Neptune Insurance Holdings Inc. (NP) — Defensive Interval Ratio

Latest as of December 2025: 28 days

Neptune Insurance Holdings Inc. (NP) has a Defensive Interval Ratio of 28 days as of December 2025. Defensive assets of $4.08 Million (cash $-, short-term investments $-, receivables $4.08 Million) cover 28 days of daily cash needs of $144.64K/day. See Neptune Insurance Holdings Inc. (NP) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

28 days
Days of operational coverage

Defensive Assets

$4.08 Million
Cash + ST Investments + Receivables

Daily Cash Need

$144.64K
Current Liabilities ÷ 365

Current Liabilities

$52.79 Million
USD

Neptune Insurance Holdings Inc. Defensive Interval Ratio (2023–2025)

This chart shows how Neptune Insurance Holdings Inc.'s Defensive Interval Ratio has evolved across 3 annual periods from 2023 to 2025. As of December 2025, the ratio stands at 28 days, meaning defensive assets of $4.08 Million can fund 28 days of operations without new revenue. Also explore net asset growth rate of Neptune Insurance Holdings Inc. to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Neptune Insurance Holdings Inc. (2023–2025)

The table below presents the year-by-year Defensive Interval Ratio for Neptune Insurance Holdings Inc. from 2023 to 2025, covering 3 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Neptune Insurance Holdings Inc. market capitalisation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 28 days $4.08 Million $144.64K/day $- $- ▼ -76 days
2024 104 days $13.80 Million $133.06K/day $7.09 Million $- ▼ -59 days
2023 163 days $13.01 Million $79.75K/day $8.13 Million $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)