Spandana Sphoorty Financial Limited Cash Flow-to-Debt Ratio
Spandana Sphoorty Financial Limited cash flow-to-debt ratio. Spandana Sphoorty Financial Limited (SPANDANA) has a Cash Flow-to-Debt Ratio of 0.39x as of September 2025, meaning its operating cash flow of Rs13.30 Billion could theoretically repay 0% of its total liabilities (Rs34.52 Billion) in one year. Check Spandana Sphoorty Financial Limited (SPANDANA) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Spandana Sphoorty Financial Limited (2013–2026)
Cash flow-to-debt ratio of Spandana Sphoorty Financial Limited from 2013 to 2026. Historical debt coverage capacity for Spandana Sphoorty Financial Limited across 14 annual periods. Check SPANDANA cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Spandana Sphoorty Financial Limited Cash Flow-to-Debt Ratio by Year (2013–2026)
Spandana Sphoorty Financial Limited cash flow-to-debt ratio by year from 2013 to 2026. Year-by-year debt coverage analysis for Spandana Sphoorty Financial Limited. For the full cash flow conversion analysis, see Spandana Sphoorty Financial Limited operating cash flow efficiency.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | -0.31x | Rs-12.92 Billion | Rs41.17 Billion | ▼ -44.2% |
| 2025 | -0.22x | Rs-12.76 Billion | Rs58.60 Billion | ▲ +21.7% |
| 2024 | -0.28x | Rs-27.07 Billion | Rs97.38 Billion | ▲ +19.5% |
| 2023 | -0.35x | Rs-21.71 Billion | Rs62.83 Billion | ▼ -259.7% |
| 2022 | 0.22x | Rs8.63 Billion | Rs39.86 Billion | ▲ +171.9% |
| 2021 | -0.30x | Rs-17.54 Billion | Rs58.26 Billion | ▼ -2768.0% |
| 2020 | -0.01x | Rs-351.70 Million | Rs33.50 Billion | ▲ +94.4% |
| 2019 | -0.19x | Rs-5.73 Billion | Rs30.41 Billion | ▲ +75.9% |
| 2018 | -0.78x | Rs-18.55 Billion | Rs23.74 Billion | ▼ -1228.7% |
| 2017 | -0.06x | Rs-588.83 Million | Rs10.01 Billion | ▼ -198.9% |
| 2016 | 0.06x | Rs1.14 Billion | Rs19.16 Billion | ▲ +178.1% |
| 2015 | -0.08x | Rs-1.82 Billion | Rs23.89 Billion | ▼ -195.9% |
| 2014 | 0.08x | Rs1.73 Billion | Rs21.84 Billion | ▲ +252.5% |
| 2013 | -0.05x | Rs-1.29 Billion | Rs24.84 Billion | — |