The Jammu & Kashmir Bank Limited (J&KBANK) — Working Capital to Net Assets Ratio
The Jammu & Kashmir Bank Limited (J&KBANK) has a Working Capital to Net Assets ratio of -954.5% as of March 2026. Working capital of Rs-1.57 Trillion (current assets of Rs78.55 Billion minus current liabilities of Rs1.65 Trillion) is measured against net assets of Rs165.00 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See The Jammu & Kashmir Bank Limited (J&KBANK) flexibility index to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
The Jammu & Kashmir Bank Limited Working Capital to Net Assets (2005–2026)
This chart shows how The Jammu & Kashmir Bank Limited's Working Capital to Net Assets ratio has evolved across 16 annual periods from 2005 to 2026. As of March 2026, the ratio stands at -954.5%, reflecting working capital of Rs-1.57 Trillion against net assets of Rs165.00 Billion INR. See J&KBANK cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for The Jammu & Kashmir Bank Limited (2005–2026)
The table below presents the year-by-year Working Capital to Net Assets ratio for The Jammu & Kashmir Bank Limited from 2005 to 2026, covering 16 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see J&KBANK company net worth.
| Year | WC/NA Ratio | Working Capital (INR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2026 | -954.5% | Rs-1.57 Trillion | Rs165.00 Billion | Rs78.55 Billion | Rs1.65 Trillion | ▼ -51.6 pp |
| 2025 | -902.8% | Rs-1.28 Trillion | Rs142.08 Billion | Rs204.10 Billion | Rs1.49 Trillion | ▼ -968.1 pp |
| 2024 | 65.3% | Rs79.60 Billion | Rs121.93 Billion | Rs85.72 Billion | Rs6.12 Billion | ▲ +108.0 pp |
| 2023 | -42.7% | Rs-610.64 Billion | Rs1.43 Trillion | Rs88.99 Billion | Rs699.63 Billion | ▼ -161.6 pp |
| 2022 | 118.9% | Rs96.06 Billion | Rs80.77 Billion | Rs96.24 Billion | Rs180.43 Million | ▼ -33.8 pp |
| 2021 | 152.7% | Rs103.87 Billion | Rs68.02 Billion | Rs104.07 Billion | Rs198.25 Million | ▼ -39.6 pp |
| 2020 | 192.3% | Rs122.02 Billion | Rs63.46 Billion | Rs122.25 Billion | Rs230.46 Million | ▲ +40.5 pp |
| 2019 | 151.8% | Rs100.50 Billion | Rs66.22 Billion | Rs100.79 Billion | Rs290.42 Million | ▼ -4.2 pp |
| 2018 | 156.0% | Rs96.06 Billion | Rs61.58 Billion | Rs96.50 Billion | Rs441.23 Million | ▼ -11.4 pp |
| 2017 | 167.4% | Rs94.97 Billion | Rs56.73 Billion | Rs95.27 Billion | Rs299.53 Million | ▲ +34.8 pp |
| 2016 | 132.6% | Rs85.14 Billion | Rs64.21 Billion | Rs85.50 Billion | Rs359.09 Million | ▼ -66.3 pp |
| 2015 | 198.9% | Rs121.48 Billion | Rs61.08 Billion | Rs122.64 Billion | Rs1.16 Billion | ▼ -17.9 pp |
| 2014 | 216.7% | Rs124.03 Billion | Rs57.22 Billion | Rs125.35 Billion | Rs1.32 Billion | ▼ -55.1 pp |
| 2013 | 271.9% | Rs132.25 Billion | Rs48.65 Billion | Rs133.32 Billion | Rs1.07 Billion | ▲ +1449.8 pp |
| 2006 | -1178.0% | Rs-211.97 Billion | Rs17.99 Billion | Rs22.87 Billion | Rs234.85 Billion | ▼ -69.1 pp |
| 2005 | -1108.8% | Rs-184.67 Billion | Rs16.65 Billion | Rs31.78 Billion | Rs216.45 Billion | — |