Muthoot Microfin Limited (MUTHOOTMF) — Defensive Interval Ratio
Muthoot Microfin Limited (MUTHOOTMF) has a Defensive Interval Ratio of 7940 days as of March 2026. Defensive assets of Rs4.65 Billion (cash Rs-, short-term investments Rs4.40 Billion, receivables Rs253.63 Million) cover 7940 days of daily cash needs of Rs585.62K/day. Check tangible equity quality of Muthoot Microfin Limited to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Muthoot Microfin Limited Defensive Interval Ratio (2020–2025)
This chart shows how Muthoot Microfin Limited's Defensive Interval Ratio has evolved across 6 annual periods from 2020 to 2025. As of March 2026, the ratio stands at 7940 days, meaning defensive assets of Rs4.65 Billion can fund 7940 days of operations without new revenue. Also explore MUTHOOTMF shareholders equity momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Muthoot Microfin Limited (2020–2025)
The table below presents the year-by-year Defensive Interval Ratio for Muthoot Microfin Limited from 2020 to 2025, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see MUTHOOTMF stock market capitalisation.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 8549 days | Rs5.01 Billion | Rs585.62K/day | Rs- | Rs4.40 Billion | ▲ +8516 days |
| 2024 | 33 days | Rs4.24 Billion | Rs128.67 Million/day | Rs- | Rs3.52 Billion | ▼ -11 days |
| 2023 | 44 days | Rs6.40 Billion | Rs146.13 Million/day | Rs- | Rs3.83 Billion | ▼ -371 days |
| 2022 | 415 days | Rs45.77 Billion | Rs110.22 Million/day | Rs- | Rs1.60 Billion | ▼ -29 days |
| 2021 | 445 days | Rs30.61 Billion | Rs68.85 Million/day | Rs- | Rs1.87 Billion | ▲ +68 days |
| 2020 | 377 days | Rs23.09 Billion | Rs61.33 Million/day | Rs- | Rs1.09 Billion | — |