Spandana Sphoorty Financial Limited (SPANDANA) — Defensive Interval Ratio
Spandana Sphoorty Financial Limited (SPANDANA) has a Defensive Interval Ratio of 462 days as of March 2025. Defensive assets of Rs54.38 Billion (cash Rs-, short-term investments Rs7.68 Billion, receivables Rs46.70 Billion) cover 462 days of daily cash needs of Rs117.61 Million/day. Check Spandana Sphoorty Financial Limited tangible equity quality to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Spandana Sphoorty Financial Limited Defensive Interval Ratio (2015–2025)
This chart shows how Spandana Sphoorty Financial Limited's Defensive Interval Ratio has evolved across 11 annual periods from 2015 to 2025. As of March 2025, the ratio stands at 462 days, meaning defensive assets of Rs54.38 Billion can fund 462 days of operations without new revenue. Also explore how fast is Spandana Sphoorty Financial Limited growing its equity to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Spandana Sphoorty Financial Limited (2015–2025)
The table below presents the year-by-year Defensive Interval Ratio for Spandana Sphoorty Financial Limited from 2015 to 2025, covering 11 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Spandana Sphoorty Financial Limited (SPANDANA) total market value.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 462 days | Rs54.38 Billion | Rs117.61 Million/day | Rs- | Rs7.68 Billion | ▼ -18 days |
| 2024 | 481 days | Rs86.32 Billion | Rs179.58 Million/day | Rs5.90 Billion | Rs4.00 Billion | ▼ -448926 days |
| 2023 | 449406 days | Rs49.53 Billion | Rs110.22K/day | Rs200.04 Million | Rs1.91 Billion | ▲ +449339 days |
| 2022 | 67 days | Rs4.46 Billion | Rs66.55 Million/day | Rs200.53 Million | Rs4.06 Billion | ▲ +23 days |
| 2021 | 44 days | Rs4.39 Billion | Rs100.25 Million/day | Rs2.52 Billion | Rs1.75 Billion | ▼ -80 days |
| 2020 | 124 days | Rs8.97 Billion | Rs72.53 Million/day | Rs0.00 | Rs8.75 Billion | ▼ -474 days |
| 2019 | 598 days | Rs36.28 Billion | Rs60.70 Million/day | Rs71.09 Million | Rs2.13 Billion | ▼ -26542 days |
| 2018 | 27139 days | Rs31.11 Billion | Rs1.15 Million/day | Rs170.37 Million | Rs21.80 Million | ▲ +20631 days |
| 2017 | 6508 days | Rs11.94 Billion | Rs1.84 Million/day | Rs0.00 | Rs-15.89 Million | ▲ +6124 days |
| 2016 | 384 days | Rs11.72 Billion | Rs30.52 Million/day | Rs- | Rs-35.42 Million | ▼ -69 days |
| 2015 | 453 days | Rs11.09 Billion | Rs24.49 Million/day | Rs- | Rs- | — |