Spandana Sphoorty Financial Limited Defensive Interval Ratio
Spandana Sphoorty Financial Limited defensive interval ratio. Spandana Sphoorty Financial Limited (SPANDANA) has a Defensive Interval Ratio of 70 days as of March 2026. Defensive assets of Rs5.05 Billion (cash Rs-, short-term investments Rs5.05 Billion, receivables Rs-) cover 70 days of daily cash needs of Rs72.09 Million/day. See Spandana Sphoorty Financial Limited short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Spandana Sphoorty Financial Limited (2014–2026)
Defensive interval ratio of Spandana Sphoorty Financial Limited from 2014 to 2026. This chart shows how Spandana Sphoorty Financial Limited's Defensive Interval Ratio has evolved across 13 annual periods from 2014 to 2026. As of March 2026, the ratio stands at 70 days, meaning defensive assets of Rs5.05 Billion can fund 70 days of operations without new revenue. Check SPANDANA cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Spandana Sphoorty Financial Limited Defensive Interval Ratio by Year (2014–2026)
Spandana Sphoorty Financial Limited defensive interval ratio by year from 2014 to 2026. The table below presents the year-by-year Defensive Interval Ratio for Spandana Sphoorty Financial Limited from 2014 to 2026, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Spandana Sphoorty Financial Limited balance sheet assets.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2026 | 70 days | Rs5.05 Billion | Rs72.09 Million/day | Rs- | Rs5.05 Billion | ▼ -392 days |
| 2025 | 462 days | Rs54.38 Billion | Rs117.61 Million/day | Rs- | Rs7.68 Billion | ▼ -18 days |
| 2024 | 481 days | Rs86.32 Billion | Rs179.58 Million/day | Rs5.90 Billion | Rs4.00 Billion | ▼ -448926 days |
| 2023 | 449406 days | Rs49.53 Billion | Rs110.22K/day | Rs200.04 Million | Rs1.91 Billion | ▲ +449339 days |
| 2022 | 67 days | Rs4.46 Billion | Rs66.55 Million/day | Rs200.53 Million | Rs4.06 Billion | ▲ +23 days |
| 2021 | 44 days | Rs4.39 Billion | Rs100.25 Million/day | Rs2.52 Billion | Rs1.75 Billion | ▼ -80 days |
| 2020 | 124 days | Rs8.97 Billion | Rs72.53 Million/day | Rs0.00 | Rs8.75 Billion | ▼ -474 days |
| 2019 | 598 days | Rs36.28 Billion | Rs60.70 Million/day | Rs71.09 Million | Rs2.13 Billion | ▼ -26542 days |
| 2018 | 27139 days | Rs31.11 Billion | Rs1.15 Million/day | Rs170.37 Million | Rs21.80 Million | ▲ +20631 days |
| 2017 | 6508 days | Rs11.94 Billion | Rs1.84 Million/day | Rs0.00 | Rs-15.89 Million | ▲ +6124 days |
| 2016 | 384 days | Rs11.72 Billion | Rs30.52 Million/day | Rs- | Rs-35.42 Million | ▼ -69 days |
| 2015 | 453 days | Rs11.09 Billion | Rs24.49 Million/day | Rs- | Rs- | ▲ +451 days |
| 2014 | 2 days | Rs3.82 Million | Rs1.72 Million/day | Rs- | Rs- | — |