Neptune Insurance Holdings Inc. (NP) — Working Capital to Net Assets Ratio
Neptune Insurance Holdings Inc. (NP) has a Working Capital to Net Assets ratio of 0.1% as of December 2025. Working capital of $-331.00K (current assets of $52.46 Million minus current liabilities of $52.79 Million) is measured against net assets of $-227.49 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See debt-free asset ratio of Neptune Insurance Holdings Inc. to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Neptune Insurance Holdings Inc. Working Capital to Net Assets (2023–2025)
This chart shows how Neptune Insurance Holdings Inc.'s Working Capital to Net Assets ratio has evolved across 3 annual periods from 2023 to 2025. As of December 2025, the ratio stands at 0.1%, reflecting working capital of $-331.00K against net assets of $-227.49 Million USD. See NP defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for Neptune Insurance Holdings Inc. (2023–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Neptune Insurance Holdings Inc. from 2023 to 2025, covering 3 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see Neptune Insurance Holdings Inc. market capitalisation.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 0.1% | $-331.00K | $-227.49 Million | $52.46 Million | $52.79 Million | ▼ -3.5 pp |
| 2024 | 3.6% | $-13.34 Million | $-365.99 Million | $35.23 Million | $48.57 Million | ▲ +3.8 pp |
| 2023 | -0.2% | $752.00K | $-387.60 Million | $29.86 Million | $29.11 Million | — |