Spandana Sphoorty Financial Limited (SPANDANA) — Cash Flow-to-Debt Ratio
Spandana Sphoorty Financial Limited (SPANDANA) has a Cash Flow-to-Debt Ratio of 0.39x as of September 2025, meaning its operating cash flow of Rs13.30 Billion could theoretically repay 0% of its total liabilities (Rs34.52 Billion) in one year. See SPANDANA FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Spandana Sphoorty Financial Limited Cash Flow-to-Debt Ratio (2013–2025)
Historical debt coverage capacity for Spandana Sphoorty Financial Limited across 13 annual periods. Also explore Spandana Sphoorty Financial Limited (SPANDANA) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Spandana Sphoorty Financial Limited (2013–2025)
Year-by-year debt coverage analysis for Spandana Sphoorty Financial Limited. For market capitalisation and broader financial context, see Spandana Sphoorty Financial Limited (SPANDANA) market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.22x | Rs-12.76 Billion | Rs58.60 Billion | ▲ +21.7% |
| 2024 | -0.28x | Rs-27.07 Billion | Rs97.38 Billion | ▲ +19.5% |
| 2023 | -0.35x | Rs-21.71 Billion | Rs62.83 Billion | ▼ -259.7% |
| 2022 | 0.22x | Rs8.63 Billion | Rs39.86 Billion | ▲ +171.9% |
| 2021 | -0.30x | Rs-17.54 Billion | Rs58.26 Billion | ▼ -2768.0% |
| 2020 | -0.01x | Rs-351.70 Million | Rs33.50 Billion | ▲ +94.4% |
| 2019 | -0.19x | Rs-5.73 Billion | Rs30.41 Billion | ▲ +75.9% |
| 2018 | -0.78x | Rs-18.55 Billion | Rs23.74 Billion | ▼ -1228.7% |
| 2017 | -0.06x | Rs-588.83 Million | Rs10.01 Billion | ▼ -198.9% |
| 2016 | 0.06x | Rs1.14 Billion | Rs19.16 Billion | ▲ +178.1% |
| 2015 | -0.08x | Rs-1.82 Billion | Rs23.89 Billion | ▼ -195.9% |
| 2014 | 0.08x | Rs1.73 Billion | Rs21.84 Billion | ▲ +252.5% |
| 2013 | -0.05x | Rs-1.29 Billion | Rs24.84 Billion | — |