Muthoot Microfin Limited Financial Flexibility Index
Muthoot Microfin Limited financial flexibility index. Muthoot Microfin Limited (MUTHOOTMF) has a Financial Flexibility Index of 0.04x as of September 2025. Free cash flow of Rs3.70 Billion (operating CF Rs3.64 Billion minus capex Rs61.63 Million) represents 0% of total liabilities (Rs87.91 Billion). See MUTHOOTMF free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Muthoot Microfin Limited (2013–2025)
Financial flexibility index of Muthoot Microfin Limited from 2013 to 2025. Historical Financial Flexibility Index trend for Muthoot Microfin Limited across 13 annual periods. Check Muthoot Microfin Limited cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
Muthoot Microfin Limited Financial Flexibility Index by Year (2013–2025)
Muthoot Microfin Limited financial flexibility index by year from 2013 to 2025. Year-by-year free cash flow to debt coverage for Muthoot Microfin Limited. For the full cash flow conversion analysis, see Muthoot Microfin Limited cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.07x | Rs6.91 Billion | Rs6.81 Billion | Rs98.30 Billion | ▼ -58.8% |
| 2024 | 0.17x | Rs14.03 Billion | Rs13.82 Billion | Rs82.25 Billion | ▲ +171.4% |
| 2023 | -0.24x | Rs-20.98 Billion | Rs-21.25 Billion | Rs87.86 Billion | ▲ +28.5% |
| 2022 | -0.33x | Rs-23.05 Billion | Rs-23.33 Billion | Rs69.03 Billion | ▼ -32.5% |
| 2021 | -0.25x | Rs-10.72 Billion | Rs-10.84 Billion | Rs42.55 Billion | ▼ -19.3% |
| 2020 | -0.21x | Rs-6.96 Billion | Rs-7.04 Billion | Rs32.94 Billion | ▼ -589.8% |
| 2019 | 0.04x | Rs1.37 Billion | Rs1.14 Billion | Rs31.85 Billion | ▲ +119.3% |
| 2018 | -0.22x | Rs-5.91 Billion | Rs-6.02 Billion | Rs26.44 Billion | ▲ +30.5% |
| 2017 | -0.32x | Rs-6.92 Billion | Rs-6.99 Billion | Rs21.52 Billion | ▲ +11.2% |
| 2016 | -0.36x | Rs-4.62 Billion | Rs-4.69 Billion | Rs12.76 Billion | ▲ +57.9% |
| 2015 | -0.86x | Rs-3.95 Billion | Rs-3.96 Billion | Rs4.59 Billion | ▲ +96.7% |
| 2014 | -26.31x | Rs-4.21 Million | Rs-4.21 Million | Rs160.00K | ▼ -180.3% |
| 2013 | 32.78x | Rs32.12 Million | Rs32.12 Million | Rs980.00K | — |