The Jammu & Kashmir Bank Limited (J&KBANK) — Net Asset Quality Index
The Jammu & Kashmir Bank Limited (J&KBANK) has a Net Asset Quality Index of 8.7% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs1.89 Trillion minus total liabilities of Rs1.72 Trillion yields net assets of Rs165.00 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read how much debt does The Jammu & Kashmir Bank Limited carry for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
The Jammu & Kashmir Bank Limited Net Asset Quality Index Over Time (2005–2026)
This chart shows how The Jammu & Kashmir Bank Limited's Net Asset Quality Index has evolved across 22 annual periods from 2005 to 2026. As of March 2026, the index stands at 8.7%, representing net assets of Rs165.00 Billion against total assets of Rs1.89 Trillion INR. For live market cap and overall valuation, see The Jammu & Kashmir Bank Limited market cap and net worth.
Annual Net Asset Quality Index for The Jammu & Kashmir Bank Limited (2005–2026)
The table below presents the year-by-year Net Asset Quality Index for The Jammu & Kashmir Bank Limited from 2005 to 2026, covering 22 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check J&KBANK strategic asset allocation to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2026 | 8.7% | Rs165.00 Billion | Rs1.89 Trillion | Rs1.72 Trillion | ▲ +0.3 pp |
| 2025 | 8.4% | Rs142.08 Billion | Rs1.69 Trillion | Rs1.55 Trillion | ▲ +0.5 pp |
| 2024 | 7.9% | Rs121.93 Billion | Rs1.55 Trillion | Rs1.42 Trillion | ▼ -90.1 pp |
| 2023 | 98.0% | Rs1.43 Trillion | Rs1.46 Trillion | Rs28.92 Billion | ▲ +91.8 pp |
| 2022 | 6.2% | Rs80.77 Billion | Rs1.31 Trillion | Rs1.22 Trillion | ▲ +0.5 pp |
| 2021 | 5.7% | Rs68.02 Billion | Rs1.20 Trillion | Rs1.13 Trillion | ▼ -0.2 pp |
| 2020 | 5.8% | Rs63.46 Billion | Rs1.09 Trillion | Rs1.02 Trillion | ▼ -0.7 pp |
| 2019 | 6.5% | Rs66.22 Billion | Rs1.01 Trillion | Rs947.83 Billion | ▼ -0.3 pp |
| 2018 | 6.9% | Rs61.58 Billion | Rs896.84 Billion | Rs835.27 Billion | ▼ -0.1 pp |
| 2017 | 6.9% | Rs56.73 Billion | Rs820.12 Billion | Rs763.39 Billion | ▼ -1.1 pp |
| 2016 | 8.0% | Rs64.21 Billion | Rs802.54 Billion | Rs738.33 Billion | ▼ 0.0 pp |
| 2015 | 8.0% | Rs61.08 Billion | Rs760.64 Billion | Rs699.56 Billion | ▲ +0.8 pp |
| 2014 | 7.3% | Rs57.22 Billion | Rs786.13 Billion | Rs728.91 Billion | ▲ +0.5 pp |
| 2013 | 6.8% | Rs48.65 Billion | Rs717.34 Billion | Rs668.70 Billion | ▼ 0.0 pp |
| 2012 | 6.8% | Rs40.93 Billion | Rs602.64 Billion | Rs561.70 Billion | ▼ -0.1 pp |
| 2011 | 6.9% | Rs34.79 Billion | Rs505.03 Billion | Rs470.24 Billion | ▼ -0.2 pp |
| 2010 | 7.1% | Rs30.11 Billion | Rs425.42 Billion | Rs395.31 Billion | ▲ +0.1 pp |
| 2009 | 7.0% | Rs26.23 Billion | Rs376.88 Billion | Rs350.65 Billion | ▼ -0.1 pp |
| 2008 | 7.0% | Rs23.09 Billion | Rs327.56 Billion | Rs304.47 Billion | ▲ +0.0 pp |
| 2007 | 7.0% | Rs20.09 Billion | Rs286.47 Billion | Rs266.38 Billion | ▲ +0.2 pp |
| 2006 | 6.8% | Rs17.99 Billion | Rs264.49 Billion | Rs246.50 Billion | ▼ 0.0 pp |
| 2005 | 6.8% | Rs16.65 Billion | Rs244.23 Billion | Rs227.57 Billion | — |