ING Groep NV (INGA) — Net Asset Quality Index
ING Groep NV (INGA) has a Net Asset Quality Index of 4.8% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of €1.05 Trillion minus total liabilities of €1.00 Trillion yields net assets of €50.95 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read ING Groep NV debt and liabilities for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
ING Groep NV Net Asset Quality Index Over Time (1997–2025)
This chart shows how ING Groep NV's Net Asset Quality Index has evolved across 29 annual periods from 1997 to 2025. As of December 2025, the index stands at 4.8%, representing net assets of €50.95 Billion against total assets of €1.05 Trillion EUR. For live market cap and overall valuation, see market value of ING Groep NV.
Annual Net Asset Quality Index for ING Groep NV (1997–2025)
The table below presents the year-by-year Net Asset Quality Index for ING Groep NV from 1997 to 2025, covering 29 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check ING Groep NV (INGA) strategic investment index to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (EUR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 4.8% | €50.95 Billion | €1.05 Trillion | €1.00 Trillion | ▼ -0.2 pp |
| 2024 | 5.0% | €51.31 Billion | €1.02 Trillion | €969.24 Billion | ▼ -0.3 pp |
| 2023 | 5.3% | €52.18 Billion | €975.58 Billion | €923.40 Billion | ▲ +0.1 pp |
| 2022 | 5.2% | €50.41 Billion | €967.82 Billion | €917.41 Billion | ▼ -0.5 pp |
| 2021 | 5.7% | €54.66 Billion | €951.29 Billion | €896.63 Billion | ▼ -85.8 pp |
| 2020 | 91.5% | €857.83 Billion | €937.38 Billion | €79.55 Billion | ▲ +6.7 pp |
| 2019 | 84.8% | €755.92 Billion | €891.74 Billion | €135.82 Billion | ▲ +78.9 pp |
| 2018 | 5.8% | €51.73 Billion | €887.03 Billion | €835.30 Billion | ▼ -0.2 pp |
| 2017 | 6.0% | €51.12 Billion | €846.22 Billion | €795.10 Billion | ▲ +0.1 pp |
| 2016 | 6.0% | €50.40 Billion | €845.08 Billion | €794.68 Billion | ▲ +0.2 pp |
| 2015 | 5.8% | €48.47 Billion | €841.77 Billion | €793.30 Billion | ▼ -0.1 pp |
| 2014 | 5.9% | €58.50 Billion | €992.86 Billion | €934.36 Billion | ▲ +1.3 pp |
| 2013 | 4.6% | €49.85 Billion | €1.08 Trillion | €1.03 Trillion | ▲ +0.1 pp |
| 2012 | 4.5% | €52.84 Billion | €1.16 Trillion | €1.11 Trillion | ▲ +0.9 pp |
| 2011 | 3.6% | €46.23 Billion | €1.27 Trillion | €1.23 Trillion | ▲ +0.1 pp |
| 2010 | 3.5% | €44.10 Billion | €1.24 Trillion | €1.20 Trillion | ▲ +0.4 pp |
| 2009 | 3.2% | €37.04 Billion | €1.16 Trillion | €1.12 Trillion | ▲ +1.0 pp |
| 2008 | 2.2% | €28.93 Billion | €1.33 Trillion | €1.30 Trillion | ▼ -0.8 pp |
| 2007 | 3.0% | €39.53 Billion | €1.31 Trillion | €1.27 Trillion | ▼ -0.3 pp |
| 2006 | 3.4% | €41.22 Billion | €1.23 Trillion | €1.19 Trillion | ▲ +0.0 pp |
| 2005 | 3.3% | €38.40 Billion | €1.16 Trillion | €1.12 Trillion | ▼ -0.1 pp |
| 2004 | 3.4% | €29.34 Billion | €865.56 Billion | €836.22 Billion | ▲ +0.2 pp |
| 2003 | 3.2% | €24.80 Billion | €777.41 Billion | €752.61 Billion | ▲ +0.1 pp |
| 2002 | 3.1% | €22.38 Billion | €717.02 Billion | €694.64 Billion | ▼ -0.5 pp |
| 2001 | 3.6% | €25.56 Billion | €706.35 Billion | €680.79 Billion | ▼ -0.8 pp |
| 2000 | 4.5% | €29.06 Billion | €651.97 Billion | €622.91 Billion | ▼ -2.9 pp |
| 1999 | 7.3% | €36.13 Billion | €494.26 Billion | €458.13 Billion | ▼ -0.2 pp |
| 1998 | 7.5% | €29.53 Billion | €392.70 Billion | €363.17 Billion | ▲ +0.0 pp |
| 1997 | 7.5% | €20.88 Billion | €278.39 Billion | €257.51 Billion | — |