ING Groep NV Net Asset Quality Index

Latest as of December 2025: 4.8%

ING Groep NV net asset quality index. ING Groep NV (INGA) has a Net Asset Quality Index of 4.8% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of €1.05 Trillion minus total liabilities of €1.00 Trillion yields net assets of €50.95 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See ING Groep NV (INGA) net assets for net asset value and shareholders' equity analysis.

Quality Index

4.8%
Equity / Total Assets

Net Assets

€50.95 Billion
EUR

Total Assets

€1.05 Trillion
EUR

Total Liabilities

€1.00 Trillion
EUR

Net Asset Quality Index of ING Groep NV (1997–2025)

Net asset quality index of ING Groep NV from 1997 to 2025. This chart shows how ING Groep NV's Net Asset Quality Index has evolved across 29 annual periods from 1997 to 2025. As of December 2025, the index stands at 4.8%, representing net assets of €50.95 Billion against total assets of €1.05 Trillion EUR. Check INGA strategic asset allocation to assess the company's strategic physical and investment asset allocation.

ING Groep NV Net Asset Quality Index by Year (1997–2025)

ING Groep NV net asset quality index by year from 1997 to 2025. The table below presents the year-by-year Net Asset Quality Index for ING Groep NV from 1997 to 2025, covering 29 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see ING Groep NV market capitalisation.

Year Quality Index Net Assets (EUR) Total Assets Total Liabilities Change (pp)
2025 4.8% €50.95 Billion €1.05 Trillion €1.00 Trillion ▼ -0.2 pp
2024 5.0% €51.31 Billion €1.02 Trillion €969.24 Billion ▼ -0.3 pp
2023 5.3% €52.18 Billion €975.58 Billion €923.40 Billion ▲ +0.1 pp
2022 5.2% €50.41 Billion €967.82 Billion €917.41 Billion ▼ -0.5 pp
2021 5.7% €54.66 Billion €951.29 Billion €896.63 Billion ▼ -85.8 pp
2020 91.5% €857.83 Billion €937.38 Billion €79.55 Billion ▲ +6.7 pp
2019 84.8% €755.92 Billion €891.74 Billion €135.82 Billion ▲ +78.9 pp
2018 5.8% €51.73 Billion €887.03 Billion €835.30 Billion ▼ -0.2 pp
2017 6.0% €51.12 Billion €846.22 Billion €795.10 Billion ▲ +0.1 pp
2016 6.0% €50.40 Billion €845.08 Billion €794.68 Billion ▲ +0.2 pp
2015 5.8% €48.47 Billion €841.77 Billion €793.30 Billion ▼ -0.1 pp
2014 5.9% €58.50 Billion €992.86 Billion €934.36 Billion ▲ +1.3 pp
2013 4.6% €49.85 Billion €1.08 Trillion €1.03 Trillion ▲ +0.1 pp
2012 4.5% €52.84 Billion €1.16 Trillion €1.11 Trillion ▲ +0.9 pp
2011 3.6% €46.23 Billion €1.27 Trillion €1.23 Trillion ▲ +0.1 pp
2010 3.5% €44.10 Billion €1.24 Trillion €1.20 Trillion ▲ +0.4 pp
2009 3.2% €37.04 Billion €1.16 Trillion €1.12 Trillion ▲ +1.0 pp
2008 2.2% €28.93 Billion €1.33 Trillion €1.30 Trillion ▼ -0.8 pp
2007 3.0% €39.53 Billion €1.31 Trillion €1.27 Trillion ▼ -0.3 pp
2006 3.4% €41.22 Billion €1.23 Trillion €1.19 Trillion ▲ +0.0 pp
2005 3.3% €38.40 Billion €1.16 Trillion €1.12 Trillion ▼ -0.1 pp
2004 3.4% €29.34 Billion €865.56 Billion €836.22 Billion ▲ +0.2 pp
2003 3.2% €24.80 Billion €777.41 Billion €752.61 Billion ▲ +0.1 pp
2002 3.1% €22.38 Billion €717.02 Billion €694.64 Billion ▼ -0.5 pp
2001 3.6% €25.56 Billion €706.35 Billion €680.79 Billion ▼ -0.8 pp
2000 4.5% €29.06 Billion €651.97 Billion €622.91 Billion ▼ -2.9 pp
1999 7.3% €36.13 Billion €494.26 Billion €458.13 Billion ▼ -0.2 pp
1998 7.5% €29.53 Billion €392.70 Billion €363.17 Billion ▲ +0.0 pp
1997 7.5% €20.88 Billion €278.39 Billion €257.51 Billion —
pp = percentage points