ING Groep NV (INGA) — Defensive Interval Ratio

Latest as of December 2025: 24 days

ING Groep NV (INGA) has a Defensive Interval Ratio of 24 days as of December 2025. Defensive assets of €53.42 Billion (cash €-, short-term investments €53.42 Billion, receivables €-) cover 24 days of daily cash needs of €2.24 Billion/day. Check ING Groep NV tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

24 days
Days of operational coverage

Defensive Assets

€53.42 Billion
Cash + ST Investments + Receivables

Daily Cash Need

€2.24 Billion
Current Liabilities ÷ 365

Current Liabilities

€819.08 Billion
EUR

ING Groep NV Defensive Interval Ratio (1997–2025)

This chart shows how ING Groep NV's Defensive Interval Ratio has evolved across 29 annual periods from 1997 to 2025. As of December 2025, the ratio stands at 24 days, meaning defensive assets of €53.42 Billion can fund 24 days of operations without new revenue. Also explore ING Groep NV (INGA) equity growth momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for ING Groep NV (1997–2025)

The table below presents the year-by-year Defensive Interval Ratio for ING Groep NV from 1997 to 2025, covering 29 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see INGA stock market capitalisation.

Year DIR (days) Defensive Assets (EUR) Daily Cash Need Cash ST Investments Change (days)
2025 24 days €53.42 Billion €2.24 Billion/day €- €53.42 Billion ▲ +2 days
2024 22 days €45.77 Billion €2.07 Billion/day €- €44.78 Billion ▲ +2 days
2023 20 days €41.00 Billion €2.01 Billion/day €- €40.17 Billion ▼ -6 days
2022 26 days €31.88 Billion €1.22 Billion/day €- €30.98 Billion ▼ -2 days
2021 28 days €31.15 Billion €1.10 Billion/day €- €29.80 Billion ▼ -3 days
2020 32 days €36.02 Billion €1.14 Billion/day €- €34.84 Billion ▲ +6 days
2019 26 days €33.85 Billion €1.30 Billion/day €- €32.79 Billion ▼ -178764 days
2018 178790 days €29.88 Billion €167.12K/day €- €28.84 Billion ▲ +171158 days
2017 7632 days €75.40 Billion €9.88 Million/day €- €69.73 Billion ▲ +5830 days
2016 1802 days €21.69 Billion €12.04 Million/day €- €14.82 Billion ▼ -4872 days
2015 6673 days €94.27 Billion €14.13 Million/day €- €87.00 Billion ▲ +120 days
2014 6553 days €103.09 Billion €15.73 Million/day €- €95.40 Billion ▲ +5096 days
2013 1457 days €31.46 Billion €21.59 Million/day €- €19.28 Billion ▼ -95 days
2012 1552 days €45.25 Billion €29.15 Million/day €- €29.03 Billion ▲ +201 days
2011 1351 days €43.88 Billion €32.47 Million/day €- €24.78 Billion ▲ +85 days
2010 1266 days €46.83 Billion €37.00 Million/day €- €25.02 Billion ▲ +166 days
2009 1100 days €51.55 Billion €46.87 Million/day €- €27.78 Billion ▲ +871 days
2008 228 days €57.28 Billion €250.87 Million/day €- €30.90 Billion ▼ -212 days
2007 441 days €49.63 Billion €112.62 Million/day €- €26.08 Billion ▲ +13 days
2006 428 days €47.38 Billion €110.78 Million/day €- €26.35 Billion ▲ +246 days
2005 181 days €21.33 Billion €117.58 Million/day €- €107.00 Million ▼ -192 days
2004 373 days €16.88 Billion €45.24 Million/day €- €- ▼ -69 days
2003 442 days €18.28 Billion €41.35 Million/day €- €- ▼ -89 days
2002 531 days €20.28 Billion €38.21 Million/day €- €- ▼ -300 days
2001 831 days €21.04 Billion €25.32 Million/day €- €- ▲ +719 days
2000 112 days €23.64 Billion €211.70 Million/day €- €- ▲ +62 days
1999 50 days €11.26 Billion €224.89 Million/day €- €- ▲ +30 days
1998 21 days €9.10 Billion €442.84 Million/day €- €- ▼ -12 days
1997 33 days €8.89 Billion €271.44 Million/day €- €- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)