Neptune Insurance Holdings Inc. (NP) — Financial Flexibility Index
Neptune Insurance Holdings Inc. (NP) has a Financial Flexibility Index of 0.05x as of December 2025. Free cash flow of $13.80 Million (operating CF $12.75 Million minus capex $1.05 Million) represents 0% of total liabilities ($292.79 Million). Check NP cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Neptune Insurance Holdings Inc. Financial Flexibility Index (2023–2025)
Historical Financial Flexibility Index trend for Neptune Insurance Holdings Inc. across 3 annual periods. See NP current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Neptune Insurance Holdings Inc. (2023–2025)
Year-by-year free cash flow to debt coverage for Neptune Insurance Holdings Inc.. For the full company profile including market capitalisation, see NP company net worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.19x | $55.65 Million | $51.67 Million | $292.79 Million | ▲ +46.7% |
| 2024 | 0.13x | $53.64 Million | $49.93 Million | $414.14 Million | ▲ +145.2% |
| 2023 | 0.05x | $22.68 Million | $18.65 Million | $429.27 Million | — |