Spandana Sphoorty Financial Limited (SPANDANA) — Financial Flexibility Index
Spandana Sphoorty Financial Limited (SPANDANA) has a Financial Flexibility Index of 0.39x as of September 2025. Free cash flow of Rs13.33 Billion (operating CF Rs13.30 Billion minus capex Rs29.20 Million) represents 0% of total liabilities (Rs34.52 Billion). Check Spandana Sphoorty Financial Limited cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Spandana Sphoorty Financial Limited Financial Flexibility Index (2013–2025)
Historical Financial Flexibility Index trend for Spandana Sphoorty Financial Limited across 13 annual periods. For the full cash flow conversion analysis, see Spandana Sphoorty Financial Limited cash conversion from operations.
Annual Financial Flexibility Index for Spandana Sphoorty Financial Limited (2013–2025)
Year-by-year free cash flow to debt coverage for Spandana Sphoorty Financial Limited. Explore Spandana Sphoorty Financial Limited (SPANDANA) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.21x | Rs-12.53 Billion | Rs-12.76 Billion | Rs58.60 Billion | ▲ +22.3% |
| 2024 | -0.28x | Rs-26.81 Billion | Rs-27.07 Billion | Rs97.38 Billion | ▲ +19.8% |
| 2023 | -0.34x | Rs-21.58 Billion | Rs-21.71 Billion | Rs62.83 Billion | ▼ -256.2% |
| 2022 | 0.22x | Rs8.77 Billion | Rs8.63 Billion | Rs39.86 Billion | ▲ +173.7% |
| 2021 | -0.30x | Rs-17.39 Billion | Rs-17.54 Billion | Rs58.26 Billion | ▼ -3166.7% |
| 2020 | -0.01x | Rs-306.05 Million | Rs-351.70 Million | Rs33.50 Billion | ▲ +95.1% |
| 2019 | -0.19x | Rs-5.66 Billion | Rs-5.73 Billion | Rs30.41 Billion | ▲ +76.1% |
| 2018 | -0.78x | Rs-18.50 Billion | Rs-18.55 Billion | Rs23.74 Billion | ▼ -1293.0% |
| 2017 | -0.06x | Rs-560.07 Million | Rs-588.83 Million | Rs10.01 Billion | ▼ -186.2% |
| 2016 | 0.06x | Rs1.24 Billion | Rs1.14 Billion | Rs19.16 Billion | ▲ +189.0% |
| 2015 | -0.07x | Rs-1.74 Billion | Rs-1.82 Billion | Rs23.89 Billion | ▼ -191.2% |
| 2014 | 0.08x | Rs1.75 Billion | Rs1.73 Billion | Rs21.84 Billion | ▲ +254.4% |
| 2013 | -0.05x | Rs-1.29 Billion | Rs-1.29 Billion | Rs24.84 Billion | — |