The Jammu & Kashmir Bank Limited (J&KBANK) — Free Cash Flow Generation Index
The Jammu & Kashmir Bank Limited (J&KBANK) has a Free Cash Flow Generation Index of 0.96x as of December 2025. Free cash flow of Rs364.94 Million represents 1% of operating cash flow (Rs380.76 Million). Explore J&KBANK capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
The Jammu & Kashmir Bank Limited Free Cash Flow Generation Index (2005–2020)
Historical FCF Generation Index trend for The Jammu & Kashmir Bank Limited across 10 annual periods. For the full cash flow conversion analysis, see J&KBANK operating cash flow.
Annual Free Cash Flow Generation for The Jammu & Kashmir Bank Limited (2005–2020)
Year-by-year Free Cash Flow Generation Index for The Jammu & Kashmir Bank Limited. Check The Jammu & Kashmir Bank Limited investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (INR) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2020 | 0.97x | Rs42.59 Billion | Rs43.74 Billion | Rs1.15 Billion | ▲ +4.6% |
| 2018 | 0.93x | Rs21.99 Billion | Rs23.63 Billion | Rs1.64 Billion | ▲ +43.3% |
| 2017 | 0.65x | Rs15.96 Billion | Rs24.57 Billion | Rs8.61 Billion | ▲ +158.4% |
| 2015 | -1.11x | Rs-1.31 Billion | Rs1.18 Billion | Rs2.49 Billion | ▼ -219.2% |
| 2013 | 0.93x | Rs11.93 Billion | Rs12.80 Billion | Rs861.97 Million | ▼ -0.8% |
| 2012 | 0.94x | Rs11.06 Billion | Rs11.76 Billion | Rs704.56 Million | ▼ -1.9% |
| 2009 | 0.96x | Rs9.25 Billion | Rs9.65 Billion | Rs399.23 Million | ▲ +0.4% |
| 2008 | 0.95x | Rs8.61 Billion | Rs9.01 Billion | Rs407.18 Million | ▼ -3.1% |
| 2007 | 0.99x | Rs14.58 Billion | Rs14.80 Billion | Rs218.64 Million | ▲ +14.9% |
| 2005 | 0.86x | Rs2.99 Billion | Rs3.48 Billion | Rs497.45 Million | — |