion | ZAC4.01 Billion | ZAC3.20 Billion | ZAC840.75 Million | ▲ +5.4 pp |
| 2002 | 53.6% | ZAC1.83 Billion | ZAC3.41 Billion | ZAC2.27 Billion | ZAC443.45 Million | — |