Muthoot Microfin Limited (MUTHOOTMF) — Financial Flexibility Index
Muthoot Microfin Limited (MUTHOOTMF) has a Financial Flexibility Index of 0.04x as of September 2025. Free cash flow of Rs3.70 Billion (operating CF Rs3.64 Billion minus capex Rs61.63 Million) represents 0% of total liabilities (Rs87.91 Billion). Check MUTHOOTMF cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Muthoot Microfin Limited Financial Flexibility Index (2013–2025)
Historical Financial Flexibility Index trend for Muthoot Microfin Limited across 13 annual periods. See Muthoot Microfin Limited (MUTHOOTMF) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Muthoot Microfin Limited (2013–2025)
Year-by-year free cash flow to debt coverage for Muthoot Microfin Limited. For the full company profile including market capitalisation, see how much is Muthoot Microfin Limited worth.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.07x | Rs6.91 Billion | Rs6.81 Billion | Rs98.30 Billion | ▼ -58.8% |
| 2024 | 0.17x | Rs14.03 Billion | Rs13.82 Billion | Rs82.25 Billion | ▲ +171.4% |
| 2023 | -0.24x | Rs-20.98 Billion | Rs-21.25 Billion | Rs87.86 Billion | ▲ +28.5% |
| 2022 | -0.33x | Rs-23.05 Billion | Rs-23.33 Billion | Rs69.03 Billion | ▼ -32.5% |
| 2021 | -0.25x | Rs-10.72 Billion | Rs-10.84 Billion | Rs42.55 Billion | ▼ -19.3% |
| 2020 | -0.21x | Rs-6.96 Billion | Rs-7.04 Billion | Rs32.94 Billion | ▼ -589.8% |
| 2019 | 0.04x | Rs1.37 Billion | Rs1.14 Billion | Rs31.85 Billion | ▲ +119.3% |
| 2018 | -0.22x | Rs-5.91 Billion | Rs-6.02 Billion | Rs26.44 Billion | ▲ +30.5% |
| 2017 | -0.32x | Rs-6.92 Billion | Rs-6.99 Billion | Rs21.52 Billion | ▲ +11.2% |
| 2016 | -0.36x | Rs-4.62 Billion | Rs-4.69 Billion | Rs12.76 Billion | ▲ +57.9% |
| 2015 | -0.86x | Rs-3.95 Billion | Rs-3.96 Billion | Rs4.59 Billion | ▲ +96.7% |
| 2014 | -26.31x | Rs-4.21 Million | Rs-4.21 Million | Rs160.00K | ▼ -180.3% |
| 2013 | 32.78x | Rs32.12 Million | Rs32.12 Million | Rs980.00K | — |