Spandana Sphoorty Financial Limited (SPANDANA) — Financial Flexibility Index
Spandana Sphoorty Financial Limited (SPANDANA) has a Financial Flexibility Index of 0.39x as of September 2025. Free cash flow of Rs13.33 Billion (operating CF Rs13.30 Billion minus capex Rs29.20 Million) represents 0% of total liabilities (Rs34.52 Billion). Check SPANDANA PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Spandana Sphoorty Financial Limited Financial Flexibility Index (2013–2025)
Historical Financial Flexibility Index trend for Spandana Sphoorty Financial Limited across 13 annual periods. See SPANDANA current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Spandana Sphoorty Financial Limited (2013–2025)
Year-by-year free cash flow to debt coverage for Spandana Sphoorty Financial Limited. For the full company profile including market capitalisation, see SPANDANA market cap.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.21x | Rs-12.53 Billion | Rs-12.76 Billion | Rs58.60 Billion | ▲ +22.3% |
| 2024 | -0.28x | Rs-26.81 Billion | Rs-27.07 Billion | Rs97.38 Billion | ▲ +19.8% |
| 2023 | -0.34x | Rs-21.58 Billion | Rs-21.71 Billion | Rs62.83 Billion | ▼ -256.2% |
| 2022 | 0.22x | Rs8.77 Billion | Rs8.63 Billion | Rs39.86 Billion | ▲ +173.7% |
| 2021 | -0.30x | Rs-17.39 Billion | Rs-17.54 Billion | Rs58.26 Billion | ▼ -3166.7% |
| 2020 | -0.01x | Rs-306.05 Million | Rs-351.70 Million | Rs33.50 Billion | ▲ +95.1% |
| 2019 | -0.19x | Rs-5.66 Billion | Rs-5.73 Billion | Rs30.41 Billion | ▲ +76.1% |
| 2018 | -0.78x | Rs-18.50 Billion | Rs-18.55 Billion | Rs23.74 Billion | ▼ -1293.0% |
| 2017 | -0.06x | Rs-560.07 Million | Rs-588.83 Million | Rs10.01 Billion | ▼ -186.2% |
| 2016 | 0.06x | Rs1.24 Billion | Rs1.14 Billion | Rs19.16 Billion | ▲ +189.0% |
| 2015 | -0.07x | Rs-1.74 Billion | Rs-1.82 Billion | Rs23.89 Billion | ▼ -191.2% |
| 2014 | 0.08x | Rs1.75 Billion | Rs1.73 Billion | Rs21.84 Billion | ▲ +254.4% |
| 2013 | -0.05x | Rs-1.29 Billion | Rs-1.29 Billion | Rs24.84 Billion | — |