Neptune Insurance Holdings Inc. (NP) — Defensive Interval Ratio
Neptune Insurance Holdings Inc. (NP) has a Defensive Interval Ratio of 28 days as of December 2025. Defensive assets of $4.08 Million (cash $-, short-term investments $-, receivables $4.08 Million) cover 28 days of daily cash needs of $144.64K/day. See NP net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Neptune Insurance Holdings Inc. Defensive Interval Ratio (2023–2025)
This chart shows how Neptune Insurance Holdings Inc.'s Defensive Interval Ratio has evolved across 3 annual periods from 2023 to 2025. As of December 2025, the ratio stands at 28 days, meaning defensive assets of $4.08 Million can fund 28 days of operations without new revenue. See Neptune Insurance Holdings Inc. net asset quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Neptune Insurance Holdings Inc. (2023–2025)
The table below presents the year-by-year Defensive Interval Ratio for Neptune Insurance Holdings Inc. from 2023 to 2025, covering 3 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Neptune Insurance Holdings Inc. (NP) total market value.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 28 days | $4.08 Million | $144.64K/day | $- | $- | ▼ -76 days |
| 2024 | 104 days | $13.80 Million | $133.06K/day | $7.09 Million | $- | ▼ -59 days |
| 2023 | 163 days | $13.01 Million | $79.75K/day | $8.13 Million | $- | — |