Neptune Insurance Holdings Inc. (NP) — Financial Flexibility Index
Neptune Insurance Holdings Inc. (NP) has a Financial Flexibility Index of 0.09x as of June 2026. Free cash flow of $28.66 Million (operating CF $27.57 Million minus capex $1.10 Million) represents 0% of total liabilities ($324.45 Million). Check NP cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Neptune Insurance Holdings Inc. Financial Flexibility Index (2023–2025)
Historical Financial Flexibility Index trend for Neptune Insurance Holdings Inc. across 3 annual periods. For the full cash flow conversion analysis, see Neptune Insurance Holdings Inc. operating cash flow efficiency.
Annual Financial Flexibility Index for Neptune Insurance Holdings Inc. (2023–2025)
Year-by-year free cash flow to debt coverage for Neptune Insurance Holdings Inc.. Explore how well can Neptune Insurance Holdings Inc. service its debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.19x | $55.65 Million | $51.67 Million | $292.79 Million | ▲ +46.7% |
| 2024 | 0.13x | $53.64 Million | $49.93 Million | $414.14 Million | ▲ +145.2% |
| 2023 | 0.05x | $22.68 Million | $18.65 Million | $429.27 Million | — |