Neptune Insurance Holdings Inc. (NP) — Financial Flexibility Index

Latest as of December 2025: 0.05x

Neptune Insurance Holdings Inc. (NP) has a Financial Flexibility Index of 0.05x as of December 2025. Free cash flow of $13.80 Million (operating CF $12.75 Million minus capex $1.05 Million) represents 0% of total liabilities ($292.79 Million). Also explore NP net assets growth trend to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.05x
Free Cash Flow / Total Liabilities

Free Cash Flow

$13.80 Million
Operating CF − Capex

Total Liabilities

$292.79 Million
USD

Capital Expenditures

$1.05 Million
USD

Neptune Insurance Holdings Inc. Financial Flexibility Index (2023–2025)

Historical Financial Flexibility Index trend for Neptune Insurance Holdings Inc. across 3 annual periods. Check Neptune Insurance Holdings Inc. liquid asset ratio to evaluate the company's liquid asset resilience ratio.

Annual Financial Flexibility Index for Neptune Insurance Holdings Inc. (2023–2025)

Year-by-year free cash flow to debt coverage for Neptune Insurance Holdings Inc.. For the full company profile including market capitalisation, see Neptune Insurance Holdings Inc. market capitalisation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.19x $55.65 Million $51.67 Million $292.79 Million ▲ +46.7%
2024 0.13x $53.64 Million $49.93 Million $414.14 Million ▲ +145.2%
2023 0.05x $22.68 Million $18.65 Million $429.27 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities