Spandana Sphoorty Financial Limited Financial Flexibility Index
Spandana Sphoorty Financial Limited financial flexibility index. Spandana Sphoorty Financial Limited (SPANDANA) has a Financial Flexibility Index of 0.39x as of September 2025. Free cash flow of Rs13.33 Billion (operating CF Rs13.30 Billion minus capex Rs29.20 Million) represents 0% of total liabilities (Rs34.52 Billion). See Spandana Sphoorty Financial Limited free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Spandana Sphoorty Financial Limited (2013–2026)
Financial flexibility index of Spandana Sphoorty Financial Limited from 2013 to 2026. Historical Financial Flexibility Index trend for Spandana Sphoorty Financial Limited across 14 annual periods. Check Spandana Sphoorty Financial Limited cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Spandana Sphoorty Financial Limited Financial Flexibility Index by Year (2013–2026)
Spandana Sphoorty Financial Limited financial flexibility index by year from 2013 to 2026. Year-by-year free cash flow to debt coverage for Spandana Sphoorty Financial Limited. For the full cash flow conversion analysis, see SPANDANA cash flow metrics.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | -0.31x | Rs-12.88 Billion | Rs-12.92 Billion | Rs41.17 Billion | ▼ -46.3% |
| 2025 | -0.21x | Rs-12.53 Billion | Rs-12.76 Billion | Rs58.60 Billion | ▲ +22.3% |
| 2024 | -0.28x | Rs-26.81 Billion | Rs-27.07 Billion | Rs97.38 Billion | ▲ +19.8% |
| 2023 | -0.34x | Rs-21.58 Billion | Rs-21.71 Billion | Rs62.83 Billion | ▼ -256.2% |
| 2022 | 0.22x | Rs8.77 Billion | Rs8.63 Billion | Rs39.86 Billion | ▲ +173.7% |
| 2021 | -0.30x | Rs-17.39 Billion | Rs-17.54 Billion | Rs58.26 Billion | ▼ -3166.7% |
| 2020 | -0.01x | Rs-306.05 Million | Rs-351.70 Million | Rs33.50 Billion | ▲ +95.1% |
| 2019 | -0.19x | Rs-5.66 Billion | Rs-5.73 Billion | Rs30.41 Billion | ▲ +76.1% |
| 2018 | -0.78x | Rs-18.50 Billion | Rs-18.55 Billion | Rs23.74 Billion | ▼ -1293.0% |
| 2017 | -0.06x | Rs-560.07 Million | Rs-588.83 Million | Rs10.01 Billion | ▼ -186.2% |
| 2016 | 0.06x | Rs1.24 Billion | Rs1.14 Billion | Rs19.16 Billion | ▲ +189.0% |
| 2015 | -0.07x | Rs-1.74 Billion | Rs-1.82 Billion | Rs23.89 Billion | ▼ -191.2% |
| 2014 | 0.08x | Rs1.75 Billion | Rs1.73 Billion | Rs21.84 Billion | ▲ +254.4% |
| 2013 | -0.05x | Rs-1.29 Billion | Rs-1.29 Billion | Rs24.84 Billion | — |