The Jammu & Kashmir Bank Limited Free Cash Flow Generation Index

Latest as of December 2025: 0.96x

The Jammu & Kashmir Bank Limited free cash flow generation index. The Jammu & Kashmir Bank Limited (J&KBANK) has a Free Cash Flow Generation Index of 0.96x as of December 2025. Free cash flow of Rs364.94 Million represents 1% of operating cash flow (Rs380.76 Million).

FCF Generation Index

0.96x
Free Cash Flow / Operating CF

Free Cash Flow

Rs364.94 Million
INR

Operating Cash Flow

Rs380.76 Million
INR

Capital Expenditures

Rs15.82 Million
INR

Free Cash Flow Generation Index of The Jammu & Kashmir Bank Limited (2005–2020)

Free cash flow generation index of The Jammu & Kashmir Bank Limited from 2005 to 2020. Historical FCF Generation Index trend for The Jammu & Kashmir Bank Limited across 10 annual periods. See The Jammu & Kashmir Bank Limited (J&KBANK) financial flexibility to measure the company's free cash flow as a share of total liabilities.

The Jammu & Kashmir Bank Limited Free Cash Flow Generation Index by Year (2005–2020)

The Jammu & Kashmir Bank Limited free cash flow generation index by year from 2005 to 2020. Year-by-year Free Cash Flow Generation Index for The Jammu & Kashmir Bank Limited. For the full cash flow conversion analysis, see cash flow conversion of The Jammu & Kashmir Bank Limited.

Year FCG Index Free Cash Flow (INR) Operating CF Capital Expenditures YoY Change
2020 0.97x Rs42.59 Billion Rs43.74 Billion Rs1.15 Billion ▲ +4.6%
2018 0.93x Rs21.99 Billion Rs23.63 Billion Rs1.64 Billion ▲ +43.3%
2017 0.65x Rs15.96 Billion Rs24.57 Billion Rs8.61 Billion ▲ +158.4%
2015 -1.11x Rs-1.31 Billion Rs1.18 Billion Rs2.49 Billion ▼ -219.2%
2013 0.93x Rs11.93 Billion Rs12.80 Billion Rs861.97 Million ▼ -0.8%
2012 0.94x Rs11.06 Billion Rs11.76 Billion Rs704.56 Million ▼ -1.9%
2009 0.96x Rs9.25 Billion Rs9.65 Billion Rs399.23 Million ▲ +0.4%
2008 0.95x Rs8.61 Billion Rs9.01 Billion Rs407.18 Million ▼ -3.1%
2007 0.99x Rs14.58 Billion Rs14.80 Billion Rs218.64 Million ▲ +14.9%
2005 0.86x Rs2.99 Billion Rs3.48 Billion Rs497.45 Million —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).