The Jammu & Kashmir Bank Limited (J&KBANK) — Cash Flow-to-Debt Ratio
The Jammu & Kashmir Bank Limited (J&KBANK) has a Cash Flow-to-Debt Ratio of -0.03x as of March 2026, meaning its operating cash flow of Rs-45.89 Billion could theoretically repay 0% of its total liabilities (Rs1.72 Trillion) in one year. See J&KBANK free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
The Jammu & Kashmir Bank Limited Cash Flow-to-Debt Ratio (2005–2026)
Historical debt coverage capacity for The Jammu & Kashmir Bank Limited across 22 annual periods. Also explore J&KBANK net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for The Jammu & Kashmir Bank Limited (2005–2026)
Year-by-year debt coverage analysis for The Jammu & Kashmir Bank Limited. For market capitalisation and broader financial context, see how much is The Jammu & Kashmir Bank Limited worth.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | -0.02x | Rs-27.95 Billion | Rs1.72 Trillion | ▲ +77.3% |
| 2025 | -0.07x | Rs-110.66 Billion | Rs1.55 Trillion | ▲ +25.3% |
| 2024 | -0.10x | Rs-135.89 Billion | Rs1.42 Trillion | ▲ +32.2% |
| 2023 | -0.14x | Rs-4.07 Billion | Rs28.92 Billion | ▼ -999.6% |
| 2022 | -0.01x | Rs-15.68 Billion | Rs1.22 Trillion | ▼ -10153.7% |
| 2021 | 0.00x | Rs-141.65 Million | Rs1.13 Trillion | ▼ -100.3% |
| 2020 | 0.04x | Rs43.74 Billion | Rs1.02 Trillion | ▲ +235.2% |
| 2019 | -0.03x | Rs-29.92 Billion | Rs947.83 Billion | ▼ -211.6% |
| 2018 | 0.03x | Rs23.63 Billion | Rs835.27 Billion | ▼ -12.1% |
| 2017 | 0.03x | Rs24.57 Billion | Rs763.39 Billion | ▲ +1185.4% |
| 2016 | 0.00x | Rs-2.19 Billion | Rs738.33 Billion | ▼ -275.7% |
| 2015 | 0.00x | Rs1.18 Billion | Rs699.56 Billion | ▲ +118.0% |
| 2014 | -0.01x | Rs-6.83 Billion | Rs728.91 Billion | ▼ -149.0% |
| 2013 | 0.02x | Rs12.80 Billion | Rs668.70 Billion | ▼ -8.6% |
| 2012 | 0.02x | Rs11.76 Billion | Rs561.70 Billion | ▲ +249.4% |
| 2011 | -0.01x | Rs-6.59 Billion | Rs470.24 Billion | ▲ +50.0% |
| 2010 | -0.03x | Rs-11.09 Billion | Rs395.31 Billion | ▼ -201.9% |
| 2009 | 0.03x | Rs9.65 Billion | Rs350.65 Billion | ▼ -7.0% |
| 2008 | 0.03x | Rs9.01 Billion | Rs304.47 Billion | ▼ -46.7% |
| 2007 | 0.06x | Rs14.80 Billion | Rs266.38 Billion | ▲ +270.0% |
| 2006 | -0.03x | Rs-8.06 Billion | Rs246.50 Billion | ▼ -313.4% |
| 2005 | 0.02x | Rs3.48 Billion | Rs227.57 Billion | — |