Neptune Insurance Holdings Inc. (NP) — Cash Flow-to-Debt Ratio

Latest as of December 2025: 0.04x

Neptune Insurance Holdings Inc. (NP) has a Cash Flow-to-Debt Ratio of 0.04x as of December 2025, meaning its operating cash flow of $12.75 Million could theoretically repay 0% of its total liabilities ($292.79 Million) in one year. See Neptune Insurance Holdings Inc. free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.

CF-to-Debt Ratio

0.04x
Operating CF / Total Liabilities

Operating Cash Flow

$12.75 Million
USD

Total Liabilities

$292.79 Million
USD

Data as of

Dec 2025
Most recent filing

Neptune Insurance Holdings Inc. Cash Flow-to-Debt Ratio (2023–2025)

Historical debt coverage capacity for Neptune Insurance Holdings Inc. across 3 annual periods. Also explore Neptune Insurance Holdings Inc. net asset momentum to track the company's year-over-year net asset growth rate.

Annual Cash Flow-to-Debt Ratio for Neptune Insurance Holdings Inc. (2023–2025)

Year-by-year debt coverage analysis for Neptune Insurance Holdings Inc.. For market capitalisation and broader financial context, see NP market cap.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 0.18x $51.67 Million $292.79 Million ▲ +46.4%
2024 0.12x $49.93 Million $414.14 Million ▲ +177.5%
2023 0.04x $18.65 Million $429.27 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.