ING Groep NV Working Capital to Net Assets Ratio
ING Groep NV working capital to net assets ratio. ING Groep NV (INGA) has a Working Capital to Net Assets ratio of -1398.9% as of December 2025. Working capital of €-712.77 Billion (current assets of €106.31 Billion minus current liabilities of €819.08 Billion) is measured against net assets of €50.95 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. Check ING Groep NV (INGA) tangible equity ratio to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of ING Groep NV (1997–2025)
Working capital to net assets ratio of ING Groep NV from 1997 to 2025. This chart shows how ING Groep NV's Working Capital to Net Assets ratio has evolved across 29 annual periods from 1997 to 2025. As of December 2025, the ratio stands at -1398.9%, reflecting working capital of €-712.77 Billion against net assets of €50.95 Billion EUR. See INGA defensive interval ratio to measure how many days the company can operate on defensive assets alone.
ING Groep NV Working Capital to Net Assets Ratio by Year (1997–2025)
ING Groep NV working capital to net assets ratio by year from 1997 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for ING Groep NV from 1997 to 2025, covering 29 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see balance sheet size of ING Groep NV.
| Year | WC/NA Ratio | Working Capital (EUR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -1398.9% | €-712.77 Billion | €50.95 Billion | €106.31 Billion | €819.08 Billion | ▼ -149.8 pp |
| 2024 | -1249.1% | €-640.92 Billion | €51.31 Billion | €116.13 Billion | €757.05 Billion | ▼ -132.9 pp |
| 2023 | -1116.2% | €-582.50 Billion | €52.18 Billion | €151.75 Billion | €734.25 Billion | ▼ -473.1 pp |
| 2022 | -643.2% | €-324.23 Billion | €50.41 Billion | €119.86 Billion | €444.09 Billion | ▼ -163.9 pp |
| 2021 | -479.3% | €-261.94 Billion | €54.66 Billion | €139.16 Billion | €401.10 Billion | ▼ -448.0 pp |
| 2020 | -31.3% | €-268.35 Billion | €857.83 Billion | €148.25 Billion | €416.60 Billion | ▲ +20.2 pp |
| 2019 | -51.5% | €-389.16 Billion | €755.92 Billion | €87.05 Billion | €476.21 Billion | ▼ -212.0 pp |
| 2018 | 160.5% | €83.05 Billion | €51.73 Billion | €83.11 Billion | €61.00 Million | ▲ +89.6 pp |
| 2017 | 70.9% | €36.25 Billion | €51.12 Billion | €39.86 Billion | €3.61 Billion | ▼ -2.4 pp |
| 2016 | 73.3% | €36.97 Billion | €50.40 Billion | €41.36 Billion | €4.39 Billion | ▲ +2.8 pp |
| 2015 | 70.5% | €34.17 Billion | €48.47 Billion | €39.33 Billion | €5.16 Billion | ▲ +25.1 pp |
| 2014 | 45.4% | €26.55 Billion | €58.50 Billion | €32.29 Billion | €5.74 Billion | ▼ -28.6 pp |
| 2013 | 74.0% | €36.90 Billion | €49.85 Billion | €44.78 Billion | €7.88 Billion | ▼ -24.9 pp |
| 2012 | 98.9% | €52.27 Billion | €52.84 Billion | €62.91 Billion | €10.64 Billion | ▼ -37.8 pp |
| 2011 | 136.7% | €63.22 Billion | €46.23 Billion | €75.07 Billion | €11.85 Billion | ▲ +31.5 pp |
| 2010 | 105.2% | €46.39 Billion | €44.10 Billion | €59.90 Billion | €13.50 Billion | ▼ -29.3 pp |
| 2009 | 134.5% | €49.83 Billion | €37.04 Billion | €66.94 Billion | €17.11 Billion | ▲ +176.9 pp |
| 2008 | -42.3% | €-12.24 Billion | €28.93 Billion | €79.32 Billion | €91.57 Billion | ▼ -95.3 pp |
| 2007 | 53.0% | €20.94 Billion | €39.53 Billion | €62.04 Billion | €41.10 Billion | ▲ +1.3 pp |
| 2006 | 51.6% | €21.27 Billion | €41.22 Billion | €61.71 Billion | €40.43 Billion | ▲ +74.1 pp |
| 2005 | -22.4% | €-8.62 Billion | €38.40 Billion | €34.30 Billion | €42.92 Billion | ▼ -248.9 pp |
| 2004 | 226.4% | €66.43 Billion | €29.34 Billion | €82.94 Billion | €16.51 Billion | ▼ -79.4 pp |
| 2003 | 305.9% | €75.86 Billion | €24.80 Billion | €90.95 Billion | €15.09 Billion | ▲ +22.2 pp |
| 2002 | 283.7% | €63.48 Billion | €22.38 Billion | €77.43 Billion | €13.95 Billion | ▲ +201.2 pp |
| 2001 | 82.5% | €21.08 Billion | €25.56 Billion | €30.32 Billion | €9.24 Billion | ▲ +114.7 pp |
| 2000 | -32.3% | €-9.38 Billion | €29.06 Billion | €67.89 Billion | €77.27 Billion | ▲ +149.9 pp |
| 1999 | -182.2% | €-65.83 Billion | €36.13 Billion | €16.26 Billion | €82.09 Billion | ▲ +326.5 pp |
| 1998 | -508.7% | €-150.22 Billion | €29.53 Billion | €11.42 Billion | €161.64 Billion | ▼ -88.3 pp |
| 1997 | -420.4% | €-87.78 Billion | €20.88 Billion | €11.30 Billion | €99.07 Billion | — |