The Jammu & Kashmir Bank Limited (J&KBANK) — Working Capital to Net Assets Ratio
The Jammu & Kashmir Bank Limited (J&KBANK) has a Working Capital to Net Assets ratio of 45.4% as of March 2026. Working capital of Rs74.92 Billion (current assets of Rs78.55 Billion minus current liabilities of Rs3.64 Billion) is measured against net assets of Rs165.00 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See net asset quality index of The Jammu & Kashmir Bank Limited to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
The Jammu & Kashmir Bank Limited Working Capital to Net Assets (2013–2026)
This chart shows how The Jammu & Kashmir Bank Limited's Working Capital to Net Assets ratio has evolved across 14 annual periods from 2013 to 2026. As of March 2026, the ratio stands at 45.4%, reflecting working capital of Rs74.92 Billion against net assets of Rs165.00 Billion INR. Check J&KBANK intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for The Jammu & Kashmir Bank Limited (2013–2026)
The table below presents the year-by-year Working Capital to Net Assets ratio for The Jammu & Kashmir Bank Limited from 2013 to 2026, covering 14 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see The Jammu & Kashmir Bank Limited (J&KBANK) market capitalisation.
| Year | WC/NA Ratio | Working Capital (INR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2026 | 45.4% | Rs74.92 Billion | Rs165.00 Billion | Rs78.55 Billion | Rs3.64 Billion | ▲ +948.2 pp |
| 2025 | -902.8% | Rs-1.28 Trillion | Rs142.08 Billion | Rs204.10 Billion | Rs1.49 Trillion | ▼ -968.1 pp |
| 2024 | 65.3% | Rs79.60 Billion | Rs121.93 Billion | Rs85.72 Billion | Rs6.12 Billion | ▲ +108.0 pp |
| 2023 | -42.7% | Rs-610.64 Billion | Rs1.43 Trillion | Rs88.99 Billion | Rs699.63 Billion | ▼ -161.6 pp |
| 2022 | 118.9% | Rs96.06 Billion | Rs80.77 Billion | Rs96.24 Billion | Rs180.43 Million | ▼ -33.8 pp |
| 2021 | 152.7% | Rs103.87 Billion | Rs68.02 Billion | Rs104.07 Billion | Rs198.25 Million | ▼ -39.6 pp |
| 2020 | 192.3% | Rs122.02 Billion | Rs63.46 Billion | Rs122.25 Billion | Rs230.46 Million | ▲ +40.5 pp |
| 2019 | 151.8% | Rs100.50 Billion | Rs66.22 Billion | Rs100.79 Billion | Rs290.42 Million | ▼ -4.2 pp |
| 2018 | 156.0% | Rs96.06 Billion | Rs61.58 Billion | Rs96.50 Billion | Rs441.23 Million | ▼ -11.4 pp |
| 2017 | 167.4% | Rs94.97 Billion | Rs56.73 Billion | Rs95.27 Billion | Rs299.53 Million | ▲ +34.8 pp |
| 2016 | 132.6% | Rs85.14 Billion | Rs64.21 Billion | Rs85.50 Billion | Rs359.09 Million | ▼ -66.3 pp |
| 2015 | 198.9% | Rs121.48 Billion | Rs61.08 Billion | Rs122.64 Billion | Rs1.16 Billion | ▼ -17.9 pp |
| 2014 | 216.7% | Rs124.03 Billion | Rs57.22 Billion | Rs125.35 Billion | Rs1.32 Billion | ▼ -55.1 pp |
| 2013 | 271.9% | Rs132.25 Billion | Rs48.65 Billion | Rs133.32 Billion | Rs1.07 Billion | — |