ING Groep NV (INGA) — Tangible Net Worth Ratio
ING Groep NV (INGA) has a Tangible Net Worth Ratio of 100.0% as of December 2025. This metric is calculated by deducting intangible assets (€0.00) from net assets (€50.95 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore net asset momentum of ING Groep NV to track the company's year-over-year net asset growth rate.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
ING Groep NV Tangible Net Worth Ratio (1997–2025)
This chart shows how ING Groep NV's Tangible Net Worth Ratio has changed across 29 annual periods from 1997 to 2025. As of December 2025, the ratio stands at 100.0%, reflecting net assets of €50.95 Billion with intangible assets of €0.00 EUR. For live market cap and overall valuation, see ING Groep NV stock valuation.
Annual Tangible Net Worth Ratio for ING Groep NV (1997–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for ING Groep NV from 1997 to 2025, covering 29 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore INGA capital expenditure intensity to see what proportion of operating cash flow is directed to capital expenditures.
| Year | Tangible NW Ratio | Net Assets (EUR) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 100.0% | €50.95 Billion | €0.00 | €1.05 Trillion | ▲ +1.7 pp |
| 2024 | 98.3% | €51.31 Billion | €858.00 Million | €1.02 Trillion | ▼ -0.3 pp |
| 2023 | 98.6% | €52.18 Billion | €729.00 Million | €975.58 Billion | ▼ -0.1 pp |
| 2022 | 98.7% | €50.41 Billion | €637.00 Million | €967.82 Billion | ▼ 0.0 pp |
| 2021 | 98.7% | €54.66 Billion | €684.00 Million | €951.29 Billion | ▼ -1.2 pp |
| 2020 | 99.9% | €857.83 Billion | €860.00 Million | €937.38 Billion | ▲ +0.0 pp |
| 2019 | 99.9% | €755.92 Billion | €1.01 Billion | €891.74 Billion | ▲ +1.6 pp |
| 2018 | 98.2% | €51.73 Billion | €921.00 Million | €887.03 Billion | ▼ -0.5 pp |
| 2017 | 98.7% | €51.12 Billion | €653.00 Million | €846.22 Billion | ▼ -0.1 pp |
| 2016 | 98.8% | €50.40 Billion | €581.00 Million | €845.08 Billion | ▲ +0.0 pp |
| 2015 | 98.8% | €48.47 Billion | €582.00 Million | €841.77 Billion | ▼ -0.2 pp |
| 2014 | 99.0% | €58.50 Billion | €594.00 Million | €992.86 Billion | ▲ +0.4 pp |
| 2013 | 98.6% | €49.85 Billion | €704.00 Million | €1.08 Trillion | ▼ -0.1 pp |
| 2012 | 98.7% | €52.84 Billion | €673.00 Million | €1.16 Trillion | ▲ +2.5 pp |
| 2011 | 96.2% | €46.23 Billion | €1.76 Billion | €1.27 Trillion | ▲ +2.1 pp |
| 2010 | 94.1% | €44.10 Billion | €2.61 Billion | €1.24 Trillion | ▲ +2.1 pp |
| 2009 | 92.0% | €37.04 Billion | €2.95 Billion | €1.16 Trillion | ▲ +5.3 pp |
| 2008 | 86.7% | €28.93 Billion | €3.85 Billion | €1.33 Trillion | ▼ -4.5 pp |
| 2007 | 91.2% | €39.53 Billion | €3.50 Billion | €1.31 Trillion | ▼ -1.0 pp |
| 2006 | 92.2% | €41.22 Billion | €3.22 Billion | €1.23 Trillion | ▲ +1.7 pp |
| 2005 | 90.5% | €38.40 Billion | €3.66 Billion | €1.16 Trillion | ▼ -9.5 pp |
| 2004 | 100.0% | €29.34 Billion | €0.00 | €865.56 Billion | ▲ +0.0 pp |
| 2003 | 100.0% | €24.80 Billion | €0.00 | €777.41 Billion | ▲ +0.0 pp |
| 2002 | 100.0% | €22.38 Billion | €0.00 | €717.02 Billion | ▲ +0.0 pp |
| 2001 | 100.0% | €25.56 Billion | €0.00 | €706.35 Billion | ▲ +0.0 pp |
| 2000 | 100.0% | €29.06 Billion | €0.00 | €651.97 Billion | ▲ +0.0 pp |
| 1999 | 100.0% | €36.13 Billion | €0.00 | €494.26 Billion | ▲ +0.0 pp |
| 1998 | 100.0% | €29.53 Billion | €0.00 | €392.70 Billion | ▲ +0.0 pp |
| 1997 | 100.0% | €20.88 Billion | €0.00 | €278.39 Billion | — |