Spandana Sphoorty Financial Limited (SPANDANA) — Net Asset Quality Index
Spandana Sphoorty Financial Limited (SPANDANA) has a Net Asset Quality Index of 39.2% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs56.79 Billion minus total liabilities of Rs34.52 Billion yields net assets of Rs22.27 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check financial resilience of Spandana Sphoorty Financial Limited to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Spandana Sphoorty Financial Limited Net Asset Quality Index Over Time (2013–2025)
This chart shows how Spandana Sphoorty Financial Limited's Net Asset Quality Index has evolved across 13 annual periods from 2013 to 2025. As of September 2025, the index stands at 39.2%, representing net assets of Rs22.27 Billion against total assets of Rs56.79 Billion INR. See Spandana Sphoorty Financial Limited short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Spandana Sphoorty Financial Limited (2013–2025)
The table below presents the year-by-year Net Asset Quality Index for Spandana Sphoorty Financial Limited from 2013 to 2025, covering 13 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Spandana Sphoorty Financial Limited market cap and net worth.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 31.0% | Rs26.33 Billion | Rs84.94 Billion | Rs58.60 Billion | ▲ +3.8 pp |
| 2024 | 27.2% | Rs36.45 Billion | Rs133.83 Billion | Rs97.38 Billion | ▼ -5.8 pp |
| 2023 | 33.0% | Rs30.99 Billion | Rs93.83 Billion | Rs62.83 Billion | ▼ -10.6 pp |
| 2022 | 43.7% | Rs30.90 Billion | Rs70.76 Billion | Rs39.86 Billion | ▲ +11.6 pp |
| 2021 | 32.1% | Rs27.51 Billion | Rs85.77 Billion | Rs58.26 Billion | ▼ -11.9 pp |
| 2020 | 44.0% | Rs26.27 Billion | Rs59.77 Billion | Rs33.50 Billion | ▲ +5.6 pp |
| 2019 | 38.3% | Rs18.90 Billion | Rs49.32 Billion | Rs30.41 Billion | ▲ +1.4 pp |
| 2018 | 36.9% | Rs13.91 Billion | Rs37.64 Billion | Rs23.74 Billion | ▼ -11.2 pp |
| 2017 | 48.1% | Rs9.28 Billion | Rs19.29 Billion | Rs10.01 Billion | ▲ +39.3 pp |
| 2016 | 8.8% | Rs1.84 Billion | Rs21.00 Billion | Rs19.16 Billion | ▲ +10.3 pp |
| 2015 | -1.5% | Rs-361.84 Million | Rs23.52 Billion | Rs23.89 Billion | ▼ -1.0 pp |
| 2014 | -0.5% | Rs-107.11 Million | Rs21.73 Billion | Rs21.84 Billion | ▼ -0.1 pp |
| 2013 | -0.4% | Rs-104.85 Million | Rs24.73 Billion | Rs24.84 Billion | — |