Muthoot Microfin Limited (MUTHOOTMF) — Cash Flow-to-Debt Ratio
Muthoot Microfin Limited (MUTHOOTMF) has a Cash Flow-to-Debt Ratio of 0.04x as of September 2025, meaning its operating cash flow of Rs3.64 Billion could theoretically repay 0% of its total liabilities (Rs87.91 Billion) in one year. See Muthoot Microfin Limited free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Muthoot Microfin Limited Cash Flow-to-Debt Ratio (2013–2025)
Historical debt coverage capacity for Muthoot Microfin Limited across 13 annual periods. Also explore Muthoot Microfin Limited (MUTHOOTMF) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Muthoot Microfin Limited (2013–2025)
Year-by-year debt coverage analysis for Muthoot Microfin Limited. For market capitalisation and broader financial context, see Muthoot Microfin Limited market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.07x | Rs6.81 Billion | Rs98.30 Billion | ▼ -58.8% |
| 2024 | 0.17x | Rs13.82 Billion | Rs82.25 Billion | ▲ +169.5% |
| 2023 | -0.24x | Rs-21.25 Billion | Rs87.86 Billion | ▲ +28.4% |
| 2022 | -0.34x | Rs-23.33 Billion | Rs69.03 Billion | ▼ -32.7% |
| 2021 | -0.25x | Rs-10.84 Billion | Rs42.55 Billion | ▼ -19.2% |
| 2020 | -0.21x | Rs-7.04 Billion | Rs32.94 Billion | ▼ -695.7% |
| 2019 | 0.04x | Rs1.14 Billion | Rs31.85 Billion | ▲ +115.8% |
| 2018 | -0.23x | Rs-6.02 Billion | Rs26.44 Billion | ▲ +29.9% |
| 2017 | -0.32x | Rs-6.99 Billion | Rs21.52 Billion | ▲ +11.6% |
| 2016 | -0.37x | Rs-4.69 Billion | Rs12.76 Billion | ▲ +57.4% |
| 2015 | -0.86x | Rs-3.96 Billion | Rs4.59 Billion | ▲ +96.7% |
| 2014 | -26.31x | Rs-4.21 Million | Rs160.00K | ▼ -180.3% |
| 2013 | 32.78x | Rs32.12 Million | Rs980.00K | — |